The top-rated mobile home insurance agent in Cedar Falls, Iowa is Justin Buck - State Farm Insurance Agent, rated 5.0 stars across 228 reviews. Other highly rated options include Brad Jacobson - State Farm Insurance Agent, Brad McCunniff - State Farm Insurance Agent, The Paladin Group. This directory lists 15 mobile home insurance agents serving Cedar Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Justin Buck - State Farm Insurance Agent | 2103 Main St | (319) 277-6435 |
| 2 | Brad Jacobson - State Farm Insurance Agent | 4919 University Ave | (319) 277-4134 |
| 3 | Brad McCunniff - State Farm Insurance Agent | 1708 State St | (319) 266-7533 |
| 4 | The Paladin Group | 1005 Technology Pkwy | (319) 260-2085 |
| 5 | Douglas Trunnell Insurance | 3826 Cedar Heights Dr | (319) 277-2320 |
| 6 | Brad Rupp Agency, LLC American Family Insurance | 515 Main St B | (319) 277-2056 |
| 7 | Christy Cox: Allstate Insurance | 3207 Cedar Heights Dr | (319) 277-5920 |
| 8 | Brummel Madsen Insurance | 318 Main St | (319) 266-2644 |
| 9 | Scott Parsons: Allstate Insurance | 3207 Cedar Heights Dr | (319) 277-5920 |
| 10 | Mandy Maki American Family Insurance | 4901 University Ave C | (319) 277-0120 |
Justin Buck - State Farm Insurance Agent serves the Cedar Falls, Iowa, area with mobile home insurance solutions tailored to protect manufactured and modular homes. The agency works with local policyholders to understand the unique risks associated with factory-built housing, covering structure damage from weather events and interior liability. This location helps residents with replacement cost valuation for their mobile homes and personal property protection for belongings inside the unit.
Brad Jacobson - State Farm Insurance Agent in Cedar Falls, Iowa, provides mobile home insurance policies designed to cover structures, personal belongings, and liability risks for manufactured and modular housing. The office offers regular policy review services and claims assistance to help homeowners adjust coverage as property values or needs change. Local mobile home parks and standalone single-family modular houses are among the properties serviced, along with seasonal vacation units, manufactured home communities, and certain small multi-unit apartment-style mobile homes.
Brad McCunniff - State Farm Insurance Agent serves homeowners and property managers seeking reliable mobile home insurance coverage in Cedar Falls, Iowa. The agency helps clients protect manufactured and mobile homes against common risks such as weather damage, fire, and liability concerns. Tailored policies are designed to fit the specific needs of mobile home owners, offering essential financial safeguards. Coverage options are explained clearly to ensure customers understand their protections. The agency also extends its mobile home insurance services to neighboring communities throughout the Cedar Valley area, including Waterloo.
Serving Cedar Falls and the surrounding communities of Black Hawk County, The Paladin Group assists homeowners with securing specialized coverage for their mobile and manufactured homes. The agency handles the unique insurance needs of these structures, including protection against weather damage and liability concerns. For each client, it first evaluates the home’s specific location and construction details, then compares policies from multiple carriers to find a suitable balance of protection and cost.
Specializing in coverage for manufactured and modular homes, Douglas Trunnell Insurance provides tailored mobile home insurance solutions to residents of Cedar Falls, Iowa. The agency works with clients to secure policies that protect against common perils such as wind, hail, and theft. Recognizing the unique risks of mobile home ownership, the agent helps evaluate policy options for both single-wide and double-wide structures. With Iowa’s changing seasons, they assist homeowners in reviewing coverage ahead of spring storms and severe weather that can threaten property and personal belongings.
In the spring, storm season often brings hail and wind risks to Cedar Falls homes. Brad Rupp Agency, LLC American Family Insurance helps mobile home owners find appropriate coverage for such weather-related damages. The agency can guide clients through policy choices that address their unique housing needs and property values in this area. When a person requests a mobile home insurance quote, an agent typically begins by scheduling an on-site inspection to evaluate the property’s condition and specific coverage requirements.
Christy Cox: Allstate Insurance provides mobile home insurance coverage in Cedar Falls, Iowa, including policies for structure protection and personal property. The agency offers standard coverage options and can help clients review their existing plans to ensure adequate protection. It assists homeowners with claims support when needed. Its services cover single-family manufactured homes, seasonal mobile homes, and double-wide units.
Brummel Madsen Insurance provides mobile home insurance coverage to residents in and around Cedar Falls, Iowa. The agency also offers specialized endorsements for additional protection beyond standard policies. These optional coverages can address specific risks like storm damage, shed protection, or personal liability extensions. Commercial sectors served include offices, warehouses, and food service operations seeking property and liability policies tailored to their particular business needs.
Scott Parsons: Allstate Insurance provides both one-time consultations for new mobile home policies and ongoing service for existing coverage, helping Cedar Falls residents protect their primary or seasonal manufactured homes. Coverage options address structure, personal property, and liability risks specific to local weather patterns. Regular policy reviews ensure coverage keeps pace with property improvements or regional risk factors. Service runs on an as-needed basis, accessible whenever a homeowner or prospective buyer requires a quote or claim assistance.
Serving Cedar Falls and the surrounding area, Mandy Maki American Family Insurance offers residential mobile home coverage alongside commercial insurance options for local businesses. As a mobile home insurance agent, the agency collaborates with clients to secure property protection tailored to their housing needs. Regular check-ins help ensure policies remain current, and the office welcomes follow-up service between annual visits for any coverage adjustments or questions that arise.
What Does a a Mobile Home Insurance Agent in Cedar Falls Cost?
The cost of mobile home insurance in Iowa typically ranges from 300 to 800 dollars per year for a standard policy. Factors include the age and value of the home your location in Cedar Falls and the coverage limits you choose. Policies for permanently affixed homes may cost less than those for mobile homes still classified as vehicles. This is general information and not insurance advice.
About mobile home insurance agents in Cedar Falls
Mobile home insurance agents in Cedar Falls Iowa help owners of manufactured and mobile homes find appropriate coverage. Iowa law requires that mobile homes be titled and insured similarly to vehicles if they are not permanently affixed to land. Agents can explain the difference between a mobile home policy and a standard homeowners policy for your specific situation.
Frequently Asked Questions
What does a mobile home insurance agent in Cedar Falls do?
A mobile home insurance agent helps you find a policy that covers the structure your personal belongings and liability. They can also explain Iowa specific rules such as the requirement to carry a minimum amount of liability coverage if your home is still classified as a vehicle.
Do I need special insurance for a mobile home in Iowa?
Yes. In Iowa mobile homes that are not permanently attached to land are treated as vehicles and require a title and insurance similar to an auto policy. Once the home is permanently affixed it may qualify for a standard homeowners policy. An agent can help you determine which type you need.
How do I choose a mobile home insurance agent in Cedar Falls?
Look for an agent who is licensed in Iowa and has experience with manufactured homes. Ask about their familiarity with Iowa Code Chapter 321 which covers titling and insurance requirements for mobile homes. Compare quotes from multiple agents to find suitable coverage.
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