The top-rated mobile home insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, AlekCO Insurance. This directory lists 17 mobile home insurance agents serving Ames.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortress Insurance Services | 426 S 17th St | (515) 337-8700 |
| 2 | Mark Doyle - State Farm Insurance Agent | 2701 Stange Rd Ste 110 | (515) 232-8090 |
| 3 | Scott Richardson - State Farm Insurance Agent | 101 Main St | (515) 232-0030 |
| 4 | AlekCO Insurance | 119 Stanton Ave STE 702 | (515) 978-9040 |
| 5 | Severson Insurance Agency, Inc | 3206 Grand Ave #102 | (515) 232-7203 |
| 6 | Shelter Insurance - Mike Dolan | 1228 Grand Ave | (515) 232-3555 |
| 7 | Gallagher Insurance, Risk Management & Consulting | 1416 Buckeye Ave | (515) 232-7060 |
| 8 | Elmquist Towing Company | 2182 232 Ln | (515) 232-6670 |
| 9 | Joe Leto - COUNTRY Financial Representative | 315 6th St #205 | (515) 233-3045 |
| 10 | Farmers Insurance - Mathew Johnson | 123 6th St | (515) 278-2249 |
Fortress Insurance Services serves clients throughout Ames, Iowa, providing mobile home insurance policies for local homeowners. The agency works with residents needing coverage tailored to manufactured and modular homes in this area. It helps policyholders understand protection options for their structures and belongings. Fortress Insurance Services addresses claims related to weather damage typical to central Iowa, including hail and wind. The agency specifically assists with arranging liability coverage for mobile home communities and securing policies for seasonal or year-round use.
Mark Doyle - State Farm Insurance Agent provides comprehensive mobile home insurance services in the Ames, IA area, including tailored coverage options for structural damage, personal property, and liability protection. Service offerings may include routine policy reviews to ensure adequate coverage limits are maintained over time. The company’s location in central Iowa allows it to serve a diverse range of properties, particularly single-family manufactured homes, duplexes, and small apartment communities in and around Ames.
Scott Richardson's State Farm Insurance agency in Ames, IA serves local mobile homeowners looking to protect their manufactured or factory-built dwellings. The agency provides policies that cover the structure, personal belongings, and liability risks unique to these homes, such as wind and hail damage or theft. Each mobile home insurance plan is tailored to meet individual coverage needs without unnecessary extras. The agency also extends its mobile home insurance services to clients in nearby Nevada, Iowa, ensuring consistent protection across the broader Story County area.
AlekCO Insurance serves the Ames, Iowa area and surrounding communities, handling mobile home insurance policies for local residents. It addresses coverage needs specific to manufactured and modular homes in this region. The agency works with clients to assess their property’s value and risk factors, such as weather exposure and local regulations. For a typical job, it gathers information about the mobile home’s age, location, and condition, then presents policy options that balance protection with budget.
Severson Insurance Agency, Inc. in Ames, IA specializes in providing mobile home insurance policies designed to cover manufactured and modular dwellings. It also offers general property coverage tailored to the unique risks of this housing type. The agency assists local homeowners in selecting plans that include protection for personal belongings and liability. It helps clients address specific seasonal concerns such as damage from Iowa’s severe winter storms or potential hailstorms during the spring months.
As winter storms sweep across Ames, protecting a manufactured or mobile home becomes a pressing concern. Shelter Insurance - Mike Dolan helps local homeowners secure coverage tailored to the specific risks of these structures, including wind and hail damage. This agency understands the unique building materials and tie-down requirements common in this area. They work with policyholders to explain deductibles and personal property endorsements. The process typically begins with a straightforward inspection to assess the home's current condition and setup.
Serving Ames and the surrounding communities of central Iowa, Gallagher Insurance, Risk Management & Consulting handles mobile home insurance coverage for local residents. It addresses the unique protection needs for manufactured and mobile homes, including those in park settings or on private land. For a typical job, the agent reviews the property’s specific structure, location, and replacement value before presenting policy options that meet standard lending or individual ownership requirements.
Elmquist Towing Company in Ames, IA distinguishes between recurring annual coverage adjustments and one-time policy setups for mobile home insurance. Their service provides protection tailored to the specific weather and liability risks common for manufactured homes in central Iowa. Coverage addresses both structural damage and personal property needs for local residents. Their mobile home insurance agent service is available on a scheduled basis for annual reviews or as-needed when clients require immediate policy modifications.
Joe Leto - COUNTRY Financial Representative in Ames, IA provides residential mobile home insurance services to local homeowners. Commercial coverage for manufactured housing communities is also available throughout the surrounding region. Tailored policies address specific risks such as wind, hail, and liability. Customers can schedule follow-up consultations to review their coverage needs or adjust policies between regular visits, ensuring continued protection as circumstances change.
Farmers Insurance - Mathew Johnson provides mobile home insurance guidance to clients in Ames, IA, helping them secure coverage for manufactured or modular housing. Policy options can include protection for attached structures, personal belongings, liability, and additional living expenses during repairs. This agency also assists with specialty add-ons such as flood damage or loss of use. Commercial sectors it can serve include local offices, warehouses, and food service operations needing tailored coverage for business property and liability exposures.
What Does a a Mobile Home Insurance Agent in Ames Cost?
Mobile home insurance in Iowa typically costs between 300 and 800 dollars per year for a standard policy. Factors like the age of the home, its location in Ames, and the coverage limits affect the price. Older homes or those in flood prone areas may have higher premiums. This is general information and not insurance advice.
About mobile home insurance agents in Ames
Mobile home insurance agents in Ames, Iowa help owners of manufactured and mobile homes find appropriate coverage. Iowa law does not require mobile home insurance, but lenders usually require it for financed homes. Agents can explain options for structure, personal property, and liability protection specific to Iowa weather risks.
Frequently Asked Questions
Do I need mobile home insurance in Ames Iowa?
Iowa state law does not mandate mobile home insurance. However, if you have a loan on your mobile home, your lender will likely require a policy. Even without a loan, insurance protects against damage from storms, fire, and liability.
What does a mobile home insurance policy in Iowa typically cover?
Standard policies cover the mobile home structure, personal belongings, and liability for injuries on your property. In Iowa, you may also need additional coverage for wind, hail, or flood damage, which are common risks in the state.
How do I choose a mobile home insurance agent in Ames?
Look for agents who specialize in manufactured or mobile home coverage. Ask about their experience with Iowa specific risks like tornadoes and winter storms. Compare quotes from multiple agents to find a policy that fits your needs and budget.
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