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HomeMobile Home Insurance AgentsMissouri › Lake St Louis

Find Mobile Home Insurance Agents Near You in Lake St Louis, MO

Browse mobile home insurance agents serving Lake St Louis, Missouri. Updated 2026-07-14.

The top-rated mobile home insurance agent in Lake St Louis, Missouri is Farmers Insurance - Amy Edmonds, rated 5.0 stars across 128 reviews. Other highly rated options include Spectrum Insurance Solutions, Mike McMullen - COUNTRY Financial Agent, Andrew Hill's Insurance Services. This directory lists 13 mobile home insurance agents serving Lake St Louis.

Showing 13 mobile home insurance agents in Lake St Louis, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Amy Edmonds1311 Hrc Plaza Dr(314) 327-6377
2Spectrum Insurance Solutions1194 Lake St Louis Blvd Suite 211(855) 747-2013
3Mike McMullen - COUNTRY Financial Agent206 Centre On The Lk(636) 922-7789
4Andrew Hill's Insurance Services128 Sunglow Dr(314) 518-7471
5Shelter Insurance - John Dickey, Lutcf3401 Technology Dr Ste 214(636) 755-5390
6Oscar Marroquin: Allstate Insurance181 Civic Center Dr(636) 625-3039
7Robin Ruhmann - COUNTRY Financial Agent1000 Edgewater Point Ste 105(636) 379-6530
8Dan Day - State Farm Insurance Agent740 Lakeside Plaza(636) 978-8858
9Jennifer Hutcheson & Associates LLC American Family Insurance1000 Lake St Louis Blvd Ste. 206(636) 947-4080
10Shelter Insurance - Hunter Feldewerth930 Bent Oak Ct Ste 109(636) 240-2100
FI
1311 Hrc Plaza Dr
Farmers Insurance - Amy Edmonds
Mobile Home Insurance Agent · Lake St Louis, MO

Farmers Insurance - Amy Edmonds serves Lake St Louis and surrounding areas in St Charles County with mobile home insurance coverage. The agency assists mobile homeowners in protecting their structures from common regional weather risks, including strong winds and hail. Personalized assessments help match policies to individual needs, ensuring adequate dwelling and personal property protection. Additional services offered include liability coverage for accidents on the property and loss of use benefits if the home becomes uninhabitable. The agency handles quotes for both single-wide and double-wide manufactured homes.

SI
1194 Lake St Louis Blvd Suite 211
Spectrum Insurance Solutions
Mobile Home Insurance Agent · Lake St Louis, MO

Spectrum Insurance Solutions in Lake St Louis, MO provides coverage options for mobile homes, including protection for the structure, personal belongings, and liability. Service and maintenance plans may be tailored to help policyholders manage risks common to manufactured housing in the area. The agency focuses on matching individual coverage needs with appropriate policies, ensuring clients can address their specific risks. It services single-family homes, apartments, retail, and restaurants.

MM
206 Centre On The Lk
Mike McMullen - COUNTRY Financial Agent
Mobile Home Insurance Agent · Lake St Louis, MO

Mike McMullen - COUNTRY Financial Agent serves the Lake St Louis, Missouri area and surrounding communities by helping local homeowners secure coverage for their manufactured and mobile homes. This agency works to protect structures against common regional risks like storm damage and liability concerns. Clients can visit the office for personalized assistance selecting an appropriate mobile home insurance policy. Specific services include providing tailored dwelling protection and arranging liability coverage for mobile residences.

AH
128 Sunglow Dr
Andrew Hill's Insurance Services
Mobile Home Insurance Agent · Lake St Louis, MO

Andrew Hill's Insurance Services provides comprehensive mobile home insurance options for clients throughout Lake St Louis, Missouri. Their service offerings are designed to address the unique coverage needs of manufactured and mobile homes. Regular policy reviews are available to help ensure coverage remains aligned with changing property values and individual situations. They assist with tailoring protection against common regional risks for these structures. This agency services single-family mobile homes, seasonal properties, and manufactured home communities.

SI
3401 Technology Dr Ste 214
Shelter Insurance - John Dickey, Lutcf
Mobile Home Insurance Agent · Lake St Louis, MO

Shelter Insurance - John Dickey, Lutcf in Lake St Louis, MO provides mobile home insurance agents helping clients distinguish between a single term policy option and the recurring annual renewal process that keeps coverage active. Their work typically involves explaining how policies protect the mobile home structure, personal belongings, and liability risks specific to manufactured housing in the region. Service runs on an as-needed basis for new quotes or claims, alongside annual renewal reviews.

OM
181 Civic Center Dr
Oscar Marroquin: Allstate Insurance
Mobile Home Insurance Agent · Lake St Louis, MO

Oscar Marroquin: Allstate Insurance provides mobile home insurance for clients in Lake St Louis, MO, offering coverage tailored specifically to manufactured and mobile dwellings. Its services encompass protection against common perils such as fire, wind, and hail, along with liability coverage for the property owner. The agency also assists homeowners in bundling policies for comprehensive protection. When severe Midwestern spring storms and tornado threats arise, the company helps ensure that mobile home policies include appropriate replacement cost coverage for structures and personal belongings.

