The top-rated mobile home insurance agent in Fair Lawn, New Jersey is ABA Insurance Agency, rated 4.8 stars across 229 reviews. Other highly rated options include Fernando Frias - State Farm Insurance Agent, Fawaz Ghannam - State Farm Insurance Agent, Suburban General Insurance Agency. This directory lists 11 mobile home insurance agents serving Fair Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ABA Insurance Agency | 16-00 NJ-208 Suite 103 | — |
| 2 | Fernando Frias - State Farm Insurance Agent | 34-12 Broadway | (201) 254-3539 |
| 3 | Fawaz Ghannam - State Farm Insurance Agent | 12-45 River Rd #2 | (201) 791-6200 |
| 4 | Suburban General Insurance Agency | 21-00 NJ-208 Suite 105 | (201) 225-9099 |
| 5 | Excel Brokerage | 24-06 Broadway # 2 | (201) 791-2121 |
| 6 | Praneet Singh: Allstate Insurance | 17-10 River Rd | (201) 791-3330 |
| 7 | Suburban Insurance | 6-16 Saddle River Rd | (201) 796-1881 |
| 8 | Primetime Insurance | 35 River Rd | (551) 365-1806 |
| 9 | ASAP Insurance Agency LLC | 13-33A River Rd | (201) 773-6669 |
| 10 | Kando Service Agency Inc | 6-16 Saddle River Rd | (201) 796-1881 |
Fernando Frias, a State Farm Insurance agent in Fair Lawn, New Jersey, provides a range of mobile home insurance services tailored to area homeowners. Service and maintenance plans include policy reviews to adjust coverage for changing needs and direct claims assistance. Typical dwellings serviced encompass single-family homes, mobile homes located in local parks, and manufactured housing placed on private land, along with apartments and retail spaces.
Fawaz Ghannam - State Farm Insurance Agent serves homeowners, businesses, and property managers in Fair Lawn, New Jersey, by providing mobile home insurance policies. This agency helps clients protect manufactured and modular homes against common regional risks such as windstorms and liability claims. They also offer guidance on coverage limits and deductibles to suit individual property needs. In addition to serving Fair Lawn, this office also covers nearby Paramus and surrounding Bergen County communities.
Suburban General Insurance Agency serves Fair Lawn and the surrounding communities in Bergen County, offering coverage solutions for mobile and manufactured homes. It handles policies that protect both the dwelling structure and personal belongings against common regional risks. The agency focuses on explaining coverage options clearly and matching each homeowner with a policy that fits their specific needs and budget. It takes a straightforward, consultative approach to help clients understand their protection and secure appropriate coverage efficiently.
Unlike repairs handled on a one-time basis, mobile home insurance requires ongoing annual policy renewals and adjustments. Excel Brokerage in Fair Lawn, NJ, assists clients in securing coverage that protects the structure and personal belongings from local weather risks and liability concerns. They help policyholders understand the distinctions between replacement cost and actual cash value. Service for existing clients runs on an as-needed or scheduled basis for policy reviews, while new quotes are typically provided one time before a binding commitment.
Praneet Singh: Allstate Insurance offers mobile home insurance services in Fair Lawn, New Jersey, structuring policies to cover the dwelling, personal property, and liability. It works with local residents to find appropriate coverage plans that address the unique risks of manufactured or mobile housing. The agency assists with claims guidance and policy adjustments as living situations change. For those living in mobile homes, it helps address concerns about potential storm damage from seasonal nor'easters or winter ice accumulation.
After a heavy snow or winter freeze in Fair Lawn, mobile homes can face damage from ice dams or burst pipes that need immediate attention. Suburban Insurance offers customized coverage for such risks, helping local owners protect their property and belongings. The agency tailors policies for both single-wide and double-wide homes, accounting for regional weather patterns and replacement costs. An initial assessment, including a review of the home’s current condition and coverage needs, begins the process of securing a policy.
Primetime Insurance provides mobile home insurance coverage in Fair Lawn, New Jersey, addressing the unique risks of manufactured and mobile structures. Policies typically include protection for the dwelling itself, personal belongings, and liability while offering specialized add-ons such as coverage for skirting, tie-downs, or attached carports. This agent works with various commercial sectors, serving offices, warehouses, and food service establishments with tailored property and liability solutions.
ASAP Insurance Agency LLC in Fair Lawn, NJ provides residential mobile home insurance agents who handle coverage for manufactured homes. Commercial mobile home policies for parks or rental communities are also offered. Service includes clients throughout the surrounding New Jersey area. Policies are tailored to protect structures against local weather risks and liability concerns. The agency maintains ongoing follow-up with policyholders between regular visits to adjust coverage when needs change or seasonal inspections are required.
Kando Service Agency Inc is known for specializing in mobile home insurance coverage through its Fair Lawn, New Jersey office. The agency serves local homeowners by offering policies that protect manufactured and modular dwellings against common risks across the region. Their team focuses on helping clients find tailored protection for both single-wide and double-wide structures, as well as contents and liability needs. They can additionally arrange coverage for detached structures like sheds or carports that often accompany these properties.
What Does a a Mobile Home Insurance Agent in Fair Lawn Cost?
Typical mobile home insurance costs in New Jersey range from 300 to 800 dollars per year for a standard policy. Factors like the homes age, location in Fair Lawn, and coverage limits affect the price. Older mobile homes may cost more to insure due to higher risk. This is general information, not insurance advice.
About mobile home insurance agents in Fair Lawn
Mobile home insurance agents in Fair Lawn, New Jersey help owners of manufactured homes find proper coverage. New Jersey requires all mobile homes to have liability insurance if they are financed or located in a park. Local agents can explain policy options that meet state requirements and protect your investment.
Frequently Asked Questions
What does mobile home insurance cover in Fair Lawn New Jersey?
Mobile home insurance typically covers the structure, personal property, and liability. In New Jersey, policies may also include protection against wind, hail, and fire. You can add flood insurance separately if needed.
Is mobile home insurance required by law in New Jersey?
New Jersey does not have a state law requiring mobile home insurance for all owners. However, lenders and mobile home parks usually require proof of liability coverage. It is wise to have insurance to protect against common risks.
How can a Fair Lawn agent help me find affordable mobile home insurance?
A local agent can compare quotes from multiple insurers that serve New Jersey. They know which companies offer discounts for safety features or bundling policies. They can also explain how your mobile homes age and location affect the premium.
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