The top-rated mobile home insurance agent in Detroit, Michigan is CoverTree, rated 4.8 stars across 1,385 reviews. Other highly rated options include L.A. Insurance, Premier Insurance Detroit, Shauna Johnson: Allstate Insurance. This directory lists 12 mobile home insurance agents serving Detroit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CoverTree | 1555 Broadway St Floor 2 | (877) 417-8733 |
| 2 | L.A. Insurance | 3511 S Fort St | (313) 294-2000 |
| 3 | Premier Insurance Detroit | 15363 Livernois | (313) 342-4100 |
| 4 | Shauna Johnson: Allstate Insurance | 18711 Grand River Ave | (313) 272-2020 |
| 5 | J. Healan Baker Agency | 645 Griswold St # 2015 | (313) 963-0480 |
| 6 | Nemecek Agency | 1420 Washington Blvd STE 300 | (313) 771-5619 |
| 7 | Family Auto Insurance Agency | 6442 Michigan Ave | (313) 285-9042 |
| 8 | Long Insurance Services, LLC | 3031 W Grand Blvd #529 | (313) 873-0300 |
| 9 | Gilead Insurance Agency | 18323 W McNichols Rd | (313) 533-3220 |
| 10 | Jordan A. Mitchell Insurance Agency | 6925 E Jefferson Ave | (313) 451-6400 |
CoverTree serves the Detroit, Michigan metro area as a mobile home insurance agent. It helps local homeowners find coverage for manufactured homes, modular houses, and trailer residences. The company assists with policies that protect against common regional risks like wind, hail, and fire damage, as well as liability protection. Agents work to tailor plans to individual property values and locations. CoverTree specifically handles quote comparisons for mobile home insurance policies and helps customers adjust coverage limits to meet park or lender requirements.
L.A. Insurance serves the Detroit, Michigan metro area as a local mobile home insurance agent. The company focuses on providing necessary coverage options for manufactured and modular homes in the region. All mobile home policies generally protect against common risks like fire, wind, and theft. The agent works with homeowners to secure protection tailored to their specific dwelling and personal property needs. L.A. Insurance helps clients obtain policies that include liability coverage and replacement cost options for their mobile homes in Michigan.
Premier Insurance Detroit provides a full range of mobile home insurance options, including policies for manufactured and modular dwellings. Their service plans cover routine claims assistance, seasonal inspections, and long-term maintenance guidance for mobile home structures. The company serves clients with single-family manufactured homes, rental mobile home properties, retail locations housing recreational vehicles, and restaurants requiring specialized mobile unit coverage.
Shauna Johnson: Allstate Insurance serves homeowners in Detroit, Michigan, who require protection for their mobile homes against local weather and liability risks. The agency offers personalized policy evaluations to match coverage needs for structures and personal property. This insurer assists clients through claims support and regular policy updates to reflect changing home values and conditions. The company also extends its services to residents of the greater Wayne County area and nearby communities surrounding the Detroit metro region.
For mobile home coverage, a customer can choose between a one-time liability policy or recurring comprehensive plans that protect against long-term risks. Serving the Detroit area, J. Healan Baker Agency provides local guidance for these options, focusing on property and personal liability needs. The agency operates on a scheduled service basis, allowing clients to set regular reviews for their policies and adjust coverage as circumstances change.
The Nemecek Agency specializes in securing mobile home insurance policies in Detroit, MI, focusing on protecting manufactured and modular dwellings. It provides comprehensive coverage options that address the unique structural and liability risks associated with these homes. The agency works directly with clients to tailor policies that meet individual needs and financial situations. As seasonal storms and Michigan winters approach, it helps clients adjust their coverage to safeguard against weather-related damage, including roof leaks and freeze-related pipe bursts.
Serving Detroit, Michigan, and its surrounding communities, Family Auto Insurance Agency handles mobile home insurance coverage for local residents. It addresses the specific protection needs for manufactured and mobile homes in the area. The agency works with clients to assess their property's value, liability risks, and potential weather-related exposures common to the region. Its general approach to a typical job involves reviewing individual coverage requirements and presenting appropriate policy options to meet each homeowner's situation.
Long Insurance Services, LLC assists Detroit clients in securing mobile home insurance policies designed for manufactured and modular dwellings. The agency specializes in obtaining added coverage for attached structures, personal property replacement, and liability protection beyond standard plans. Their agents address risks specific to local weather conditions and regulatory requirements in Michigan. In addition to residential work, the company can serve commercial sectors such as offices, warehouses, and food service operations by advising on appropriate property and liability policies for those business types.
As winter approaches in Detroit, mobile home owners face risks from snow or ice damage that can stress older roofs or pipes. Gilead Insurance Agency responds by reviewing specific coverage for such seasonal threats, including liability against slips on wet steps or water backup from melting ice. The company serves mobile home owners across the metro area, helping them compare plans that address the unique construction and wind-resistance concerns of manufactured housing. A full inspection of the home's condition and location generally begins the initial assessment for any new policy request.
Jordan A. Mitchell Insurance Agency provides residential mobile home insurance services for clients in and around Detroit, Michigan. The agency also offers commercial coverage options tailored to mobile home parks or manufactured housing communities. Their work focuses on protecting structures against common regional risks such as severe weather or theft. After initial policy setup, the agency follows up with clients between regular seasonal visits to adjust coverage as needed for changing circumstances.
What Does a a Mobile Home Insurance Agent in Detroit Cost?
The cost of mobile home insurance in Michigan typically ranges from 300 to 800 dollars per year for a basic policy. Factors that affect the premium include the age and size of the home, its location in Detroit, and the coverage limits you choose. Older homes or those in flood-prone areas may cost more to insure. This is general information and not insurance advice.
About mobile home insurance agents in Detroit
Mobile home insurance agents in Detroit help owners of manufactured and mobile homes find the right coverage. Michigan law requires all mobile homes to be insured if they are financed or located in a mobile home park. Agents can explain the difference between standard homeowners policies and specialized mobile home policies that cover transport and setup risks.
Frequently Asked Questions
What does mobile home insurance cover in Michigan?
A standard mobile home policy in Michigan covers the structure, personal property, and liability. It also typically includes coverage for fire, wind, hail, and theft. Flood and earthquake coverage are usually separate add-ons.
Do I need a special agent for a mobile home in Detroit?
Yes, you should work with an agent who offers policies from insurers that specialize in manufactured homes. Many standard home insurers do not cover mobile homes. An agent experienced in this market can find the right carrier for your Detroit property.
Are there Michigan laws that affect mobile home insurance?
Michigan law requires mobile home park owners to verify that each home has liability insurance. Also, if you finance your mobile home, the lender will require comprehensive and collision coverage. Michigan does not have a state-mandated minimum for mobile home property coverage.
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