The top-rated mobile home insurance agent in West Des Moines, Iowa is James Lunders - State Farm Insurance Agent, rated 4.9 stars across 192 reviews. Other highly rated options include Vibrant Insurance Group, Crumes Insurance, LLC, Matt Kolln - State Farm Insurance Agent. This directory lists 13 mobile home insurance agents serving West Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Lunders - State Farm Insurance Agent | 4800 Mills Civic Pkwy suite 102 | (515) 224-9498 |
| 2 | Vibrant Insurance Group | 9750 University Ave Suite 300 | (515) 223-6757 |
| 3 | Crumes Insurance, LLC | 950 Office Park Rd Ste 114 | (641) 799-2506 |
| 4 | Matt Kolln - State Farm Insurance Agent | 4150 Westown Pkwy #201 | (515) 393-6509 |
| 5 | McCartan Insurance Group | 640 S 50th St | (515) 633-2273 |
| 6 | The Davison Agency | 1501 42nd St Suite 200 | (515) 205-9052 |
| 7 | World Insurance Associates LLC | 4500 Westown Pkwy # 150 | (515) 327-2020 |
| 8 | Scott Insurance Services | 1100 Grand Ave | (515) 267-0405 |
| 9 | Valley Junction Insurance Services | 509 5th St | (515) 277-5049 |
| 10 | Brown-McNerney-Johnson Insurance Agency | 6150 Village View Dr #100 | (515) 270-6814 |
James Lunders - State Farm Insurance Agent serves the West Des Moines metro area and surrounding communities in Iowa with mobile home insurance solutions. This agency helps clients protect their manufactured and mobile homes against common regional risks, including severe weather and property damage. Policies are designed to cover the structure, personal belongings, and liability exposures specific to this housing type. The agency also assists with bundling coverage for added convenience. Specific services it handles here include claims assistance for storm-related losses and specialized protection for older manufactured homes.
Vibrant Insurance Group provides a comprehensive range of services for mobile home insurance in West Des Moines, Iowa, including policy customization and risk assessment for manufactured dwellings. It offers ongoing coverage maintenance to ensure clients meet policy requirements and protect their investments. The company services single-family mobile homes, multi-section manufactured homes, and residential properties in nearby suburban and rural areas.
Homeowners, renters, and property managers in the West Des Moines area rely on Crumes Insurance, LLC for mobile home insurance agent services. The agency helps clients secure coverage that protects their manufactured or mobile homes from weather damage, liability issues, and other common risks. Its work involves explaining policy options and comparing rates to find suitable plans for various budgets and property types. Crumes Insurance, LLC also serves clients in the surrounding Des Moines metro area, including places like Waukee and Clive.
Located in West Des Moines, IA, Matt Kolln - State Farm Insurance Agent serves the metro area and surrounding communities, handling mobile home insurance policies. Coverage protects manufactured and mobile homes against common regional risks like severe storms and liability claims. The agent assists clients in reviewing policy details to match coverage with their specific mobile home structure and personal property needs. A typical job begins with a personal consultation to assess the home’s value and location, then works through available options to build a customized protection plan.
McCartan Insurance Group helps clients in West Des Moines distinguish between one-time mobile home policies, which cover a single structure, and recurring policies that automatically renew with updated terms. Their comprehensive coverage typically protects against wind, hail, fire, and liability risks common to manufactured housing in Iowa. Service appointments are scheduled as needed, allowing policyholders to request a review when their coverage requirements or property circumstances change.
The Davison Agency provides specialty coverage for manufactured and modular homes in the West Des Moines area. It also handles policies for standard residential structures, ensuring clients have the appropriate protection for their specific type of dwelling. The company assists with the unique risks faced by mobile homeowners, such as wind and hail damage common to Iowa’s spring and summer storm seasons. It also helps navigate coverage adjustments when a home is relocated or undergoes structural modifications.
As Iowa's storm season brings hail and high winds, homeowners in West Des Moines seek reliable coverage for their manufactured dwellings. World Insurance Associates LLC provides mobile home insurance policies tailored to protect against regional weather risks and common structural concerns. The agency guides clients through policy options that address replacement cost and liability. Coverage can safeguard single-wide or double-wide homes both inside and outside city limits. An initial property inspection typically begins the process of assessing value and determining appropriate protection for each client.
Scott Insurance Services assists clients in West Des Moines with mobile home coverage, addressing both structural protection and specialty add-ons for personal property. Agents work to tailor a policy that reflects the specific needs of manufactured housing. Their guidance extends beyond basic dwelling insurance to help secure liability coverage and protection for detached structures. This firm can meet the insurance needs of commercial sectors including offices, warehouses, and food service operations.
Valley Junction Insurance Services provides residential mobile home insurance solutions to clients in West Des Moines and throughout the surrounding area. Commercial coverage options are also available for manufactured housing communities or related businesses operating locally. The agency focuses on helping homeowners protect their property against common regional risks. After initial policy setup, the office remains available for follow-up assistance and any necessary policy adjustments between scheduled renewal visits.
Brown-McNerney-Johnson Insurance Agency in West Des Moines, IA, is known for helping mobile home owners secure specialized coverage tailored to manufactured and modular housing. Its service range includes policies protecting against common perils like wind, hail, and fire, which are especially relevant in the Iowa climate. Agents work closely with clients to explain policy details and coverage limits. For those needing added protection, the agency can arrange endorsements for trip collision coverage when moving a mobile home.
What Does a a Mobile Home Insurance Agent in West Des Moines Cost?
Typical mobile home insurance in Iowa costs between 300 and 800 dollars per year for a standard policy. Older homes or those in flood zones may cost more. Factors like your homes age size and location affect the premium. This is general information and not insurance advice.
About mobile home insurance agents in West Des Moines
Mobile home insurance agents in West Des Moines Iowa help owners of manufactured and mobile homes find appropriate coverage. Iowa law requires proof of financial responsibility for mobile home owners who have a loan or lease. Local agents understand the specific risks of Iowa weather including hail and wind storms.
Frequently Asked Questions
What does mobile home insurance cover in West Des Moines Iowa?
Standard policies cover damage from fire wind hail and theft. Liability protection is also included. You can add coverage for personal property and additional living expenses if your home becomes uninhabitable.
Do I need mobile home insurance in Iowa?
Iowa does not require insurance by law for a paid-off mobile home. However lenders and park owners usually require it. Without insurance you risk losing your home in a storm or accident.
How do I choose a mobile home insurance agent in West Des Moines?
Look for an agent who specializes in manufactured home policies. Ask about replacement cost coverage and discounts for safety features. Compare quotes from at least two agents to find suitable terms.
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