The top-rated mobile home insurance agent in Clifton, New Jersey is Bill G Eljouzi - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include NJH Insurance Agency, Sadowski Insurance Agency, Sergio Bio - State Farm Insurance Agent. This directory lists 16 mobile home insurance agents serving Clifton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill G Eljouzi - State Farm Insurance Agent | 178 Lakeview Ave | (973) 478-9500 |
| 2 | NJH Insurance Agency | 600 Getty Ave Suite 119 | (973) 832-0933 |
| 3 | Sadowski Insurance Agency | 258 Dayton Ave | (973) 580-3992 |
| 4 | Sergio Bio - State Farm Insurance Agent | 114 Market St | (973) 928-1200 |
| 5 | A Plus Insurance Agency | 414 Clifton Ave LOWER LEVEL | (973) 928-2528 |
| 6 | Arceri Insurance Agency | 284 Lakeview Ave | (973) 753-6828 |
| 7 | Jaymar Insurance Agency | 99 1st St | (973) 894-1333 |
| 8 | Timothy K Brown: Allstate Insurance | 1051 Bloomfield Ave | (973) 928-1434 |
| 9 | Thomas Tobin - State Farm Insurance Agent | 1033 Clifton Ave STE 208 | (973) 779-4248 |
| 10 | RS Insurance Services | 429 Clifton Ave | (201) 244-4771 |
Bill G Eljouzi - State Farm Insurance Agent serves the Clifton, New Jersey area as a mobile home insurance agent. Its main services include helping local residents secure coverage tailored specifically for manufactured and mobile homes. The agency assists clients in navigating policies from a major national insurer, addressing typical needs such as protecting the dwelling against weather-related damages common in the region. They also handle coverage options for personal belongings and liability, including solutions for attached structures like carports and decks in the surrounding county.
NJH Insurance Agency in Clifton, New Jersey provides a full range of mobile home insurance services, including coverage for structures, personal property, and liability. It offers policies that can be customized with additional endorsements for specific needs, such as replacement cost or flood protection. Service and maintenance plans are available to help policyholders manage routine upkeep and ensure their homes remain insurable. The agency serves owners of single-family mobile homes, as well as those with manufactured homes situated on leased land or in private communities.
Serving Clifton and surrounding communities in Passaic County, Sadowski Insurance Agency handles mobile home insurance for local residents. It covers policies for manufactured and modular homes, addressing the specific risks these structures face in the region. The agency works to match homeowners with appropriate coverage options from various providers. To handle a typical job, it first reviews the client’s mobile home details and local risk factors, then compares multiple policy quotes to find a suitable plan for that property.
Sergio Bio - State Farm Insurance Agent serves homeowners, businesses, and property managers seeking specialized mobile home coverage in Clifton, New Jersey. This agency helps clients protect their manufactured homes against common risks like fire, theft, and weather damage. Policies are tailored to meet individual needs, offering liability protection and personal property coverage. The agency also assists with bundling options to simplify insurance management. Its service area extends into the neighboring community of Passaic, providing support across the greater Passaic County metro region.
A Plus Insurance Agency, located in Clifton, NJ, distinguishes between one-time policies and recurring coverage plans to meet different needs for mobile home insurance. Their recurring options provide ongoing protection, while one-time policies address temporary situations. Coverage typically includes the dwelling structure and personal belongings against standard risks in the local area. Service runs on a scheduled basis, allowing clients to set regular appointments for policy reviews or adjustments.
Arceri Insurance Agency works with homeowners in Clifton, New Jersey, to secure coverage for their properties. Its specialty add-ons help clients protect mobile home investments against region-specific weather risks and liability concerns. The agency tailors policies to cover the unique structural needs of manufactured housing while ensuring compliance with local regulations. It can serve a range of commercial sectors, including small offices, storage warehouses, and food service establishments that require specialized insurance protection.
Jaymar Insurance Agency specializes in securing mobile home insurance policies tailored to manufactured and modular housing. It serves clients throughout Clifton, NJ, helping them understand coverage nuances specific to these structures. The agency works diligently to obtain appropriate protection for materials, personal property, and liability risks. When severe weather threatens northern New Jersey, such as heavy snow or high winds, the agency assists homeowners in evaluating whether their existing policy covers storm-related damage.
With the unpredictable weather common in northern New Jersey, mobile home owners in Clifton often face concerns about storm damage and policy specifics. Timothy K Brown: Allstate Insurance responds by offering tailored coverage options that address these regional risks directly. As a mobile home insurance agent, the company provides guidance on protecting structures and personal possessions against local environmental threats. An initial assessment of the home’s location and current insurance needs is conducted during the first consultation.
Thomas Tobin - State Farm Insurance Agent in Clifton, NJ, provides residential mobile home insurance services, including policies for manufactured and modular homes. The agency also offers commercial coverage options for mobile home parks and related businesses in the surrounding area. Typical policies protect against common local risks such as storms and liability. Agents help homeowners review deductibles and coverage limits to match specific property needs. Account follow-up is conducted regularly, with annual policy reviews between renewal visits to adjust for any changes in the home or local regulations.
RS Insurance Services is a mobile home insurance agent in Clifton, NJ, known for specializing in coverage tailored to manufactured and mobile homes in the region. Its service range includes policies protecting the structure, personal belongings, and liability typically required by local lenders and regulations. As a local agency, it helps clients navigate area-specific weather risks and park requirements. For an added layer of protection, it can arrange replacement cost coverage for the home’s contents.
What Does a a Mobile Home Insurance Agent in Clifton Cost?
The cost of mobile home insurance in New Jersey typically ranges from 300 to 800 dollars per year for a standard policy. Factors include the age and value of your home your location in Clifton and your claims history. Older mobile homes may cost more to insure. This is general information not insurance advice.
About mobile home insurance agents in Clifton
A mobile home insurance agent in Clifton New Jersey can help you find coverage for your manufactured home. New Jersey requires mobile home owners to have liability insurance if they have a mortgage. Local agents understand the specific risks in Passaic County including weather and property value trends.
Frequently Asked Questions
What does mobile home insurance cover in New Jersey?
Mobile home insurance in New Jersey typically covers the structure personal property and liability. It may also include additional living expenses if your home is damaged. Flood and earthquake coverage are usually separate policies.
Do I need mobile home insurance in Clifton New Jersey?
New Jersey law does not require mobile home insurance but your lender will. If you own your home outright insurance is still recommended to protect against fire theft or liability claims. Local agents can explain the minimum coverage needed.
How do I choose a mobile home insurance agent in Clifton?
Look for an agent licensed in New Jersey who has experience with manufactured homes. Ask about policy options for older mobile homes and whether they offer replacement cost coverage. A local agent can also help you compare quotes from different carriers.
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