The top-rated mobile home insurance agent in Allen Park, Michigan is Smith Insurance Group, rated 4.9 stars across 545 reviews. Other highly rated options include Leonard Crosby - State Farm Insurance Agent, John G. Parr: Allstate Insurance, Dawn Pullis - State Farm Insurance Agent. This directory lists 11 mobile home insurance agents serving Allen Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Smith Insurance Group | 8258 Allen Rd | (313) 278-3800 |
| 2 | Leonard Crosby - State Farm Insurance Agent | 6721 Park Ave | (313) 382-8650 |
| 3 | John G. Parr: Allstate Insurance | 6537 Allen Rd | (313) 381-4500 |
| 4 | Dawn Pullis - State Farm Insurance Agent | 9803 Reeck Rd ste b | (313) 551-4707 |
| 5 | L.A. Insurance | 19351 Ecorse Rd | (313) 381-2222 |
| 6 | AAA Allen Park | 3177 Fairlane Dr | (313) 386-7000 |
| 7 | Community Life Agency | 7344 Allen Rd Suite 100 | (734) 686-8497 |
| 8 | Justin Listman - State Farm Insurance Agent | 17237 Ecorse Rd | (313) 749-9997 |
| 9 | Nadine - Meemic Insurance Agency | 6621 Allen Rd | (313) 633-9552 |
| 10 | Goodwin, Lademan and Associates, Inc. | 6736 Allen Rd | (734) 287-2400 |
Smith Insurance Group serves the Allen Park, Michigan area, providing mobile home insurance policies to local residents. The agency helps clients protect their manufactured and modular homes from common risks. These policies typically cover the dwelling structure itself, personal property inside the home, and liability protection for accidents on the premises. The company also assists with securing coverage for detached structures like sheds or carports on mobile home lots.
Leonard Crosby - State Farm Insurance Agent provides coverage for mobile homes, including options for liability, property damage, and personal belongings. The office helps customers review their policies annually to adjust for changes in value or local weather risks. Service plans include guidance on filing claims and understanding policy terms to ensure proper protection. The agency services single-family mobile homes, apartment complexes with manufactured housing, retail properties, and restaurants that operate within mobile home park communities.
John G. Parr: Allstate Insurance serves homeowners in Allen Park, Michigan, who own mobile or manufactured homes and need specialized coverage. The agency provides insurance policies designed for these properties, addressing their unique structural and liability risks. Clients can work with the agent to explore customizable protection options that fit their specific mobile home needs. The agency also brings its insurance services to residents in neighboring communities throughout the Downriver area of metro Detroit.
For mobile home insurance, clients choose between purchasing a single policy for immediate protection or establishing an ongoing relationship that adjusts coverage as their needs evolve. Dawn Pullis - State Farm Insurance Agent in Allen Park, MI, provides policies covering structure, personal property, and liability. Standard plans protect against common risks like fire, wind, and theft in this area. Their service operates strictly on an as-needed basis, meaning clients request assistance when purchasing a new policy, filing a claim, or reviewing existing coverages.
L.A. Insurance serves the Allen Park, Michigan, area as a local mobile home insurance agent focused on protecting manufactured and mobile homes. The agency assists homeowners with policies that typically cover structure damage, personal property, and liability concerns relevant to this region. Standard local policies address risks like severe storms and theft. As a mobile home insurance agent in this community, L.A. Insurance also helps clients with specialized coverage for detached structures and loss of use benefits.
AAA Allen Park serves Allen Park and surrounding communities in southeast Michigan, handling mobile home insurance needs for local residents. It addresses coverage for manufactured and modular homes, including protection against common regional weather risks. The agency helps clients understand policy options such as liability and property damage coverage. When handling a typical job, it reviews each mobile home’s structure and location to recommend appropriate policy limits and deductibles.
Community Life Agency provides mobile home insurance solutions for residents in Allen Park, MI, helping protect manufactured and modular dwellings from common regional risks. The agency can arrange specialized add-ons for coverage aspects such as detached structures, personal property replacement, and liability protection beyond standard policies. Serving commercial sectors, Community Life Agency can also insure various business properties including offices, warehouses, and food service operations.
With harsh Michigan winters threatening roofs and pipes, homeowners across the downriver area seek reliable coverage for their manufactured homes. Justin Listman - State Farm Insurance Agent in Allen Park works to match policy protections with unique mobile home construction needs. This office assists clients in protecting their property against local weather risks and general liability claims common to manufactured housing communities. Policies are reviewed to confirm adequate structural and contents coverage. The process begins with a detailed property inspection to assess current dwelling conditions and full replacement cost.
Nadine - Meemic Insurance Agency specializes in providing mobile home insurance policies tailored to manufactured and modular homes in the Allen Park area. Coverage typically protects the dwelling, personal property, and liability against local risks. In this region, policies also account for severe seasonal storms, including high winds and heavy snow that can threaten mobile home structures or skirting. The agency additionally helps homeowners prepare for winter freeze-related pipe bursts, a frequent concern for properties with exposed plumbing.
Goodwin, Lademan and Associates, Inc. handles residential mobile home coverage for clients in and around Allen Park, MI. The agency also assists commercial customers in the same region with their related insurance needs. Policy types are explained clearly so that clients understand their protection for the unique structures and risks mobile homes present. Agents in the office typically follow up after a claim is filed and work to maintain ongoing relationships between regular policy reviews.
What Does a a Mobile Home Insurance Agent in Allen Park Cost?
The cost of mobile home insurance in Michigan typically ranges from 300 to 800 dollars per year for a standard policy. Factors that affect the premium include the age and value of the home your location in Allen Park your claims history and the coverage limits you choose. Policies with replacement cost coverage will cost more than actual cash value policies. This is general information and not insurance advice.
About mobile home insurance agents in Allen Park
Mobile home insurance agents in Allen Park Michigan help owners protect their manufactured homes from risks like fire wind and theft. Michigan law requires all mobile home owners to carry property insurance if they have a loan from a federally regulated lender. Agents can explain state specific coverage options such as actual cash value versus replacement cost and help you meet local park requirements.
Frequently Asked Questions
What does a mobile home insurance agent in Allen Park do?
An agent helps you find a policy that covers your mobile home structure personal belongings and liability. They review Michigan specific risks like severe winter storms and tornadoes. They also assist with filing claims and updating coverage as your needs change.
Is mobile home insurance required in Michigan?
Michigan does not require mobile home insurance by law but lenders usually require it if you have a mortgage. Some mobile home parks also require proof of liability coverage before you can move in. An agent can help you meet these requirements.
How do I choose a mobile home insurance agent in Allen Park?
Look for an agent who specializes in manufactured or mobile home policies. Ask about their experience with Michigan insurance regulations and whether they offer policies from multiple carriers. You can check their license status through the Michigan Department of Insurance and Financial Services.
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