The top-rated mobile home insurance agent in Sebastian, Florida is Jake Witt - State Farm Insurance Agent, rated 4.9 stars across 230 reviews. Other highly rated options include Schneider & Associates Insurance Agencies Inc, Jonathan Whitley - State Farm Insurance Agent, GreatFlorida Insurance: David Getty. This directory lists 13 mobile home insurance agents serving Sebastian.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Witt - State Farm Insurance Agent | 9426 US-1 | (772) 500-5253 |
| 2 | Schneider & Associates Insurance Agencies Inc | 7960 US-1 #2 | (772) 664-3154 |
| 3 | Jonathan Whitley - State Farm Insurance Agent | 1301 US-1 | (772) 581-0330 |
| 4 | GreatFlorida Insurance: David Getty | 920 US-1 Suite A | (772) 228-9908 |
| 5 | Coastal and Marine Insurance | 11620 US-1 | (772) 581-8110 |
| 6 | Goosehead Insurance - Richard Sindone | 1603 US-1 Suite 101 | (772) 783-2077 |
| 7 | A Better Solution Insurance Services | 1701 US-1 #9 | (772) 257-8600 |
| 8 | Amazing Health & Life Insurance | 316 Sandcrest Cir | (772) 783-0800 |
| 9 | Sebastian River Insurance | 9611 US-1 #329 | (229) 292-2946 |
| 10 | National Insurance Services of North America - Nisona | 1627 US-1 #220 | (888) 564-2326 |
Jake Witt - State Farm Insurance Agent in Sebastian, FL, provides a full range of coverage options designed to protect mobile and manufactured homes against common local risks. Their service approach includes personalized plan reviews to help ensure policy details remain aligned with changing property values and homeowner needs. The agency assists with policy adjustments after storms or renovations. The firm typically serves single-family homes, apartments, retail properties, and various restaurants throughout the Sebastian area.
Schneider & Associates Insurance Agencies Inc, serving Sebastian and surrounding areas of Indian River County, specializes as a mobile home insurance agent. It helps local residents secure coverage tailored to manufactured and mobile housing needs. Navigating policies that address windstorm and flood risks is a primary focus. The agency works to match clients with appropriate protection plans from various carriers. Its services include assisting with specialized coverage for older mobile homes and offering guidance on policy deductibles.
Jonathan Whitley - State Farm Insurance Agent in Sebastian, FL serves homeowners, landlords, and property managers who need mobile home insurance. The agency helps customers secure coverage for manufactured and mobile homes, protecting their structures and personal belongings against weather risks common to the area. Policies also address liability concerns for those who rent out their properties. Policies are tailored for both primary residences and seasonal use. The agency extends mobile home insurance services to the surrounding communities of Vero Beach and the wider Indian River County area.
GreatFlorida Insurance: David Getty serves Sebastian and the surrounding communities of Indian River County. The agency handles mobile home insurance policies tailored for manufactured and modular homes. It assists clients by explaining coverage options for the structure itself and any personal property located inside the unit. The company typically approaches each job by gathering specific details about the mobile home and its location. It then reviews potential exposures with the homeowner to determine appropriate policy limits and optional add-ons.
Coastal and Marine Insurance in Sebastian, FL, helps clients choose between a single policy purchase for immediate coverage or an ongoing insurance plan with regular renewals and adjustments. Mobile home policies here typically protect against wind, hail, fire, and liability, often including special provisions for coastal risks. The agent evaluates each structure, considering age and location, to recommend appropriate limits. For ongoing protection, coverage can be reviewed annually or upon request, while one-time options are available for temporary needs. Service runs on a one-time, scheduled, or as-needed basis.
Goosehead Insurance - Richard Sindone specializes in providing mobile home insurance policies tailored to the unique needs of manufactured and mobile home owners in Sebastian, FL. The agency generally assists clients with coverage options that protect dwellings against common risks like fire, theft, and liability. These services help residents secure protection for their homes, personal property, and attached structures. For local mobile homeowners, the agency particularly aids in preparing for Florida’s hurricane season, ensuring policies address wind and storm damage.
As seasonal storms and shifting humidity levels can challenge older mobile homes along Florida's Treasure Coast, residents in the Sebastian area often seek reliable coverage for their manufactured houses. A Better Solution Insurance Services works directly with local mobile home owners to help connect them with policies that address these unique coastal risks. They focus on providing information on standard coverage options and protection for potential weather-related damage. A typical first step involves scheduling a straightforward property inspection to assess the home’s current condition and specific insurance needs.
Amazing Health & Life Insurance provides mobile home insurance coverage to residents of Sebastian, Florida. The agency specializes in adding tailored endorsements for more comprehensive protection beyond a standard policy. Common optional coverage additions often include protection against hurricane force winds and flood damage in the area. Professional agents work to match each homeowner with a suitable policy that fits the specific needs of their property. The company can serve the insurance requirements for local commercial sectors including offices, warehouses, and food service businesses.
Sebastian River Insurance provides residential mobile home insurance coverage to homeowners in Sebastian, Florida. The agency also arranges commercial coverage for mobile home parks and rental properties within the immediate area. Their service assists clients in protecting manufactured homes from common regional risks such as storms and hurricane exposure. Customers can receive follow-up assistance and policy adjustments between regular annual visits, ensuring coverage stays aligned with changing property needs or local building code updates.
National Insurance Services of North America - Nisona, a mobile home insurance agent in Sebastian, FL, is known for helping local residents secure coverage tailored to manufactured and mobile homes in the area. The company’s service range includes guiding clients through policy options that address the specific risks prevalent in this coastal region. Its work typically involves explaining protection for structures and belongings. For an added layer of security, it can landowner liability protection for the property the home sits on.
What Does a a Mobile Home Insurance Agent in Sebastian Cost?
Annual premiums for mobile home insurance in Florida typically range from 800 to 2,500 dollars for a standard policy. Older homes or those in high-risk flood zones may cost more. Windstorm coverage adds significant cost, especially near the coast. This is general information and not insurance advice.
About mobile home insurance agents in Sebastian
Mobile home insurance agents in Sebastian Florida help you find coverage tailored to manufactured and mobile homes. Florida law requires specific windstorm coverage and many lenders also mandate flood insurance. A local agent can explain how Florida building codes and hurricane risks affect your policy.
Frequently Asked Questions
What does a mobile home insurance agent in Sebastian do?
An agent helps you compare policies from different insurers to find the right coverage for your mobile home. They explain Florida-specific requirements like windstorm deductibles and replacement cost options. They also assist with claims and policy changes.
Is flood insurance required for mobile homes in Sebastian Florida?
Flood insurance is not required by Florida state law, but most mortgage lenders in flood zones do require it. Sebastian is near the coast and flood risk is high in many areas. An agent can help you purchase a separate flood policy through the NFIP or a private insurer.
How do Florida windstorm laws affect my mobile home insurance?
Florida law requires insurers to offer windstorm coverage on mobile homes. Policies often have a separate wind deductible, usually 2 percent to 5 percent of the dwelling value. An agent can explain how the Florida Hurricane Catastrophe Fund affects your premium.
Mobile Home Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Cooper City · Coral Gables · Coral Springs