The top-rated mobile home insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Coalter Insurance Group. This directory lists 17 mobile home insurance agents serving Cape Girardeau.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Discount Insurance Group | 1009 N Kingshighway St | (573) 339-1100 |
| 2 | Goosehead Insurance - Nick Laiben | 338 Broadway St Ste 311 | (573) 334-9999 |
| 3 | TIG Thomas Insurance Group | 56 Doctors Park Dr | (573) 651-3652 |
| 4 | Coalter Insurance Group | 1001 Independence St | (573) 339-1222 |
| 5 | Farmers Insurance - Tom Smith | 1928 Golden Eagle Ct #3 | (573) 651-6515 |
| 6 | Shelter Insurance - Sarah Reilly | 339 Broadway St Suite 148 | (573) 803-3999 |
| 7 | Hoesli Insurance Agency | 338 Broadway St Suite 505 | (573) 290-7777 |
| 8 | Nick Hogan - State Farm Insurance Agent | 980 N Kingshighway St Suite 102 | (573) 332-0502 |
| 9 | Laurel Adkisson Agency LLC American Family Insurance | 760 S Kingshighway D | (573) 334-1095 |
| 10 | Farmers Insurance - Clarence Matthews | 1750 N Kingshighway St Suite B | (573) 334-8888 |
Discount Insurance Group serves Cape Girardeau, Missouri, and the surrounding county as a mobile home insurance agent. The company helps local homeowners find protection for their manufactured or mobile homes. Its agents guide clients through policy options for standard coverage against common regional risks like storms and property damage. Policyholders can also secure liability protection for accidents on their property.
Goosehead Insurance - Nick Laiben provides comprehensive mobile home insurance services in Cape Girardeau, MO, including coverage for structure, personal property, and liability. The agency offers policy options tailored to address the unique risks of manufactured and mobile homes. Customized service plans help clients adjust deductibles and endorsements according to their needs. Properties serviced include single-family manufactured homes, vacation cabins, and residential rental lots.
Thomas Insurance Group serves mobile home owners and property managers in the Cape Girardeau area, helping them secure coverage for manufactured and modular homes. The agency works to match clients with policies that address local weather risks and lender requirements. Every homeowner’s situation is reviewed individually to find appropriate protection. Thomas Insurance Group also extends its mobile home insurance services to clients in nearby Jackson, Missouri, ensuring residents of that neighboring community have access to the same localized guidance.
Coalter Insurance Group serves Cape Girardeau and surrounding communities in southeast Missouri, specializing in mobile home insurance coverage. The company handles policies tailored to manufactured and modular homes, addressing the unique structural and liability needs of such properties. Common concerns like wind damage and personal property protection are typically covered within standard plans. When working on a client's policy, Coalter Insurance Group begins by reviewing the specific details of the mobile home, then builds a customized plan that balances cost with necessary protections.
Farmers Insurance - Tom Smith in Cape Girardeau, MO provides both one-time mobile home insurance policies and ongoing coverage options that renew each term. This agency helps local homeowners protect their manufactured and mobile homes from common regional risks. Policies address structural damage, personal property loss, and liability concerns that arise on the property. Service for new policies or adjustments is available on an as-needed basis, with clients contacting the office when they require a quote, policy change, or claim assistance.
Shelter Insurance - Sarah Reilly specializes in arranging policies for mobile and manufactured homes, addressing the unique coverage needs of these structures. It serves Cape Girardeau, MO, and the surrounding area, helping homeowners select appropriate protection for their dwellings and personal property. The agent provides guidance on standard liability and damage coverage options relevant to local housing. As storms and high winds are common concerns in the region, it assists clients in evaluating that their policies adequately address damage from such seasonal weather events.
When spring storms sweep across Cape Girardeau, protecting a mobile home from hail and wind damage becomes a priority for many local owners. Hoesli Insurance Agency addresses this seasonal concern by providing coverage options tailored specifically to manufactured and mobile homes in the region. The agent works with policies that account for the unique construction and replacement costs of these dwellings. Coverage decisions begin with a thorough on-site inspection of the property, assessing current condition and identifying any potential risk factors before finalizing a quote.
Nick Hogan’s State Farm Insurance Agency in Cape Girardeau, MO helps residents secure mobile home coverage that protects their primary residence. Beyond basic structural insurance, policy options often include add-ons for personal property, liability protection, and loss of use coverage during repairs. The agency applies its general insurance experience to address the specific replacement cost and wind-damage needs of manufactured and mobile home owners. Its services extend to commercial sectors, including office buildings, warehouses, and food service establishments seeking liability and property protection.
Laurel Adkisson Agency LLC American Family Insurance provides residential mobile home insurance services to customers living in Cape Girardeau, Missouri, and also offers commercial coverage options for mobile home parks and small business properties throughout the surrounding area. Policies address the unique structural and liability needs of manufactured homes. The agency encourages clients to schedule follow-up coverage reviews between regular visits to adjust policies as personal circumstances or market conditions change.
What Does a a Mobile Home Insurance Agent in Cape Girardeau Cost?
Mobile home insurance in Missouri typically costs between 300 and 800 dollars per year for a standard policy. Older homes or those in flood zones may cost more. Deductibles range from 500 to 2,500 dollars. This is general information and not insurance advice. Consult a licensed agent for your specific situation.
About mobile home insurance agents in Cape Girardeau
Mobile home insurance agents in Cape Girardeau Missouri help owners protect their manufactured homes. Missouri law requires mobile homes to be titled and insured similar to vehicles. Local agents can explain coverage options for wind hail and flood risks common in the region.
Frequently Asked Questions
What does mobile home insurance cover in Missouri?
Standard policies cover the home structure personal property and liability. Missouri requires liability coverage if the home is on rented land. Flood and earthquake coverage are usually separate add-ons.
How do I find a mobile home insurance agent in Cape Girardeau?
You can search online for licensed agents in Cape Girardeau or contact the Missouri Department of Insurance for a list. Many local agencies specialize in manufactured home policies.
Is mobile home insurance required in Missouri?
Missouri does not have a state law requiring mobile home insurance. However lenders and park owners often require it. Without insurance you risk losing your home from storms or accidents.
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