The top-rated mobile home insurance agent in Bay City, Michigan is Nick Fletcher - State Farm Insurance Agent, rated 4.9 stars across 339 reviews. Other highly rated options include Farmers Insurance - Mark Townsend, Brent Mishler - State Farm Insurance Agent, Jon LaPorte - State Farm Insurance Agent. This directory lists 17 mobile home insurance agents serving Bay City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Fletcher - State Farm Insurance Agent | 306 Center Ave | (989) 893-3553 |
| 2 | Farmers Insurance - Mark Townsend | 509 E Midland St | (989) 469-0009 |
| 3 | Brent Mishler - State Farm Insurance Agent | 3583 Wilder Rd UNIT 5 | (989) 686-8680 |
| 4 | Jon LaPorte - State Farm Insurance Agent | 1416 State St #1 | (989) 895-5570 |
| 5 | Weaver Group Insurance Agency | 916 Washington Ave STE 204 | (989) 391-5085 |
| 6 | Thomas Campbell - State Farm Insurance Agent | 902 S Euclid Ave | (989) 686-0100 |
| 7 | MCI Insurance | 701 N Madison Ave | (989) 892-5541 |
| 8 | The Kory Agency | 900 S Euclid Ave | (989) 391-5200 |
| 9 | Jeff Hunt - State Farm Insurance Agent | 4359 Wilder Rd | (989) 686-7840 |
| 10 | Superior Insurance Group | 916 Washington Ave SUITE 210 | (989) 893-7651 |
Nick Fletcher - State Farm Insurance Agent serves the Bay City, Michigan area and surrounding communities. The agency provides mobile home insurance coverage, helping local residents find protection for their manufactured or modular homes. Policies typically cover structures, personal belongings, and liability. Additional options for detached structures or replacement cost may be reviewed with a representative. The team handles quotes for mobile home coverage and claims assistance for policyholders in Bay City.
Farmers Insurance - Mark Townsend provides mobile home insurance coverage for properties in the Bay City, MI area. Services include assistance with policy selection, claims processing, and coverage adjustments to meet local regulations and individual needs. Customized service plans are available to help policyholders maintain their mobile homes and manage potential risks. This agency handles insurance for single-family homes, apartments, retail spaces, and restaurants.
Brent Mishler - State Farm Insurance Agent serves Bay City homeowners and property managers who need protection for their mobile or manufactured homes. The agency provides quotes and policy management for mobile home insurance, helping clients secure coverage for their dwelling and personal property. It also offers guidance on liability options and additional structures. Policies are designed to meet local requirements in Bay County. The agency further assists customers seeking mobile home insurance in neighboring communities such as Essexville.
Jon LaPorte - State Farm Insurance Agent serves Bay City, Michigan and the surrounding communities, handling mobile home insurance coverage for local residents. The agency addresses the unique risks associated with manufactured and mobile homes throughout the area. Policies typically include protection for the structure, personal belongings, and liability. When handling a typical job, the agent begins with a thorough review of the client's property and coverage needs before recommending a tailored insurance plan.
In the mobile home insurance market, clients can choose between one-time policy purchases for single transactions or recurring service plans for ongoing coverage protection. Weaver Group Insurance Agency in Bay City, MI offers these options along with coverage tailored to evaluate mobile home structures, personal property, and liability risks. Such policies typically address typical local weather exposures and specific owner requirements. Their service operates strictly on an as-needed basis through scheduled consultations requested by clients.
Thomas Campbell, a State Farm Insurance Agent in Bay City, MI, specializes in mobile home insurance, offering tailored coverage for manufactured and mobile homes throughout the region. He also provides standard auto, home, and life insurance services to local residents. His work includes helping clients navigate common risks specific to mobile homeownership, such as wind, hail, or winter freeze damage that frequently affects the Bay City area. He assists homeowners in reviewing their policies before the winter season to ensure adequate protection against harsh seasonal weather conditions.
As winter approaches Bay City, lake-effect snow and freezing temperatures can take a toll on mobile homes, making insurance coverage a vital safeguard. MCI Insurance works with local homeowners to address these seasonal risks and secure appropriate policies for manufactured housing. They guide clients through the specific coverage options needed for mobile homes in Michigan, including protection against wind and ice damage. A typical first step with this agency involves a thorough inspection of the home's condition and location to assess insurable value and potential liabilities.
The Kory Agency, based in Bay City, provides mobile home insurance coverage to local residents. Their policies protect manufactured and mobile dwellings, with specific add-ons for attached carports, screened porches, and interior upgrades. They can address loss scenarios common to Midwest storm seasons, including wind and hail damage. Their client base extends beyond residential needs to include commercial sectors like local offices, warehouses, and food service operations.
Jeff Hunt - State Farm Insurance Agent in Bay City, MI, is known for providing mobile home insurance coverage tailored to manufactured and modular residences. The company serves the local Bay City area and surrounding communities, helping clients protect their homes from common regional risks. Their policies often cover structure repair, personal property loss, and liability protection. For added protection, the agency can offer specialized rider options for detached structures like sheds or carports.
Superior Insurance Group provides residential mobile home insurance services to clients in Bay City, MI, and also offers commercial coverage for mobile home parks and rental properties throughout the surrounding region. They consult with homeowners to explain policy options and help secure appropriate protection for manufactured dwellings. The company encourages follow-up service between regular visits to adjust coverage as conditions change or claims arise.
What Does a a Mobile Home Insurance Agent in Bay City Cost?
Typical mobile home insurance costs in Michigan range from 300 to 800 dollars per year for a standard policy, depending on the home value, location, and coverage limits. Older homes or those in flood zones may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Bay City
Mobile home insurance agents in Bay City, Michigan help owners of manufactured and mobile homes find appropriate coverage. Michigan requires all mobile homes to be insured if they are financed, and agents can explain the state specific rules for windstorm and hail coverage. Local agents understand the risks of the Great Lakes Bay Region and can tailor policies to your needs.
Frequently Asked Questions
What does mobile home insurance cover in Bay City Michigan?
Standard policies cover the home structure, personal property, and liability. In Michigan, coverage often includes wind and hail damage, which is important due to Great Lakes weather. You can also add flood or earthquake coverage for extra protection.
Is mobile home insurance required by law in Michigan?
Michigan state law does not require mobile home insurance, but lenders and parks usually do. If you have a loan on your mobile home, the lender will require a policy. Many mobile home parks also require proof of liability insurance.
How do I find a mobile home insurance agent in Bay City?
You can search online for local independent agents who specialize in manufactured home coverage. Many agencies in Bay City serve the surrounding counties of Bay, Midland, and Saginaw. Ask about discounts for safety features like skirting or tie-downs.
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