RR
1000 Edgewater Point Ste 105
Robin Ruhmann - COUNTRY Financial Agent
Mobile Home Insurance Agent · Lake St Louis, MO

Robin Ruhmann - COUNTRY Financial Agent serves homeowners needing mobile home insurance in Lake St Louis, Missouri. The agency provides coverage tailored to manufactured and mobile dwellings, helping clients protect their property and personal belongings. Policies address common risks such as fire, storm damage, and liability for these structures. Understanding the unique requirements of mobile home ownership in this area, the agency offers personalized consultations to discuss coverage options. Its services also extend to nearby communities like O’Fallon and the greater St. Charles metro area.

DD
740 Lakeside Plaza
Dan Day - State Farm Insurance Agent
Mobile Home Insurance Agent · Lake St Louis, MO

Dan Day, a State Farm Insurance agent in Lake St Louis, MO, provides mobile home insurance tailored to protect manufactured and modular homes. Available coverage add-ons often include protection for personal property, additional living expenses in case of displacement, and liability coverage. Regular policy options can address specific risks like weather-related damage common to this region. This insurance work serves commercial sectors such as offices needing property protection, warehouses requiring inventory and equipment coverage, and food service operations seeking liability and asset safeguards.

JH
1000 Lake St Louis Blvd Ste. 206
Jennifer Hutcheson & Associates LLC American Family Insurance
Mobile Home Insurance Agent · Lake St Louis, MO

Jennifer Hutcheson & Associates LLC American Family Insurance provides mobile home insurance solutions for residential properties in Lake St Louis, MO, and also offers coverage for commercial structures such as manufactured home communities or park-owned buildings. Their service area extends throughout St Charles County and surrounding regions, ensuring local mobile homeowners have access to essential property protection. This agent works with clients to tailor policies, aiming to secure continued coverage through policy reviews and providing follow-up service between regular annual visits.

SI
930 Bent Oak Ct Ste 109
Shelter Insurance - Hunter Feldewerth
Mobile Home Insurance Agent · Lake St Louis, MO

Shelter Insurance - Hunter Feldewerth is a mobile home insurance agency known for providing coverage tailored to manufactured and modular homes in Lake St Louis, MO. Its service range includes protecting clients against common risks such as fire, wind, and liability for homes situated in local parks or private land. Policies can be customized with endorsements that cover personal property, additional living expenses during repairs, and debris removal after a storm. A specialty add-on service offers specific protection for attached structures like carports or decks.

FI
950 Bent Oak Ct
Farmers Insurance - Jeremiah Essmyer
Mobile Home Insurance Agent · Lake St Louis, MO
(636) 283-2072
agents.farmers.com/mo/lake-saint-louis/jeremiah-essmyer
SC
3401 Technology Dr suite 180
Stuckey & Company
Mobile Home Insurance Agent · Lake St Louis, MO
(800) 828-3452
stuckey.com
FI
1000 Lake St Louis Blvd #22
Farmers Insurance - Rick Smith
Mobile Home Insurance Agent · Lake St Louis, MO
(636) 561-4577
agents.farmers.com/mo/lake-saint-louis/rick-smith

What Does a a Mobile Home Insurance Agent in Lake St Louis Cost?

Typical mobile home insurance costs in Missouri range from 300 to 800 dollars per year for a basic policy. Factors like the homes age location and coverage limits affect the premium. For Lake St Louis flood-prone areas may add 200 to 500 dollars annually for separate flood insurance. This is general information not insurance advice.

About mobile home insurance agents in Lake St Louis

Mobile home insurance agents in Lake St Louis Missouri help owners of manufactured and mobile homes find appropriate coverage. Missouri law requires mobile home owners to carry liability insurance if the home is titled as a vehicle. Agents can explain policy options that meet state requirements and protect against local weather risks like hail and wind.

Frequently Asked Questions

What does mobile home insurance cover in Lake St Louis Missouri?

Standard policies cover the home structure personal property and liability. Missouri law does not require comprehensive coverage for mobile homes but lenders usually do. Agents can add endorsements for flood or wind damage common in the Lake St Louis area.

Do I need a special agent for mobile home insurance in Missouri?

Many independent agents in Lake St Louis work with carriers that specialize in manufactured homes. These agents understand Missouri titling rules and can help you meet lender requirements. It is wise to ask if an agent has experience with mobile home policies.

How does Missouri law affect mobile home insurance requirements?

If your mobile home is titled as a vehicle you must carry liability insurance per Missouri law. If it is titled as real property you may only need a standard homeowners policy. An agent can help you determine your homes legal status and the correct coverage.

Mobile Home Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each mobile home insurance agent's credentials and current standing with your state Department of Insurance.