The top-rated motorcycle insurance agent in Urbandale, Iowa is James Walford - State Farm Insurance Agent, rated 5.0 stars across 206 reviews. Other highly rated options include Buenzow Insurance Group, Margo Kromminga - State Farm Insurance Agent, Ryan Clausen - State Farm Insurance Agent. This directory lists 16 motorcycle insurance agents serving Urbandale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Walford - State Farm Insurance Agent | 2781 100th St | (515) 256-9159 |
| 2 | Buenzow Insurance Group | 3273 100th St | (515) 270-8870 |
| 3 | Margo Kromminga - State Farm Insurance Agent | 4541 86th St | (515) 270-9090 |
| 4 | Ryan Clausen - State Farm Insurance Agent | 8541 Hickman Rd | (515) 278-4618 |
| 5 | Jones Insurance & Associates | 2924 104th St | (515) 868-0040 |
| 6 | Cupp Insurance Inc. | 3815 109th St | (515) 334-5286 |
| 7 | Fortress Insurance Services | 7701 Douglas Ave | (515) 225-1712 |
| 8 | Matt Rainey: Allstate Insurance | 11131 Plum Dr | (515) 259-1186 |
| 9 | Farmers Insurance - Jerry Jenkins | 8525 Douglas Ave Apt 35 | (515) 253-9970 |
| 10 | Phillips Stafford Insurance Group | 4566 114th St | (515) 978-9010 |
James Walford - State Farm Insurance Agent serves the Urbandale, Iowa area as a motorcycle insurance agent. It provides personal insurance policies for motorcycle owners and riders. The agency helps clients obtain coverage that meets state requirements and protects against financial loss from accidents or theft. Policy options often include liability, comprehensive, and collision coverage. This agent works with riders to customize a plan for their specific bike and riding habits. It handles both standard motorcycle insurance and coverage for additional accessories.
Buenzow Insurance Group offers a range of services tailored to motorcycle owners in the Urbandale, IA area, including policy reviews and assistance selecting appropriate liability and comprehensive coverage. The agency provides guidance on routine policy adjustments and helps clients understand their plan details throughout the riding season. Riders can receive support for updating their insurance needs as they acquire or change their motorcycles. The firm services policies for various customer properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, renters, and local vehicle owners in Urbandale, Iowa turn to Margo Kromminga - State Farm Insurance Agent for motorcycle insurance coverage. Policies are tailored to protect riders and their machines against liability, collision, and unforeseen damages on the road. The agency brings the full resources of a national insurer to local clients, offering personal assistance with claims and coverage questions. Service also extends across the greater Des Moines metro, including nearby communities such as West Des Moines.
Ryan Clausen - State Farm Insurance Agent serves Urbandale, IA, and the surrounding communities with motorcycle insurance coverage. It handles policies for a range of motorcycles, including cruisers, sport bikes, and touring models. The agent works with riders to assess their specific needs and riding habits. Each quote is prepared by reviewing coverage options like liability, collision, and comprehensive protections. A typical job begins with a discussion of the client’s bike and usage, followed by a custom comparison of available policy choices.
Jones Insurance & Associates in Urbandale, IA provides both one-time policy setup and recurring service for ongoing coverage adjustments. As a motorcycle insurance agent, the company assists local riders with liability, collision, and comprehensive options tailored to individual bikes and driving habits. Coverage details are reviewed to meet Iowa state requirements while addressing seasonal riding needs. Service for policy renewals, claims support, and coverage changes runs on an as-needed basis to accommodate each client's schedule.
As winter roads thaw and spring brings more motorcycles onto Urbandale highways, riders seek reliable coverage before the season fully arrives. Cupp Insurance Inc. serves local motorcyclists by providing quotes and policy options tailored to various bike types and riding patterns. The agent works with clients to understand their coverage needs, whether for liability, comprehensive, or collision protection. A typical process begins with a discussion of the motorcycle's details and the owner's riding history during an initial consultation.
Fortress Insurance Services serves the Ames, Iowa area as a motorcycle insurance agent. The company helps riders find coverage for their bikes through standard policies. It works with local insurance providers to match clients with appropriate plans. Services include liability protection and comprehensive coverage options for motorcycles. The agency also assists with quotes for custom or vintage bike insurance for the local riding community.
Matt Rainey: Allstate Insurance in Urbandale, IA, specializes in providing tailored coverage for motorcycles, including liability, comprehensive, and collision protection. The agency also offers general insurance services for auto, home, and life needs, aiming to support local riders with personalized policy options. As Iowa’s unpredictable spring rains and summer road construction create additional hazards, the agency helps motorcyclists adjust their coverage to account for increased seasonal riding risks and potential debris-related claims.
Farmers Insurance - Jerry Jenkins in Urbandale, Iowa serves clients as a local motorcycle insurance agent. The agency works to provide standard policy coverages for riders, and it can offer specialty add-ons such as accessory coverage for custom parts and equipment. Clients may discuss options like roadside assistance or trip interruption benefits for planned journeys. The agency can help insure motorcycles used for personal transport. It can also serve commercial sectors including offices, warehouses, and food service businesses operating in the local area.
Phillips Stafford Insurance Group serves residential motorcycle clients throughout the Urbandale, Iowa area, providing tailored coverage for personal bikes and daily riders. Commercial policies are also available for businesses requiring fleet or dealership protection. The agency assists customers within Urbandale and surrounding central Iowa communities. Policyholders can return for annual reviews or to adjust their coverage after acquiring a new motorcycle, ensuring their protection remains current between regular insurance review visits.
What Does a a Motorcycle Insurance Agent in Urbandale Cost?
Motorcycle insurance costs in Iowa vary widely based on factors like your age, driving record, bike type, and coverage levels. On average, Iowa riders pay between 400 and 800 dollars per year for a standard liability policy. Full coverage policies with comprehensive and collision can range from 800 to 1,500 dollars annually. This is general information, not insurance advice.
About motorcycle insurance agents in Urbandale
Motorcycle insurance agents in Urbandale, Iowa help riders find coverage that meets state requirements and personal needs. Iowa law requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 15,000 dollars for property damage. Agents can also advise on optional coverages like comprehensive and collision for added protection on Urbandale roads.
Frequently Asked Questions
Do I need motorcycle insurance to ride in Urbandale Iowa?
Yes, Iowa law requires all motorcycle owners to carry liability insurance. The minimum limits are 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 15,000 dollars for property damage. Failure to carry insurance can result in fines and license suspension.
What discounts are available for motorcycle insurance in Iowa?
Many insurers offer discounts for completing a motorcycle safety course, bundling policies, or having a clean driving record. Some agents in Urbandale can also provide discounts for storing your bike in a garage or for riding fewer miles per year. Ask your agent about all available discounts.
Does Iowa require helmet use for motorcyclists?
Iowa does not have a universal helmet law. Only riders under 18 years old and those with a learners permit must wear a helmet. However, wearing a helmet is strongly recommended for safety and may affect your insurance rates.
Motorcycle Insurance Agents in Other Iowa Cities
Ames · Ankeny · Bettendorf · Cedar Falls · Cedar Rapids · Council Bluffs · Davenport · Des Moines · Dubuque · Iowa City · Johnston · Marion · Sioux City · Waterloo · Waukee