The top-rated mobile home insurance agent in Bayonne, New Jersey is The Four Corners Agency, rated 4.9 stars across 422 reviews. Other highly rated options include Dominick Abramo - State Farm Insurance Agent, Justin Bush - State Farm Insurance Agent, Rose Kellner: Allstate Insurance. This directory lists 10 mobile home insurance agents serving Bayonne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Four Corners Agency | 497 Broadway #9 | (732) 285-2539 |
| 2 | Dominick Abramo - State Farm Insurance Agent | 409 Broadway | (973) 509-0360 |
| 3 | Justin Bush - State Farm Insurance Agent | 599 Broadway | (201) 339-8100 |
| 4 | Rose Kellner: Allstate Insurance | 315 Broadway | (201) 339-1404 |
| 5 | Bayonne Transoceanic, Inc. | 620 Broadway | (201) 437-3900 |
| 6 | Kouvel Insurance Associates | 772 Broadway | (201) 455-3050 |
| 7 | Longo Agency Inc | 916 Broadway | (201) 437-0900 |
| 8 | Julius A. Rose Insurance Agency | 194 Broadway | (201) 436-7600 |
| 9 | Tom Kouvel Insurance | 772 Broadway | (201) 725-9014 |
| 10 | PATH Employees Pension Plan | 163 Broadway | (551) 363-0161 |
The Four Corners Agency serves the Bayonne, Hudson County area as a mobile home insurance agent. It specializes in finding appropriate coverage solutions for manufactured and modular homes. The agency works with local insurers to help clients meet lender requirements and protect their investment. Policies typically include dwelling protection against weather-related damage and liability coverage for the property owner. The firm also assists with quotes for vacant mobile homes and seasonal park models.
Dominick Abramo - State Farm Insurance Agent provides mobile home insurance coverage in the Bayonne, NJ area. This agency assists clients in protecting their manufactured or mobile homes with tailored policies addressing unique risks. Claims filing support follows the initial insurance placement. The office serves mobile homeowners, as well as owners of single-family houses, apartments, retail stores, and restaurants.
Justin Bush - State Farm Insurance Agent in Bayonne, New Jersey serves homeowners and property owners seeking coverage for manufactured and modular homes. The agency provides policies that protect against common regional risks like storm damage and liability claims, helping clients secure financing or meet lender requirements for their mobile dwellings. It also advises on coverage options suited to older or newer models. The service area extends to neighboring communities in Hudson County, including Jersey City and surrounding parts of the metro region.
Serving Bayonne and the surrounding communities of Hudson County, Rose Kellner: Allstate Insurance provides mobile home insurance coverage for local residents. It handles policies that protect mobile homes from common perils such as fire, theft, and weather-related damage. The company helps clients understand their coverage options for both the structure and personal belongings. For a typical job, it reviews the homeowner’s specific needs and location risks to recommend a suitable policy plan.
Bayonne Transoceanic, Inc. offers both one-time policy reviews and recurring annual coverage management for mobile home insurance clients in Bayonne, New Jersey. Their services help secure protection against common regional risks such as wind, hail, and theft affecting manufactured homes. As a local mobile home insurance agency, they assist customers in comparing standard dwelling policies with specialized mobile home plans. Service runs on an as-needed basis, allowing property owners to request policy updates, claims assistance, or new quotes whenever required.
As coastal storms and seasonal weather shifts often threaten properties in Bayonne, NJ, mobile home owners need reliable protection for their investments. Kouvel Insurance Associates works in this local market by helping clients select appropriate coverage for their manufactured homes, addressing risks such as wind damage and flooding common to the region. The agency focuses on explaining different policy options and matching each homeowner's circumstances. To begin the process, the company typically schedules an on-site inspection of the mobile home to assess its condition and recommend a tailored insurance solution.
Longo Agency Inc specializes in securing mobile home insurance for clients in Bayonne, NJ. It generally assists residents with finding coverage tailored to manufactured and modular homes, navigating policy options that protect structures and personal property. The agency regularly handles the unique underwriting criteria associated with non-traditional housing in this region. It especially helps before the winter season, when policies often need adjustments to cover risks related to freezing pipes and heavy snowfall damaging the home’s exterior.
Julius A. Rose Insurance Agency serves the Bayonne, New Jersey area by helping property owners secure coverage for mobile homes. The agency can also arrange specialty endorsements for added protection, such as policies covering detached structures or personal property inside the unit. Clients include individual homeowners seeking tailored residential policies. Beyond personal lines, the agency offers commercial insurance solutions for local businesses, including offices, warehouses, and food service establishments.
Tom Kouvel Insurance is known for providing mobile home insurance policies to residents of Bayonne, New Jersey, helping to protect manufactured and modular homes in the local market. The agency serves clients by explaining coverage for dwelling, personal property, and liability risks that mobile home owners face. Standard options include protection against fire, windstorms, and theft through tailored policies. A specialty service that this agent can offer is securing add-on coverage for detached structures like sheds or carports located on the same property.
PATH Employees Pension Plan provides residential mobile home insurance in Bayonne, NJ, helping homeowners protect their manufactured homes from local weather risks. They also extend coverage to commercial mobile home properties, serving clients throughout the surrounding Hudson County area. General policies typically include protection against fire, wind, and liability claims. Their agents discuss policy details with new clients and remain available for follow-up insurance adjustments or renewal questions between regular annual visits.
What Does a a Mobile Home Insurance Agent in Bayonne Cost?
Typical mobile home insurance premiums in New Jersey range from 400 to 1,200 dollars per year for basic policies. Factors like the home's age, value, location in Bayonne, and chosen deductibles affect the price. Coastal areas may see higher rates due to wind and flood risks. This is general information and not insurance advice.
About mobile home insurance agents in Bayonne
Mobile home insurance agents in Bayonne, New Jersey help owners of manufactured and mobile homes find appropriate coverage. New Jersey law requires all mobile homes to be insured with at least liability coverage, and agents can explain state-specific requirements like windstorm and flood endorsements. Working with a local agent ensures you understand how Bayonne's coastal location may affect your policy options.
Frequently Asked Questions
What does mobile home insurance cover in New Jersey?
Standard policies cover damage from fire, wind, hail, and theft. New Jersey requires liability coverage for bodily injury and property damage. Flood and earthquake coverage are typically separate endorsements.
Is flood insurance required for mobile homes in Bayonne?
Flood insurance is not state-mandated but is often required by lenders if your mobile home is in a flood zone. Bayonne is a coastal city, so many properties fall into high-risk areas. An agent can help you assess your flood risk.
How do New Jersey laws affect mobile home insurance costs?
New Jersey has a competitive insurance market, but rates are influenced by state regulations and coastal exposure. Agents must follow NJ Department of Banking and Insurance rules, which include rate filing requirements. Costs vary based on your home's age, location, and coverage limits.
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