The top-rated mobile home insurance agent in Bonita Springs, Florida is My Florida Insurance, rated 4.9 stars across 1,560 reviews. Other highly rated options include Brightway Insurance, Bonita Springs, Insurance Specialists of SW Florida - Bonita Springs, Sunrise Insurance Group, LLC. This directory lists 18 mobile home insurance agents serving Bonita Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | My Florida Insurance | 28292 Industrial Rd #2 | (239) 221-0522 |
| 2 | Brightway Insurance, Bonita Springs | 3531 Bonita Bay Blvd STE 200 | (239) 676-8199 |
| 3 | Insurance Specialists of SW Florida - Bonita Springs | 12870 Trade Way Four #108 | (239) 949-7717 |
| 4 | Sunrise Insurance Group, LLC | 3388 Woods Edge Cir #101 | (239) 317-7160 |
| 5 | Bob McMullen Insurance Agency | 24241 S Tamiami Trl #1 | (239) 992-2200 |
| 6 | Natalie Mathews - State Farm Insurance Agent | 8800 Bernwood Pkwy | (239) 319-0388 |
| 7 | The Horton Group, a Marsh & McLennan Agency LLC Company | 24850 Burnt Pine Dr # 4 | (239) 354-7200 |
| 8 | Adam Bock - State Farm Insurance Agent | 11100 Bonita Beach Rd SE Ste 105 | (239) 598-9790 |
| 9 | Rosier Insurance | 9696 Bonita Beach Rd SE # 103 | (239) 444-1414 |
| 10 | A.G. Family Insurance | 9990 Coconut Rd Suite 255 | (239) 322-5310 |
My Florida Insurance serves homeowners in Bonita Springs and surrounding areas of Lee County. The agency assists property owners in securing coverage for manufactured and mobile homes. Its work focuses on helping clients find policies suited for Florida’s specific weather risks and regulatory requirements. The company provides ongoing policy management support throughout the term of each plan. Additional essential services include handling coverage adjustments and claims assistance for wind and storm damage protection specific to mobile homes.
Brightway Insurance in Bonita Springs provides a range of services for mobile home insurance, including policy consultations, coverage comparisons, and assistance with claims filing. The agency offers routine policy reviews to ensure coverage remains adequate as needs change. It also helps clients adjust liability and property protection levels as required by local regulations in South Florida. This agent works with various property types, such as single-family manufactured homes, park model residences, double-wide units, and seasonal vacation properties.
Insurance Specialists of SW Florida - Bonita Springs serves mobile homeowners across the region, offering insurance policies tailored to protect manufactured and mobile homes from weather-related damage and liability. The agency helps residents navigate coverage options like replacement cost and personal property protection to suit individual needs. They also serve property managers and investors with rental mobile home coverage in Bonita Springs. Additionally, this mobile home insurance agent covers clients in the neighboring communities of Estero and southern Lee County.
Sunrise Insurance Group, LLC serves Bonita Springs, Florida, and the surrounding communities of Southwest Florida, offering specialized protection for manufactured and mobile homes in the region. The agency handles policies tailored to cover windstorm, flood, and liability risks common to area coastal properties. It focuses on evaluating each homeowner’s specific structure and coverage needs before matching them with appropriate policy options from its carrier partners. To manage a typical job, the agent begins with a detailed review of the home’s age, construction materials, and location within designated flood zones.
When choosing between one-time service or an ongoing plan, a mobile home insurance agent in Bonita Springs can tailor coverage to an owner’s individual protection needs. Typical policies address risks such as wind damage, hail, and flood events common to Southwest Florida mobile home communities. Bob McMullen Insurance Agency provides consultations to evaluate whether a policy requires seasonal adjustment or lock-in rates. Service for liability, contents, and structure coverage options runs on either a one-time purchase basis or an as-needed schedule for policy reviews.
Natalie Mathews - State Farm Insurance Agent in Bonita Springs, Florida, specializes in crafting comprehensive mobile home insurance policies that protect manufactured and modular homes against common local perils. The agency also provides general guidance on coverage options for personal property and liability, ensuring homeowners understand their policy details. From windstorms to water damage from heavy rains or plumbing failures, it assists with claims and risk management throughout the year. During hurricane season, the agent can help residents review their policy limits and understand their deductible before a storm approaches.
As Florida's hurricane season brings heavy rains and high winds to Bonita Springs, securing adequate coverage for a mobile home becomes a priority for local residents. The Horton Group, a Marsh & McLennan Agency LLC Company, offers mobile home insurance policies that address the specific risks of storms and flooding common to southwest Florida. Their agents work closely with homeowners to explain policy inclusions for wind damage and liability. A formal inspection of the property is typically scheduled to begin the assessment process.
Adam Bock - State Farm Insurance Agent in Bonita Springs, FL provides residential mobile home insurance for local homeowners, tailoring policies to protect structures and personal property. Commercial mobile home coverage is also available for rental or business properties in the region. Serving Bonita Springs and surrounding communities, the agency works to address specific coverage needs and liability concerns for manufactured housing. They encourage clients to schedule follow-up appointments between regular visits to adjust policies as their circumstances change or to review updated endorsements.
Rosier Insurance assists clients in securing coverage for their mobile homes in Bonita Springs, Florida, with an emphasis on protecting against regional weather risks. They offer the ability to add specialized endorsements for replacement cost coverage and protection against wind and storm damage. For commercial clients requiring insurance for other property types, the agency can service manufactured home parks, storage facilities that function like warehousing, and smaller administrative offices. It also provides coverage tailored for mobile home retailers and food service vendors operating from modular or temporary structures.
A.G. Family Insurance is known for specializing in mobile home coverage in Bonita Springs, Florida. It provides policies tailored to structures and belongings, addressing storm exposure prevalent across the region. Its agents work to match each homeowner with appropriate protection limits and deductibles. The agency can also add coverage for onsite personal property such as sheds or fencing.
What Does a a Mobile Home Insurance Agent in Bonita Springs Cost?
Typical mobile home insurance in Florida ranges from 800 to 2500 dollars per year for a standard policy. Older homes or those in high risk flood zones may cost more. Windstorm coverage can add 300 to 800 dollars annually. This is general information and not insurance advice. Consult a licensed agent for your specific situation.
About mobile home insurance agents in Bonita Springs
Mobile home insurance agents in Bonita Springs Florida assist owners with policies tailored to manufactured and mobile homes. Florida law requires mobile home owners to carry specific coverages like windstorm and flood protection due to hurricane risks. Agents can explain how local building codes and sinkhole exposure affect your premium.
Frequently Asked Questions
What does a mobile home insurance agent in Bonita Springs do?
An agent helps you compare policies from multiple insurers to find coverage for your mobile home. They explain Florida specific requirements such as wind mitigation credits and replacement cost options. They also assist with claims filing and policy changes.
Is flood insurance required for mobile homes in Bonita Springs Florida?
Flood insurance is not legally required by Florida state law for mobile homes. However most lenders in flood zones will require it. Bonita Springs is in a coastal area so agents often recommend flood coverage to protect against storm surge and heavy rain.
How does Florida law affect mobile home insurance costs?
Florida law requires insurers to offer windstorm coverage which can increase premiums. The state also has a Citizens Property Insurance Corporation as a last resort option. Agents can help you find discounts for storm shutters and roof reinforcements.
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