The top-rated mobile home insurance agent in West Caldwell, New Jersey is Schumacher Insurance Agency, rated 4.9 stars across 382 reviews. Other highly rated options include Jesse M. Branson: Allstate Insurance, Fallivene Agency, Inc. Real Estate, John Urchak - State Farm Insurance Agent. This directory lists 10 mobile home insurance agents serving West Caldwell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schumacher Insurance Agency | 551 Passaic Ave | (973) 237-1000 |
| 2 | Jesse M. Branson: Allstate Insurance | 603 Bloomfield Ave | (973) 228-3100 |
| 3 | Fallivene Agency, Inc. Real Estate | 1011 Bloomfield Ave #1A | (973) 882-1117 |
| 4 | John Urchak - State Farm Insurance Agent | 616 Bloomfield Ave APT 2A | (973) 226-0666 |
| 5 | Nicole Nickerson - State Farm Insurance Agent | 1010 Bloomfield Ave | (973) 521-7150 |
| 6 | Goosehead Insurance - Jesse Branson Jr. | 603 Bloomfield Ave Suite 2 | (973) 435-2509 |
| 7 | Fallivene Agency Inc., Insurance Division | 1025 Bloomfield Ave STE 1B | (973) 882-5577 |
| 8 | MDB Agency Inc | 185 Fairfield Ave # 1D | (973) 287-6105 |
| 9 | Elite Financial Services | 1120 Bloomfield Ave | (973) 226-2799 |
| 10 | Raymond G. McCarthy & Company | 185 Fairfield Ave Suite 1-C | (973) 228-4141 |
Schumacher Insurance Agency serves clients in the Essex County and West Caldwell, New Jersey area as a mobile home insurance agent. The company provides specialized insurance policies designed to protect mobile and manufactured homes, covering structures against common perils such as fire, wind, and storm damage. Personal liability protection and coverage for personal belongings can also be included to ensure complete financial security. The agency handles both primary residence coverage for mobile homeowners and seasonal vacation home insurance policies for manufactured dwellings.
Jesse M. Branson: Allstate Insurance provides mobile home insurance coverage and related policy options for homeowners in West Caldwell, NJ. Its service includes assistance with policy management, adjustments to coverage, and claims filing support. Ongoing customer service helps clients review their protection as their needs change. The agency services single-family manufactured homes, apartment complexes with mobile home communities, retail establishments that require specialized insurance, and area restaurants looking for property liability protection.
Fallivene Agency, Inc. Real Estate serves homeowners and property managers in West Caldwell, New Jersey, by providing mobile home insurance agent services. It helps clients protect their manufactured and mobile homes against common regional risks, including storm damage and liability concerns. The agency assists customers in understanding policy options that meet local requirements and individual property needs. Its service area also extends to neighboring communities throughout Essex County, such as Caldwell and the greater North Jersey region.
When considering a mobile home insurance agent in West Caldwell, John Urchak - State Farm Insurance Agent distinguishes between one-time policy purchases and recurring coverage options to suit different needs. Coverage typically protects the dwelling structure, personal belongings, and liability against potential risks specific to mobile homes in the area. Service operates on a scheduled basis, with periodic policy reviews and renewals handled as needed throughout the year.
Serving West Caldwell and the surrounding New Jersey communities, Nicole Nickerson - State Farm Insurance Agent handles mobile home insurance for local residents. The agency evaluates coverage needs for manufactured and mobile homes, offering policies that protect the structure and personal belongings against common risks. For each typical job, it reviews the homeowner’s specific situation to recommend appropriate liability and property protection options.
Goosehead Insurance - Jesse Branson Jr. offers specialized policies for mobile homes, including coverage for structure damage and personal property. It serves as a local mobile home insurance agent in West Caldwell, New Jersey, providing policy comparisons and guidance for homeowners in nearby communities. It helps clients address the unique risks of mobile homes, such as damage from high winds or falling tree limbs during severe seasonal storms.
As seasonal storms roll through West Caldwell and the surrounding area, Fallivene Agency Inc., Insurance Division helps local homeowners secure mobile home insurance that addresses the unique risks of manufactured housing. This agency works with residents to find coverage tailored to their specific property needs and budget. A first step typically involves scheduling a simple inspection of the mobile home, examining its foundation, roof, and tie-downs to determine the appropriate level of protection before proceeding.
MDB Agency Inc provides mobile home insurance guidance to clients in West Caldwell and the surrounding area. The agency assists with standard policies that address typical coverage needs, and it specializes in valuable add-ons such as protection for personal belongings, liability coverage, and additional living expenses when a home becomes uninhabitable. These optional provisions help tailor protection beyond a basic mobile home policy. The agency can serve various commercial property sectors, including offices, warehouses, and food service operations.
Elite Financial Services in West Caldwell, NJ, provides residential mobile home insurance to local homeowners. Commercial coverage is also available for mobile home parks and related business properties throughout the surrounding area. Their agents work to understand each client’s specific coverage needs regarding dwelling protection and liability. Regular policies are reviewed to ensure they remain current for changing conditions. After initial service is completed, the company follows up to address any adjustments before the next scheduled policy review.
Raymond G. McCarthy & Company is a mobile home insurance agent serving West Caldwell, NJ, known for helping homeowners protect their manufactured and modular dwellings. The agency guides clients through various coverage options, including property damage and liability protection. It assists with standard policies often required by mortgage lenders. For broader protection, the company can add on a separate rider for replacement cost coverage on personal belongings inside a mobile home.
What Does a a Mobile Home Insurance Agent in West Caldwell Cost?
The cost of mobile home insurance in New Jersey typically ranges from 300 to 800 dollars per year for a standard policy. Factors that affect the premium include the age and size of the home its location and the coverage limits you choose. Flood insurance can add 400 to 1000 dollars annually depending on the flood zone. This is general information and not insurance advice.
About mobile home insurance agents in West Caldwell
Mobile home insurance agents in West Caldwell New Jersey help residents protect their manufactured homes with policies that meet state requirements. New Jersey law requires all mobile homes to have liability coverage and may require flood insurance in certain zones. Local agents can explain how NJ regulations affect your policy and help you find the right coverage for your home and budget.
Frequently Asked Questions
What does mobile home insurance cover in West Caldwell New Jersey?
Mobile home insurance in New Jersey typically covers the structure personal property and liability. Many policies also include protection against fire wind and theft. Flood insurance is often required for homes in flood zones and can be added separately.
Is mobile home insurance required by law in New Jersey?
Yes New Jersey law requires liability coverage for mobile homes if you have a mortgage or loan. Even if you own your home outright lenders often require coverage. State regulations also set minimum limits for personal injury and property damage.
How do I choose a mobile home insurance agent in West Caldwell?
Look for an agent licensed in New Jersey who has experience with manufactured homes. Ask about their knowledge of NJ specific laws such as the requirement for windstorm coverage in coastal areas. Compare quotes from multiple agents to find a policy that fits your needs.
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