The top-rated mobile home insurance agent in Clearwater, Florida is Florida Strategic Insurance, rated 4.9 stars across 575 reviews. Other highly rated options include Acceptance Insurance, Freeway Insurance, Achieva Insurance Agency. This directory lists 20 mobile home insurance agents serving Clearwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida Strategic Insurance | 5830 142nd Ave N | (727) 546-6000 |
| 2 | Acceptance Insurance | 1670 S Missouri Ave | (727) 203-7021 |
| 3 | Freeway Insurance | 1993 Drew St | (727) 203-7001 |
| 4 | Achieva Insurance Agency | 4590 Ulmerton Rd Suite 208 | (888) 351-4672 |
| 5 | GreatFlorida Insurance: Jeff Callahan | 1700 McMullen Booth Rd Ste D2 | (727) 315-0805 |
| 6 | Island Insurance Specialists Inc | 29170 US Hwy 19 N | (727) 754-5036 |
| 7 | Diana DeVito - State Farm Insurance Agent | 2535 Landmark Dr Ste 211 | (727) 726-0382 |
| 8 | Bay Area Insurance Shop, Inc. | 1452 Court St | (727) 446-4416 |
| 9 | The Turner Insurance Advisor Group aka Turner Insurance | 2121 NE Coachman Rd | (727) 442-0012 |
| 10 | Arrington Insurance of Florida | 1934 Soule Rd | (727) 595-8405 |
Florida Strategic Insurance serves the Clearwater, Florida area as a mobile home insurance agent. The company assists owners in securing coverage specifically designed for manufactured and mobile homes. Policies typically protect against common regional threats like wind and hail damage, while also providing liability and personal property protection. The agency helps clients compare policy options to match individual needs and budgets. Florida Strategic Insurance handles the complexities of windstorm coverage and personal property endorsements for mobile home residents in the Tampa Bay region.
Acceptance Insurance offers mobile home insurance solutions for residential properties in and around Clearwater, Florida. The agency also provides coverage options for commercial mobile home parks and structures within the region. Their services are designed to help safeguard homes against common local risks, including storms and flooding. Clear policy explanations assist customers in understanding their coverage choices. Follow-up service is available between regular visits to address any questions or policy adjustments that may arise.
Freeway Insurance in Clearwater, Florida, is known for offering mobile home insurance policies tailored to manufactured and modular housing needs. The agency provides coverage options that help protect against wind, fire, and storm damage common to the area. Its services include standard liability and property protection for mobile homeowners. An optional specialty service the agency can arrange is flood insurance, a valuable add-on for properties in flood-prone regions.
Achieva Insurance Agency in Clearwater, FL provides mobile home insurance coverage tailored to local needs, including policies for wind and flood protection common to the area. Its service plans may include policy reviews and claims assistance to help homeowners update their coverage as conditions change. The agency works with clients insuring single-family manufactured homes, retirement community residences, and seasonal mobile homes.
Homeowners and property managers in the Clearwater area turn to GreatFlorida Insurance: Jeff Callahan for mobile home insurance solutions. The agency helps clients secure coverage that addresses the specific risks associated with manufactured and mobile homes, including protection against Florida’s frequent storms. Policies can be tailored to match different home values and personal property needs. The company also provides service to customers in the greater Tampa Bay metro region, including nearby Largo.
Island Insurance Specialists Inc in Clearwater, FL distinguishes between one-time policy reviews and ongoing coverage management to address evolving needs. Their mobile home insurance guidance helps clients protect structures against local weather and liability risks as required. Service runs on either a one-time basis for a single policy purchase or on an as-needed schedule for annual renewals and claim consultations.
Serving Clearwater and the surrounding communities in Pinellas County, Diana DeVito - State Farm Insurance Agent handles mobile home insurance for local homeowners. The agency works with clients to secure policies that cover the structure and personal property against common regional risks. A typical job involves assessing a customer’s specific mobile home needs and then presenting suitable coverage options from available plans. The general approach used is to explain policy details clearly and tailor protection to match each homeowner’s situation.
As Florida's annual hurricane season approaches, securing proper coverage for a manufactured home becomes essential for Clearwater residents. Bay Area Insurance Shop, Inc. provides mobile home insurance policies tailored to the specific weather risks of the Tampa Bay region. They help homeowners understand how local wind and flood exposures affect their protection needs. Their process typically begins with a personal consultation and a thorough review of the home's current condition during an initial inspection.
The Turner Insurance Advisor Group, operating as Turner Insurance, specializes in matching Clearwater area homes to mobile home insurance policies that protect against local hazards. It also offers general coverage guidance for manufactured and modular dwellings throughout the region. Policies typically address risks unique to Florida’s climate, such as storm-driven wind damage and moisture-related structural wear. The agency further helps clients review their coverage before each Atlantic hurricane season, ensuring adequate protection is in force when the highest storm risks arrive each summer.
What Does a a Mobile Home Insurance Agent in Clearwater Cost?
Typical annual premiums for mobile home insurance in Florida range from 800 to 2500 dollars for a standard policy. Windstorm coverage can add 300 to 800 dollars per year. Flood insurance through the National Flood Insurance Program averages about 700 dollars annually but varies by flood zone and elevation. These figures are general estimates and your actual cost will depend on your specific home and coverage choices. This is general information not insurance advice.
About mobile home insurance agents in Clearwater
A mobile home insurance agent in Clearwater Florida can help you find a policy that meets state requirements and protects against local hazards. Florida law mandates that insurers offer windstorm coverage for mobile homes in designated areas. Agents also guide you through flood insurance options, which are separate from standard policies due to high flood risk in coastal Pinellas County.
Frequently Asked Questions
What does a mobile home insurance agent in Clearwater do?
An agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain Florida-specific requirements such as windstorm deductibles and sinkhole coverage. They also assist with claims and policy changes after purchase.
Is mobile home insurance required by law in Florida?
Florida does not require mobile home insurance by state law. However lenders usually require it if you have a loan. Also many mobile home parks require proof of liability coverage as a condition of tenancy.
What factors affect the cost of mobile home insurance in Clearwater?
Costs depend on the age and condition of your mobile home its location in a flood or wind zone and the coverage limits you choose. Clearwater being near the coast often leads to higher windstorm and flood premiums. Your claims history and credit score also influence the rate.
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