The top-rated mobile home insurance agent in Iowa City, Iowa is Chad Burtch - State Farm Insurance Agent, rated 4.9 stars across 1,449 reviews. Other highly rated options include Carolina Espinoza - State Farm Insurance Agent, Nanci Kohl - State Farm Insurance Agent, Lake Ridge Estates. This directory lists 20 mobile home insurance agents serving Iowa City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Burtch - State Farm Insurance Agent | 1929 Keokuk St | (319) 351-1001 |
| 2 | Carolina Espinoza - State Farm Insurance Agent | 343 Scott Ct | (319) 337-7000 |
| 3 | Nanci Kohl - State Farm Insurance Agent | 431 Hwy 1 W | (319) 338-6200 |
| 4 | Lake Ridge Estates | 893 Spring Ridge Dr | (319) 466-9071 |
| 5 | The Jordan Agency: Allstate Insurance | 535 Highland Ave | (319) 337-3414 |
| 6 | Bon-Aire Mobile Home Lodge | 2801 U.S #331, 2801 US-6 #6E | (319) 338-3152 |
| 7 | Relion Insurance Solutions | 24 Westside Dr | (319) 887-3700 |
| 8 | Hilltop Mobile Home Community | 2018 Waterfront Dr | (319) 835-8157 |
| 9 | Iowa River Mobile Home Community | 2132 S Riverside Dr | (319) 432-0503 |
| 10 | AAA Iowa City | 660 Eastbury Dr UNIT 1 | (319) 354-1662 |
Chad Burtch - State Farm Insurance Agent serves the Iowa City metro area as a mobile home insurance agent. The company assists local homeowners with policies tailored for manufactured and mobile homes. This includes coverage for the dwelling structure, personal property, and liability protection. It also offers options for additional living expenses in case of a covered loss. The agency handles both attached and detached structures common on mobile home sites in the area.
Carolina Espinoza - State Farm Insurance Agent in Iowa City, IA offers mobile home insurance options structured either as a one-time single premium policy or as a recurring monthly installment plan, allowing customers to choose their payment frequency. Coverage typically protects the dwelling structure, attached structures, personal property, and liability from common risks such as fire, wind, and theft in the local area. Services run strictly on an as-needed basis, meaning clients request a quote or policy adjustment only when needed without any ongoing scheduled appointments.
Serving Iowa City and the surrounding Johnson County communities, Nanci Kohl - State Farm Insurance Agent handles a range of mobile home insurance needs for local residents. The agency works to provide coverage for the structure itself as well as personal belongings inside the home. For a typical job, the agent reviews the client’s specific setup, including the home’s age and location, to discuss suitable policy options and ensure an appropriate fit for their situation.
Lake Ridge Estates serves the Iowa City metro area and surrounding Johnson County as a Mobile Home Insurance Agent. The company assists owners with policies tailored for manufactured and mobile homes, addressing the specific coverage needs of these residences. They help clients navigate standard protections like structure damage and personal property. Lake Ridge Estates also offers guidance on securing liability coverage and the unique requirements for land-lease community dwellings in the region.
For mobile home insurance, one-time policies are often secured during purchase or loan requirements, while recurring plans provide continuous liability and property protection for occupied homes. The Jordan Agency: Allstate Insurance in Iowa City, Iowa, helps customers assess these distinct options to tailor coverage against regional risks like wind or hail. Whether securing a seasonal residence or a permanent mobile home, their consultations address individual needs without over-insuring. Throughout the year, service runs on an as-needed basis for inquiries, policy adjustments, or new applications.
Relion Insurance Solutions specializes in coverage for manufactured and mobile homes in Iowa City. It helps clients find policies that address the unique structural and liability needs of these dwellings. The company also provides general guidance on policy options for homeowners seeking financial protection. Seasonal concerns it helps with include securing adequate coverage for potential winter storm damage and ice-related risks that can affect mobile home roofs and plumbing systems.
Hilltop Mobile Home Community provides mobile home insurance services in Iowa City, Iowa, covering policies tailored to manufactured and modular homes. Its service plans include assistance with policy renewals, claims filing support, and guidance on coverage adjustments for changing needs. The company helps clients understand local regulations and insurance requirements specific to mobile home ownership. It services a variety of properties primarily within its community, including single-family mobile homes, multi-section manufactured houses, and rental units within the park.
When winter snow and ice threaten the roofs and connections in mobile homes throughout Johnson County, Iowa River Mobile Home Community works with clients in Iowa City to secure appropriate coverage. The agent familiarizes homeowners with policies that address freeze-related damage and liability concerns common to manufactured housing. Each consultation examines the specific age and structural condition of the unit, followed by a thorough on-site inspection of skirting, anchors, and utility hookups before policy issuance.
Homeowners in Iowa City who own manufactured or mobile homes form the core clientele for AAA Iowa City. The agency provides insurance policies covering the structure, personal property, and liability. It helps policyholders navigate coverage options that protect against local weather risks and other common perils specific to manufactured housing. The agency’s service area extends into the nearby Iowa City metro communities, including Coralville, ensuring broader access for regional mobile homeowners.
What Does a a Mobile Home Insurance Agent in Iowa City Cost?
Mobile home insurance in Iowa City typically costs between 400 and 900 dollars per year for a standard policy. Rates vary based on the home age, location, coverage limits, and deductible chosen. Older homes or those in flood zones may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Iowa City
Mobile home insurance agents in Iowa City help owners protect their manufactured homes with policies tailored to local needs. Iowa law requires mobile home owners to have insurance that covers liability and physical damage. Agents in Johnson County can guide you through coverage options that meet state requirements and protect against Midwest weather risks.
Frequently Asked Questions
What does mobile home insurance cover in Iowa City?
Standard policies cover the home structure, personal property, and liability. Iowa law does not mandate mobile home insurance but lenders usually require it. Flood and wind coverage may be separate add-ons due to Iowa weather patterns.
How do I choose a mobile home insurance agent in Iowa City?
Look for agents who specialize in manufactured homes and are licensed in Iowa. Ask about their experience with local risks like tornadoes and hail. Compare quotes from multiple agents to find coverage that fits your needs.
Are there Iowa-specific rules for mobile home insurance?
Iowa Code Chapter 514C addresses insurance requirements for manufactured homes. Agents must follow state regulations on policy disclosures and cancellation notices. Your agent can explain how Iowa law affects your coverage and claims process.
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