The top-rated mobile home insurance agent in Waterford Township, Michigan is Joe Fagan - State Farm Insurance Agent, rated 4.9 stars across 473 reviews. Other highly rated options include J. Bejin & Associates, Acrisure Waterford Township, MI (Select Underwriters), AAA Insurance - Jon Gilroy Insurance Agency. This directory lists 19 mobile home insurance agents serving Waterford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Fagan - State Farm Insurance Agent | 6909 Highland Rd | (248) 666-2590 |
| 2 | J. Bejin & Associates | 2300 Dixie Hwy Suite 415 | (248) 599-9076 |
| 3 | Acrisure Waterford Township, MI (Select Underwriters) | 100 N Williams Lake Rd Suite A | (248) 698-7600 |
| 4 | AAA Insurance - Jon Gilroy Insurance Agency | 5324 Highland Rd | (248) 618-3665 |
| 5 | Larry Lukovich - State Farm Insurance Agent | 5660 Dixie Hwy Ste 1 | (248) 623-0878 |
| 6 | Acrisure Waterford Township, MI (Huttenlocher Group) | 1007 W Huron St | (248) 681-2100 |
| 7 | Hutchison's Insurance Agency, LLC | 3392 Sashabaw Rd | (248) 674-0464 |
| 8 | Sean Flynn - State Farm Insurance Agent | 4182 Pontiac Lake Rd | (248) 618-9812 |
| 9 | Vikings Insurance Agency | 4209 Sashabaw Rd | (248) 674-2271 |
| 10 | Farm Bureau Insurance - The Milner Agency | 3756 Sashabaw Rd | (248) 599-3135 |
Joe Fagan - State Farm Insurance Agent serves the Waterford Township, Michigan area, offering coverage for manufactured and modular homes. This agency helps local homeowners secure policies that protect their dwellings and personal belongings against common risks like fire, theft, and weather damage. Clients can discuss tailored coverage options for their mobile home structure and liability protection. The agency also handles specific needs such as detached structures and personal property replacement cost coverage.
J. Bejin & Associates provides mobile home insurance in Waterford Township, MI, offering policies tailored for manufactured and mobile dwellings. Its services include coverage consultation and policy adjustments to meet individual homeowner needs. Maintenance plan options are available to help clients protect their investment against common area risks. The company presents coverage solutions designed to suit various property types, including single-family mobile homes, apartment complexes with mobile park units, and retail properties that house manufactured homes, as well as restaurants located within mobile home communities.
Acrisure Waterford Township, MI, operating as Select Underwriters, serves homeowners seeking coverage for manufactured and mobile homes in the region. The agency assists clients by offering insurance policies that address the specific risks associated with mobile home ownership, including protection for the structure and personal property. It helps customers navigate coverage options to meet their individual needs. The company also extends its specialized mobile home insurance services to clients in the Clarkston area of the metro region.
Serving Waterford Township, Michigan, and the surrounding communities, AAA Insurance – Jon Gilroy Insurance Agency handles mobile home insurance for local residents. It addresses the unique coverage needs of manufactured and mobile homes, including protection against common regional weather events. The agency factors in each property’s age, condition, and location to recommend appropriate liability and dwelling coverage. To handle a typical job, it starts with a consultation to understand the client’s situation and then presents tailored insurance options from available carriers.
Larry Lukovich - State Farm Insurance Agent provides specialty mobile home insurance coverage in Waterford Township, MI, including protection for the structure and attached structures. The agency also offers general property and liability services for manufactured or modular homes. Its work helps clients address seasonal risks such as heavy Michigan winter snow loads, ice damage, and spring freeze-thaw cycles that can affect plumbing and sundeck foundations.
As winter storms or summer hail threaten older manufactured homes in Waterford Township, protecting that investment becomes a pressing concern. Acrisure Waterford Township, MI (Huttenlocher Group) assists mobile home owners in this area by identifying policies that fit common park-model structures or double-wides. The agency explains coverage for typical risks such as wind, fire, and liability, tailoring options to a home’s age and location within Oakland County. An initial phone conversation or site inspection is scheduled to assess current exposure and coverage gaps before any proposal.
Homeowners may need a single mobile home insurance policy to secure financing or meet park requirements, while others seek ongoing coverage for continuous property protection. An agent from Hutchison's Insurance Agency, LLC in Waterford Township, MI can explain these options, including coverage for structure damage and personal belongings against local weather risks. Policy service runs on an as-needed basis, typically arranged by phone or office appointment to address individual situations.
Sean Flynn - State Farm Insurance Agent in Waterford Township, MI helps local residents secure mobile home insurance policies that cover their dwellings and personal property. Standard protection often includes options for additional endorsements, such as coverage for attached structures or liability from guest injuries. Premiums reflect the unique risks of manufactured housing in southeastern Michigan. Their office also supports businesses by providing commercial insurance solutions for various sectors, including small offices, warehouses, and food service establishments.
Vikings Insurance Agency in Waterford Township, MI handles residential mobile home insurance for local homeowners. Commercial coverage is also available for rented mobile home lots or parks. Their service area includes Waterford Township and surrounding communities in Oakland County. Mobile home policies from this agency address typical Michigan risks like wind, hail, and fire damage. Homeowners can expect thorough policy reviews and clear explanations of their coverages. The agency follows up with clients between annual renewal cycles, offering policy check-ins or adjustments when personal circumstances change.
What Does a a Mobile Home Insurance Agent in Waterford Township Cost?
The cost of mobile home insurance in Michigan typically ranges from 300 to 800 dollars per year for a standard policy, depending on the home value, location, and coverage limits. Older homes or those in flood-prone areas may have higher premiums. This is general information, not insurance advice.
About mobile home insurance agents in Waterford Township
Mobile home insurance agents in Waterford Township, Michigan help owners of manufactured and mobile homes find coverage tailored to their needs. Michigan law requires mobile homes to be insured if they are financed, and agents can explain state-specific requirements like windstorm or flood coverage. Working with a local agent ensures you understand how Michigan winter weather can affect your policy.
Frequently Asked Questions
Do mobile home insurance agents in Waterford Township offer quotes for park models?
Yes, many agents in Waterford Township can provide quotes for park models and other manufactured homes. They will ask about the home age, location, and value to find a suitable policy.
Is mobile home insurance required by Michigan law?
Michigan does not require mobile home insurance by state law, but lenders and mobile home parks often require it. Agents can help you meet these requirements with liability and property coverage.
What does a mobile home insurance policy typically cover in Michigan?
A standard policy covers the home structure, personal property, and liability. In Michigan, you may also need additional coverage for wind, hail, or ice damage due to local weather risks.
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