The top-rated mobile home insurance agent in Wayne, New Jersey is Maria Alawi - State Farm Insurance Agent, rated 4.9 stars across 353 reviews. Other highly rated options include Cajilema & Simpson Insurance Solutions, Joe Nachbaur - State Farm Insurance Agent, Jason Bush - State Farm Insurance Agent. This directory lists 13 mobile home insurance agents serving Wayne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maria Alawi - State Farm Insurance Agent | 789 Hamburg Tpke | (862) 221-9707 |
| 2 | Cajilema & Simpson Insurance Solutions | 600 Valley Rd suite 208 | (201) 707-7499 |
| 3 | Joe Nachbaur - State Farm Insurance Agent | 458 Hamburg Tpke | (973) 938-5342 |
| 4 | Jason Bush - State Farm Insurance Agent | 660 Valley Rd | (973) 697-1005 |
| 5 | Goosehead Insurance - Verdi Kaba | 1401 Valley Rd | (973) 777-3411 |
| 6 | Wayne Insurance Team | 23 Willowbrook Blvd | (732) 426-3554 |
| 7 | John T Costa Agency | 2025 Hamburg Tpke STE J | (973) 835-8444 |
| 8 | World Insurance Associates LLC | 500 Valley Rd Suite 203 | (973) 831-2787 |
| 9 | Reynier Aparicio: Allstate Insurance | 500 Valley Rd #105 | (973) 633-5500 |
| 10 | Crown Insurance Agency | 1 Hamburg Tpke | (862) 377-0770 |
Maria Alawi - State Farm Insurance Agent serves Wayne, New Jersey, and the surrounding Passaic County area, offering mobile home insurance policies for local residents. The agency works with homeowners to protect their manufactured and modular homes from common regional risks, including severe weather and liability concerns. This office helps clients understand coverage options that safeguard their property and personal belongings. Among its offerings, it handles specialized policies for mobile home structures and personal liability protection.
Cajilema & Simpson Insurance Solutions in Wayne, NJ provides coverage options tailored for manufactured and modular homes, addressing the particular structural and replacement needs of these dwellings. Their service approach includes assisting clients in assessing appropriate policy features and keeping coverage aligned with shifts in property value or local building costs. Regular policy reviews are offered to help maintain adequate protection through changing circumstances. This agency encompasses various property types, including single-family homes, apartment communities, retail businesses, and restaurants within the region.
Homeowners and property managers in Wayne, New Jersey, turn to Joe Nachbaur - State Farm Insurance Agent for mobile home insurance coverage. This agency addresses the specific protection needs of manufactured and mobile homes, including policies for structure damage and personal property loss. Clients can discuss coverage options for weather-related risks common to this area. The office also offers service to residents in nearby Pompton Plains and throughout Passaic County.
Jason Bush - State Farm Insurance Agent serves the Wayne, New Jersey area and surrounding communities. This agency handles mobile home insurance policies to help protect manufactured and modular dwellings. It works to understand the specific coverage needs for these homes, including liabilities unique to this type of housing. When handling a typical job, the agent reviews the property’s location and structure details to tailor a policy that addresses local weather risks and building codes.
Mobile home owners in Wayne, NJ may choose between one-time assistance for a specific purchase or scheduled renewals of their existing policies. Goosehead Insurance - Verdi Kaba offers coverage that protects structures and personal belongings against regional weather risks and liability concerns. Policies can be tailored to account for the unique construction and setup of mobile homes. Their service is available on both a one-time and as-needed basis depending on the client’s requirements.
The Wayne Insurance Team in Wayne, NJ specializes in securing policies for manufactured and modular homes, addressing the unique coverage needs of mobile homeowners. It also provides general insurance services for standard residential properties in the area. The agency helps clients navigate coverage gaps often overlooked for mobile dwellings. For example, it assists homeowners in reviewing their policies after severe storms or before the annual winter freeze, ensuring protection against weather-related damage common to this region.
When autumn storms threaten the Wayne area, mobile home owners often seek coverage that specifically addresses wind and hail damage. John T Costa Agency provides guidance through policy options tailored for manufactured housing in this region. Their work involves explaining how local regulations and weather patterns affect coverage limits, ensuring homeowners understand their liability protections. Consulting this agent begins with a property inspection to assess exterior condition, foundation stability, and tie-down systems as a necessary first step.
World Insurance Associates LLC provides a local source for mobile home insurance solutions, addressing coverage options for owner-occupied and rental situations. Service or maintenance plans typically focus on risk assessment and policy customization to meet specific structural or liability needs common in the Wayne area. The agency assists with securing required protections for manufactured or single-wide dwellings on owned land. Its client base includes those with single-family manufactured homes as well as multi-unit apartments and adjacent retail or restaurant properties.
Reynier Aparicio: Allstate Insurance, located in Wayne, New Jersey, assists clients with mobile home insurance policies. The agency specializes in adding coverage for personal property and liability protection. Agents work to explain coverage options and policy limits for manufactured or modular dwellings. They can help secure insurance for various commercial sectors, including offices, warehouses, and food service operations.
Crown Insurance Agency in Wayne, NJ, provides residential mobile home insurance for homeowners, as well as commercial coverage for mobile home parks and rental properties. Their service area encompasses Wayne and the surrounding Passaic County communities. They focus on explaining policy options for structure, personal property, and liability protection. The agency encourages clients to follow up after policy issuance to adjust coverage as needed, and offers repeat service between regular annual visits to ensure continued protection.
What Does a a Mobile Home Insurance Agent in Wayne Cost?
Typical mobile home insurance costs in New Jersey range from 300 to 800 dollars per year for a basic policy. Factors like age of the home location and coverage limits affect the price. In Wayne flood insurance may add 400 to 700 dollars annually. This is general information and not insurance advice.
About mobile home insurance agents in Wayne
Mobile home insurance agents in Wayne New Jersey help owners protect their manufactured homes with policies that meet state requirements. New Jersey law does not require mobile home insurance but lenders often mandate coverage. Agents in Wayne can explain local flood zone risks and help you find a policy that fits your budget.
Frequently Asked Questions
What does mobile home insurance cover in New Jersey?
Standard policies cover the home structure personal property and liability. Flood damage is usually excluded and requires a separate policy. New Jersey does not have a specific mobile home insurance statute but general property insurance rules apply.
How do I choose a mobile home insurance agent in Wayne?
Look for an agent licensed in New Jersey who has experience with manufactured homes. Ask about coverage options for wind and hail which are common in the region. The New Jersey Department of Banking and Insurance provides a license lookup tool to verify credentials.
Is mobile home insurance required in New Jersey?
New Jersey law does not mandate mobile home insurance. However if you have a loan the lender will require coverage. Even without a loan agents recommend insurance to protect against fire theft and liability claims.
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