The top-rated mobile home insurance agent in Toms River, New Jersey is NJ Life and Health Insurance Group, LLC, rated 5.0 stars across 808 reviews. Other highly rated options include Steve Meehan - State Farm Insurance Agent, Kevin Carroll - State Farm Insurance Agent, Dolly Wasielewski: Allstate Insurance. This directory lists 14 mobile home insurance agents serving Toms River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | NJ Life and Health Insurance Group, LLC | 10 Allen St STE 4A | (848) 226-6897 |
| 2 | Steve Meehan - State Farm Insurance Agent | 617 NJ-37 | (732) 473-0100 |
| 3 | Kevin Carroll - State Farm Insurance Agent | 1410 Hooper Ave | (732) 505-8525 |
| 4 | Dolly Wasielewski: Allstate Insurance | 229 Washington St | (732) 557-6200 |
| 5 | Aaron Friedman: Allstate Insurance | 147 NJ-70 Ste 4 | (732) 901-7719 |
| 6 | Frank Valente: Allstate Insurance | 1841 Hooper Ave Ste B | (732) 240-5050 |
| 7 | Arocho Insurance Agency | 730 Jamaica Blvd | (732) 877-7680 |
| 8 | Tom Miller - State Farm Insurance Agent | 3005 NJ-37 E | (732) 573-1681 |
| 9 | BHI Insurance | 240 Main St | (732) 349-2300 |
| 10 | PNA Insurance Services Inc | 104 Mt Ln | (908) 502-7585 |
NJ Life and Health Insurance Group, LLC serves the Toms River area of Ocean County, New Jersey, as a mobile home insurance agent. It helps local residents find coverage for manufactured and modular homes, addressing the specific insurance needs of these dwellings. The agency works with clients to understand policy options for structure protection, personal property, and liability. Typical services include helping customers review coverage limits and explaining how mobile home insurance differs from standard homeowners policies. Handling quotes and policy comparisons is one key task, as is assisting with claims guidance.
Steve Meehan - State Farm Insurance Agent in Toms River, NJ offers mobile home insurance policies designed to protect manufactured and modular dwellings. Service options include coverage for structural damage, personal property, and liability, with maintenance guidance provided for protecting roofs and skirting from coastal weather. This agency addresses typical risks like wind, hail, and water damage common to New Jersey mobile home communities. The company provides these insurance solutions for single-family homes, apartment complexes, retail spaces, and restaurants within the local market.
Kevin Carroll’s agency serves Toms River homeowners and property managers who need mobile home insurance to protect manufactured or modular housing. Its policies cover damage from severe weather, theft, and liability common to this coastal area. The team helps clients compare coverage options and deductibles for their specific mobile home model and location. Kevin Carroll - State Farm Insurance Agent also extends its mobile home insurance services to neighboring communities such as Beachwood, ensuring convenient local support.
Dolly Wasielewski: Allstate Insurance serves Toms River, New Jersey, and the surrounding communities along the Jersey Shore. It handles mobile home insurance policies for manufactured and modular homes in the area. The agency provides coverage for dwelling protection, personal property, and liability. It also addresses specific risks that coastal mobile home owners face from wind and flooding. To handle a typical job, the agency begins with a consultation to assess the home’s structure and location, then tailors a policy to match the individual needs of each homeowner.
Clients may choose between a one-time policy and a scheduled renewal, each tailored to safeguard a manufactured or mobile home against specific regional risks. This office provides comprehensive coverage that addresses structure, personal property, and liability exposures common to the Shore area. Service operates on an as-needed basis, with clients contacting the agent directly to initiate claims or adjust coverage when circumstances require modification.
Frank Valente: Allstate Insurance specializes in mobile home insurance, helping protect manufactured and modular homes in Toms River, New Jersey. It generally works with local homeowners to secure coverage for the dwelling and personal property. The agency assists in addressing the unique risks of this housing type, from wind and storm damage to liability concerns. As coastal storms approach the Jersey Shore, it helps clients evaluate their policies for adequate flood and windstorm protection before severe weather arrives.
As the Atlantic storm season approaches coastal Toms River, mobile home owners often need to review their policy coverage for wind and flood damage. Arocho Insurance Agency in Toms River, New Jersey, serves this need by offering mobile home insurance designed to protect against regional weather risks. They assist local homeowners in comparing liability protection and dwelling coverage options that match their specific property situation. A typical first step in their process involves scheduling a personalized inspection or initial-assessment appointment at the homeowner's convenience.
Tom Miller - State Farm Insurance Agent provides mobile home insurance to clients in Toms River, New Jersey, covering the unique structural and liability needs of manufactured and modular homes. This agency can also arrange coverage add-ons such as protection for personal property, detached structures, and additional living expenses during repairs. This service is available to owners of residential mobile homes as well as commercial operations, including offices, warehouses, and food service establishments that use such structures for their business.
BHI Insurance provides residential mobile home insurance services to property owners in Toms River, New Jersey, and also offers commercial coverage for mobile home parks in the surrounding area. Their agents help clients assess coverage needs for structures, personal property, and liability protection. Clients can schedule follow-up appointments between regular policy review visits to update coverage after renovations or major purchases.
PNA Insurance Services Inc is known for helping mobile home owners in Toms River, NJ, secure appropriate coverage for their manufactured or modular dwellings that standard homeowners policies often exclude. The agency assists clients in finding protection tailored to the specific risks these homes face, including transport-related exposures. Its service range typically encompasses policies for both single-wide and double-wide units. For clients with larger investment properties, it can also offer specialized add-on coverage for attached carports or decks.
What Does a a Mobile Home Insurance Agent in Toms River Cost?
Typical mobile home insurance in New Jersey costs between 500 and 1200 dollars per year for a standard policy. Factors like the home age location and coverage limits affect the price. In Toms River flood zones may increase premiums significantly. This is general information and not insurance advice.
About mobile home insurance agents in Toms River
Mobile home insurance agents in Toms River help owners of manufactured and modular homes find the right coverage. New Jersey requires all mobile home owners to carry liability insurance and often lenders require comprehensive and collision coverage. Local agents understand the unique risks along the Jersey Shore including wind and flood exposure.
Frequently Asked Questions
What does mobile home insurance cover in Toms River New Jersey?
Standard policies cover damage from fire wind and theft. They also include liability protection if someone is injured on your property. Flood insurance is separate and often needed in coastal areas like Toms River.
Is mobile home insurance required by law in New Jersey?
New Jersey state law does not require mobile home insurance but your lender will require it if you have a loan. Additionally liability coverage is needed if you rent the land in a mobile home park.
How do I find a mobile home insurance agent in Toms River?
You can search online for local independent agents who specialize in manufactured homes. Many agencies in Ocean County offer quotes for mobile home policies. Compare at least three quotes to find suitable coverage for your situation.
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