The top-rated mobile home insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Sterling Property and Casualty, Stonebrook Insurance Group. This directory lists 14 mobile home insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PRIME Insurance Agency | 960 E County Line Rd | (732) 886-5751 |
| 2 | Cosmo Insurance Agency | 1600 Ave of the States #408 | (732) 363-3888 |
| 3 | Sterling Property and Casualty | 20 4th St Suite 211 | (732) 730-7130 |
| 4 | Stonebrook Insurance Group | 500 River Ave Suite 230 | (732) 905-4100 |
| 5 | Mitchell Hnatt: Allstate Insurance | 1900 NJ-70 | (732) 477-6900 |
| 6 | Ben Goldfischer: Allstate Insurance | 300 Main St | (732) 719-4050 |
| 7 | Wilhelm | 699 Cross St #1 | (732) 961-1551 |
| 8 | Insurance Agency New Jersey | 1166 River Ave | (551) 273-4713 |
| 9 | J&R Insurance Agency & Financial Services LLC | 1400 Ocean Ave | (732) 363-1625 |
| 10 | Ideal Insurance Agency | 326 3rd St | (732) 363-8300 |
PRIME Insurance Agency serves Lakewood and the surrounding Ocean County area, focusing on mobile home insurance for local residents and seasonal property owners. The company assists clients in securing coverage that addresses the specific risks associated with manufactured and mobile homes. It specializes in helping customers understand the distinctions between mobile home policies and standard homeowners insurance. This agency handles mobile home liability protection and coverage for attached structures like decks and carports.
Cosmo Insurance Agency serves Lakewood and surrounding Ocean County, offering mobile home insurance solutions tailored to local property owners. The agency provides coverage options designed to protect manufactured and modular homes against common regional risks such as storm damage and liability concerns. Policies can be structured to include personal property protection and additional living expense coverage in the event of a covered loss. Cosmo Insurance Agency handles mobile home replacement cost valuations and customized deductible options for seasonal and year-round residences in Lakewood, New Jersey.
Sterling Property and Casualty provides mobile home insurance policies, including coverage for physical structures, personal belongings, and liability protection against accidents on the property. It offers maintenance plan options that help policyholders address minor repairs and routine upkeep to preserve their mobile homes’ condition. Serving the Lakewood, New Jersey area, the agency works with clients insuring single-family manufactured homes, seasonal properties, and apartment complexes that contain mobile home units.
Stonebrook Insurance Group serves homeowners and property managers in Lakewood, New Jersey who require specialized coverage for their mobile homes. The agency focuses on protecting these dwellings from common regional risks like storms and liability concerns. Policies are designed to cover the structure, personal belongings, and additional living expenses if a home becomes uninhabitable. Clients receive guidance in selecting appropriate deductibles and coverage limits for their unique property situations. The company also assists residents in nearby Toms River with comparable mobile home insurance options tailored to the greater Ocean County area.
Serving Lakewood, New Jersey, and the surrounding Ocean County communities, Mitchell Hnatt: Allstate Insurance handles mobile home insurance for local manufactured and modular homeowners. The agency works with policies that cover the structure, personal property, and liability protection specific to mobile dwellings. To handle a typical job, the agent first reviews the client's specific coverage needs and property location before tailoring a policy that addresses the unique risks mobile homes face in the area.
Unlike one-time services for a single claim or adjustment, recurring coverage through an insurance agent involves ongoing policy management and renewal support. Ben Goldfischer: Allstate Insurance in Lakewood, NJ helps mobile home owners bundle multiple protections, such as dwelling and personal property, into a single annual plan. Their role includes advising on deductibles and replacement cost options as regulations change. Service for reviewing or updating policies typically runs on a scheduled basis before each renewal period.
Wilhelm offers specialized mobile home insurance services in the Lakewood, NJ area, focusing on coverage tailored for manufactured and trailer homes. The agency provides general assistance with policy selection, helping clients understand protection options for their property and personal belongings. They also address the unique risk factors common to this housing type, such as susceptibility to storm damage or water issues. A common concern they help with involves adjusting coverage before seasonal wind and hail events typical to the region.
Insurance Agency New Jersey offers residential mobile home insurance coverage for property owners in Lakewood and the surrounding region. Commercial policies are also available for mobile home parks and rental communities throughout the local service area. Each homeowner receives a personalized policy review to align coverage with individual needs. After a claim or adjustment, agents can schedule a follow‑up visit to discuss any necessary changes before the next regular renewal period.
When winter storms threaten the Jersey Shore, residents of Lakewood’s manufactured-home communities need reliable protection for their properties. Ideal Insurance Agency assists local homeowners by explaining coverage differences between mobile homes and traditional houses, especially regarding wind and flood risks. The agency focuses on helping clients understand policy limits and depreciation terms that apply to factory-built structures. A typical first step involves scheduling an on-site review of the home’s age, roof condition, and tie-down system before presenting any coverage options.
What Does a a Mobile Home Insurance Agent in Lakewood Cost?
Typical mobile home insurance costs in New Jersey range from 300 to 800 dollars per year for basic policies. Factors like home age, location in Lakewood, coverage limits, and deductible amounts affect the final price. This is general information and not insurance advice.
About mobile home insurance agents in Lakewood
Mobile home insurance agents in Lakewood, New Jersey help residents protect their manufactured homes against risks like fire, theft, and weather damage. New Jersey requires all mobile home owners to carry liability coverage if they have a mortgage, and agents can explain how local flood zones near Lakewood may affect your policy needs.
Frequently Asked Questions
What does a mobile home insurance agent in Lakewood do?
A mobile home insurance agent helps you find a policy that covers your home structure, personal belongings, and liability. They compare quotes from different insurers and advise on coverage limits based on New Jersey regulations.
Is mobile home insurance required in New Jersey?
New Jersey does not legally require mobile home insurance by state law. However, if you have a mortgage or loan on the home, your lender will require a policy. Agents can help you meet those lender requirements.
How do I choose a mobile home insurance agent in Lakewood?
Look for an agent who specializes in manufactured homes and has experience with New Jersey insurance laws. Check their license status on the New Jersey Department of Banking and Insurance website before working with them.
Mobile Home Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Cherry Hill Township · Clifton · Cranford · East Brunswick · Edison · Elizabeth · Fair Lawn · Fairfield · Fort Lee · Hackensack · Hamilton Township · Iselin