The top-rated mobile home insurance agent in Jefferson City, Missouri is Douglas Otto American Family Insurance, rated 5.0 stars across 135 reviews. Other highly rated options include Greg Kolb Agency Inc American Family Insurance, Walker Kesterson - State Farm Insurance Agent, Travis Smith - State Farm Insurance Agent. This directory lists 20 mobile home insurance agents serving Jefferson City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Douglas Otto American Family Insurance | 1013 Madison St | (573) 635-7911 |
| 2 | Greg Kolb Agency Inc American Family Insurance | 3432 W Truman Blvd Ste 102 | (573) 635-3240 |
| 3 | Walker Kesterson - State Farm Insurance Agent | 1401 Southwest Blvd #202 | (573) 635-3500 |
| 4 | Travis Smith - State Farm Insurance Agent | 601 E McCarty St Unit B | (573) 636-9040 |
| 5 | Missouri Farm Bureau Insurance | 701 S Country Club Dr | (573) 893-1400 |
| 6 | Heather Luebbert - Missouri Farm Bureau Insurance | 949 S Country Club Dr Ste B | (573) 893-6965 |
| 7 | Varner Insurance Agency, LLC (VIA, LLC) | 231 E Capitol Ave | (573) 893-4500 |
| 8 | Randy Kaiser - State Farm Insurance Agent | 751 W Stadium Blvd a | (573) 761-9245 |
| 9 | Shelter Insurance - Tim Jenkins | 1005 Madison St | (573) 636-3833 |
| 10 | The Busby Insurance Group: Allstate Insurance | 2810 S Ten Mile Dr | (573) 616-2270 |
Douglas Otto American Family Insurance serves the Jefferson City, Missouri area as a mobile home insurance agent. The agency provides insurance policies tailored specifically for manufactured and mobile homes. These policies typically cover the structure itself along with personal property inside the dwelling. Additionally, liability protection is included to guard against injuries that may occur on the property. The company helps residents protect their investment from common local risks like severe storms and wind damage. It also handles specifics such as actual cash value versus replacement cost coverage for mobile homes.
Homeowners, renters, and landlords in Jefferson City can turn to Greg Kolb Agency Inc American Family Insurance for mobile home insurance agent services. The agency helps clients find coverage that protects manufactured and mobile homes against common regional risks. Policies are tailored to meet individual needs concerning both the structure and personal property within. Assistance is readily available for answering questions about premiums or filing a claim. The agency additionally serves property owners across the surrounding Cole County area and nearby California, Missouri.
Serving Jefferson City and the surrounding Central Missouri communities, Walker Kesterson - State Farm Insurance Agent handles mobile home insurance requirements for local residents. The agency works to protect manufactured and mobile homes against common regional risks, including severe storms and theft. Policies typically cover the structure, personal belongings, and liability protection as needed. To handle a typical job, the agent begins by assessing the client’s specific coverage gaps and then customizes a plan to match their budget and property value.
For clients addressing immediate structural damage from a storm or a sudden plumbing failure, Travis Smith - State Farm Insurance Agent offers one-time single-event claims processing, while those seeking continuous property protection can enroll in a recurring insurance policy with standard coverage terms available from Jefferson City. A typical mobile home policy through this agency addresses liability, personal belongings, and the dwelling unit itself. These professional insurance services are available on a one-time or as-needed basis depending on the specific claim or request.
Missouri Farm Bureau Insurance in Jefferson City, MO, provides comprehensive mobile home insurance services, including coverage options tailored to manufactured and mobile dwellings. It offers policy maintenance and periodic review plans to adjust coverage as property values or needs change. The firm also assists with claims guidance for storm, fire, or theft incidents. The agency services single-family mobile homes, manufactured homes on owned land, seasonal recreational trailers, and rental mobile home properties.
Heather Luebbert - Missouri Farm Bureau Insurance provides specialized coverage for manufactured and mobile homes in Jefferson City, MO. The agency also offers general service work, helping local residents review policies to ensure proper protection for their homes. It addresses concerns unique to mobile home ownership, such as securing coverage against wind damage during the active spring and summer storm season.
A general insurance agency provides essential coverage for properties, including specialized policies that address unique risks. Varner Insurance Agency, LLC, located in Jefferson City, MO, offers mobile home insurance tailored to protect manufactured and mobile homes from regional weather and liability concerns. This agency can help secure policies that cover both the structure and personal contents. Its services extend to commercial sectors, providing insurance solutions for offices, warehouses, and food service operations in the local area.
As central Missouri’s harsh winter storms and fluctuating humidity put mobile homes at greater risk for roof leaks and foundation shifts, Randy Kaiser — State Farm Insurance Agent in Jefferson City, MO, offers tailored policies to address these regional concerns. Coverage options help protect against wind, hail, moisture damage, and liability on manufactured housing models. The process begins with a personalized home inspection to assess structural integrity and safety. Randy Kaiser then provides a detailed initial-assessment step to identify specific coverage needs.
As a mobile home insurance agent serving Jefferson City, MO, The Busby Insurance Group with Allstate Insurance provides residential coverage tailored to manufactured and mobile homes, addressing both structural and liability needs. Commercial insurance options are also available through their local office, which serves the surrounding Mid-Missouri area with personalized consultations. Clients can return for policy reviews or coverage adjustments between regular visits, ensuring their insurance remains aligned with changing circumstances.
What Does a a Mobile Home Insurance Agent in Jefferson City Cost?
The cost of mobile home insurance in Missouri typically ranges from 300 to 800 dollars per year for a basic policy. Factors include the age and value of the home location in Jefferson City and coverage limits. Premiums may be higher for older homes or those in flood prone areas. This is general information and not insurance advice.
About mobile home insurance agents in Jefferson City
Mobile home insurance agents in Jefferson City Missouri help owners of manufactured homes and trailers find proper coverage. Missouri requires liability insurance for all motor vehicles including mobile homes that are moved on public roads. A local agent can explain how Missouri wind and hail risks affect your policy options.
Frequently Asked Questions
What does a mobile home insurance agent in Jefferson City do?
An agent helps you compare policies from different companies for your manufactured or mobile home. They explain coverage for the structure personal property and liability. They also advise on Missouri specific requirements like proof of insurance for titled homes.
Is mobile home insurance required by law in Missouri?
Missouri law requires liability insurance if your mobile home is titled as a motor vehicle and driven on public roads. For stationary mobile homes on land you own insurance is not legally required but lenders usually require it. An agent can clarify your specific situation.
How do I choose a mobile home insurance agent in Jefferson City?
Look for an agent who works with multiple insurance companies and has experience with manufactured homes. Ask about their knowledge of Missouri weather risks like tornadoes and hail. Check that they are licensed in Missouri through the Missouri Department of Insurance.
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