The top-rated mobile home insurance agent in St. Louis, Missouri is Melissa Carlton - State Farm Insurance Agent, rated 5.0 stars across 1,125 reviews. Other highly rated options include Kevin Wingenbach - State Farm Insurance Agent, Dan Rataj - State Farm Insurance Agent, Matt Stark: Allstate Insurance. This directory lists 40 mobile home insurance agents serving St. Louis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Carlton - State Farm Insurance Agent | 8330 Watson Rd #101 | (314) 842-2422 |
| 2 | Kevin Wingenbach - State Farm Insurance Agent | 4530 Lemay Ferry Rd Ste L | (314) 487-2100 |
| 3 | Dan Rataj - State Farm Insurance Agent | 4270 Telegraph Rd | (314) 487-3371 |
| 4 | Matt Stark: Allstate Insurance | 8229 Clayton Rd Ste 200b | (314) 862-5990 |
| 5 | Derek Miller - State Farm Insurance Agent | 5811 S Lindbergh Blvd | (314) 892-4999 |
| 6 | R T Thomas Insurance, LLC | 8131 Delmar Blvd | (314) 725-5535 |
| 7 | Farmers Insurance - Jeremy Heisserer | 4185 Crescent Dr Suite C | (314) 849-9898 |
| 8 | Goetz Insurance Agency | 4586 Telegraph Rd | (314) 720-1702 |
| 9 | Elevated Insurance Group | 345 Marshall Ave Ste 200 | (314) 806-3600 |
| 10 | Valley Insurance Agency Alliance LLC (VIAA) | 6825 Clayton Ave #200 | (314) 333-4910 |
Melissa Carlton - State Farm Insurance Agent serves the St. Louis, Missouri metro area. The agency provides mobile home insurance coverage for manufactured and trailer homes in local parks and rural subdivisions. This includes policies for single-wide and double-wide units. Standard protections are offered for the dwelling structure against wind, fire, hail, and theft. Liability coverages are available to protect the homeowner. The agency also can quote additional options for personal property contents and temporary living expense protection in the event of a covered loss.
Kevin Wingenbach - State Farm Insurance Agent serves the St. Louis area and its surrounding communities, handling mobile home insurance policies for local residents. This agency focuses on providing coverage that protects manufactured and mobile homes against common regional risks, such as severe storms and wind damage. It offers policies that can cover the structure itself, any attached additions, and personal belongings inside the home. The agency typically approaches each client by reviewing their specific coverage needs, then tailoring a policy to address those individual requirements through a straightforward consultation process.
Dan Rataj - State Farm Insurance Agent in St. Louis, MO, provides mobile home insurance coverage tailored to manufactured and mobile dwellings. Policy options commonly include protection for the structure, personal belongings, and liability. Specialty add-ons can cover additional structures, debris removal, and loss of use during repairs. The agency serves residential clients and also offers commercial insurance solutions for offices, warehouses, and food service establishments in the region.
Matt Stark: Allstate Insurance provides residential mobile home insurance services for properties in St. Louis, Missouri, and also offers commercial coverage for mobile home parks or similar businesses within the local area. Their work focuses on protecting structures from regional weather and liability risks common to manufactured housing. Clients can expect follow-up assistance between regular policy visits to adjust coverage as home values or needs change.
Derek Miller - State Farm Insurance Agent in St. Louis, Missouri, provides mobile home insurance coverage designed to protect manufactured and mobile homes from common regional risks. Their services include policies that typically safeguard the structure, personal belongings, and liability exposures associated with these dwellings. Many mobile home owners in the area require tailored solutions for wind, hail, and other weather-related damage. A specialty service the agency can add on is coverage for attached structures like carports or decks, ensuring comprehensive protection for the entire property.
R T Thomas Insurance, LLC serves the St. Louis, Missouri metro area as a Mobile Home Insurance Agent. It helps local residents protect their manufactured and modular homes against common regional weather risks. The agency works to match each homeowner with a policy that fits their specific structure and budget. Coverage solutions often include liability protection for the property. Specifically, the company handles mobile home dwelling coverage and personal property insurance for the greater St. Louis region.
Farmers Insurance - Jeremy Heisserer provides mobile home insurance coverage tailored to protect manufactured and modular homes in the St. Louis, Missouri area. The agency offers policies designed to address the unique risks of these structures, including protection against weather damage and liability. Their service approach includes assisting clients in understanding their coverage options and filing claims. The company provides insurance solutions for single-family mobile homes, rental properties, and manufactured home communities, as well as retail and restaurant properties that require specialized commercial coverage.
Homeowners, landlords, and property managers in the St. Louis, Missouri area rely on Goetz Insurance Agency for mobile home insurance coverage. The company works to find policies that protect manufactured and mobile homes from common regional risks, including severe weather and liability concerns. Their insurance agents help clients understand policy options and coverage limits for their specific dwellings. They also serve clients throughout the neighboring counties in the greater St. Louis metro region.
Elevated Insurance Group serves St. Louis, Missouri, and its surrounding communities as a local Mobile Home Insurance Agent. It handles the specific insurance needs for manufactured and mobile homes, from single-wide units to larger models, covering both personal property and structural risks. The agency generally begins each job with a thorough assessment of the property, ensuring all unique exposures are documented, then presents clear coverage options aligned with local regulations.
What Does a a Mobile Home Insurance Agent in St. Louis Cost?
Typical mobile home insurance costs in Missouri range from 300 to 800 dollars per year for a standard policy. Factors like home age location coverage limits and deductible affect the premium. Older homes or those in flood-prone areas may cost more. This is general information not insurance advice.
About mobile home insurance agents in St. Louis
Mobile home insurance agents in St. Louis Missouri help owners of manufactured and mobile homes find appropriate coverage. Missouri law requires mobile home owners to have liability insurance if the home is financed or parked in a regulated park. An agent can explain policy options that protect against wind hail fire and theft common in the region.
Frequently Asked Questions
What does mobile home insurance cover in St. Louis Missouri?
Standard policies cover the home structure personal property and liability. Many policies also include additional living expenses if your home is damaged by a covered event such as a tornado or fire.
Is mobile home insurance required by law in Missouri?
Missouri does not legally require mobile home insurance. However lenders and mobile home parks often require proof of liability and physical damage coverage as a condition of financing or rental.
How do I file a claim for a mobile home in St. Louis?
Contact your insurance agent or company immediately after damage occurs. Missouri law gives you up to one year from the date of loss to file a lawsuit if your claim is denied. Keep all receipts and photos for documentation.
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