The top-rated motorcycle insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent. This directory lists 19 motorcycle insurance agents serving Ames.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortress Insurance Services | 426 S 17th St | (515) 337-8700 |
| 2 | Mark Doyle - State Farm Insurance Agent | 2701 Stange Rd Ste 110 | (515) 232-8090 |
| 3 | Scott Richardson - State Farm Insurance Agent | 101 Main St | (515) 232-0030 |
| 4 | Louis Slaughter III - State Farm Insurance Agent | 3515 Lincoln Way #102 | (515) 292-9030 |
| 5 | AlekCO Insurance | 119 Stanton Ave STE 702 | (515) 978-9040 |
| 6 | Pat Brown - State Farm Insurance Agent | 1112 Buckeye Ave | (515) 233-1295 |
| 7 | Severson Insurance Agency, Inc | 3206 Grand Ave #102 | (515) 232-7203 |
| 8 | Shelter Insurance - Mike Dolan | 1228 Grand Ave | (515) 232-3555 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 1416 Buckeye Ave | (515) 232-7060 |
| 10 | Joe Leto - COUNTRY Financial Representative | 315 6th St #205 | (515) 233-3045 |
Fortress Insurance Services serves the Ames, Iowa area as a motorcycle insurance agent. The company helps riders find coverage for their bikes through standard policies. It works with local insurance providers to match clients with appropriate plans. Services include liability protection and comprehensive coverage options for motorcycles. The agency also assists with quotes for custom or vintage bike insurance for the local riding community.
Mark Doyle - State Farm Insurance Agent in Ames, IA, provides a full range of motorcycle insurance services, including liability, collision, and comprehensive coverage options tailored for local riders. The office offers flexible service plans designed to adjust policies as customers' riding needs change, along with straightforward maintenance guidance for policy updates and claims. Common properties it serves include single-family homes, apartments, retail locations, and restaurants.
Scott Richardson’s agency serves homeowners, renters, and drivers in Ames who need motorcycle insurance protection. It provides personalized coverage options for standard bikes, cruisers, and sport motorcycles, helping riders meet Iowa’s liability requirements while safeguarding their investment. Scott Richardson - State Farm Insurance Agent also assists with bundling policies to simplify payments. Coverage can be tailored for local riding conditions, including seasonal storage needs. The agency additionally serves clients in the neighboring community of Nevada, Iowa, offering the same dedicated motorcycle insurance services there.
Louis Slaughter III - State Farm Insurance Agent serves Ames, Iowa, and the surrounding Story County communities, specializing in motorcycle insurance policies for local riders. The agency handles coverage options for a variety of bikes, including cruisers, sport models, and touring motorcycles. For each client, the agent assesses individual riding habits and coverage needs. The general approach it uses to handle a typical job is to review the customer’s policy details and discuss potential discounts for safe riding or bundling with other insurance.
AlekCO Insurance offers specialized motorcycle insurance services for riders in the Ames, Iowa area. It helps clients secure coverage tailored for various bikes and riding habits, addressing both liability and comprehensive protection needs. The agency works to find suitable policies for daily commuters and recreational enthusiasts alike. As winter approaches in central Iowa, it assists bikers with properly storing their motorcycles and adjusting coverage to meet seasonal storage requirements.
Motorcycle insurance from Pat Brown - State Farm Insurance Agent in Ames, IA, is available as either a one-time policy for a single season or a recurring annual arrangement for year-round coverage. Each option includes liability and physical damage protection for bikes. Customized policy reviews help align coverage with each rider’s mileage, storage habits, and specific motorcycle model. Service runs on a one-time, scheduled, or as-needed basis, allowing riders to adjust their policy whenever their circumstances change or their bike is not in use.
For riders in Ames facing the spring thaw or a sudden summer storm, proper coverage is essential. Severson Insurance Agency, Inc helps local motorcyclists navigate insurance needs unique to Iowa roads and weather. As a dedicated motorcycle insurance agent, this agency focuses on connecting customers with policies that protect both machines and riders. Whether assessing liability limits or addressing comprehensive options, the process begins with a thorough review of the applicant’s bike, driving habits, and coverage requirements. A personalized inspection and rate calculation follow this initial consultation.
Shelter Insurance - Mike Dolan provides policies for motorcycle owners in Ames, IA, helping to protect their vehicles on local roads and highways. This agency can offer liability coverage for property damage and injury, as well as comprehensive and collision add-ons to guard against theft, weather events, or vandalism. It serves riders from various commercial sectors, including courier services, repair shops, and equipment delivery offices.
Gallagher Insurance, Risk Management & Consulting in Ames, Iowa offers specialty coverage for motorcycles, including liability and comprehensive plans. Its general service work involves helping local riders assess their unique protection needs. The team focuses on pairing clients with appropriate policies from various carriers. For Ames residents, it can address coverage gaps that arise when storing a bike over the long winter season or when taking a spring road trip across the state.
What Does a a Motorcycle Insurance Agent in Ames Cost?
Motorcycle insurance costs in Iowa vary widely based on factors like your bike model, driving record, and coverage limits. On average, annual premiums for basic liability coverage range from 200 to 600 dollars. Full coverage policies with comprehensive and collision can cost 500 to 1,200 dollars per year. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About motorcycle insurance agents in Ames
Motorcycle insurance agents in Ames Iowa help riders find coverage that meets state requirements and personal needs. Iowa law requires all motorcyclists to carry liability insurance with minimum limits of 20 thousand dollars for bodily injury per person and 40 thousand dollars per accident. Local agents can explain these requirements and help you choose a policy that fits your riding habits and budget.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Iowa?
Iowa law requires liability coverage of at least 20 thousand dollars per person for bodily injury and 40 thousand dollars per accident. You also need 15 thousand dollars for property damage. An agent can help you understand these minimums and suggest additional coverage.
Do I need uninsured motorist coverage for my motorcycle in Iowa?
Uninsured motorist coverage is not required by Iowa law for motorcycles, but it is strongly recommended. It protects you if you are hit by a driver without insurance. Your Ames agent can explain the benefits and help you decide.
How can a motorcycle insurance agent in Ames help me save money?
An agent can compare quotes from multiple insurance companies to find competitive rates. They can also advise on discounts for safety courses, bundling policies, or storing your bike during winter. Each situation is different, so ask about available discounts.
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