The top-rated mobile home insurance agent in Cape Coral, Florida is Simily Insurance, rated 4.9 stars across 483 reviews. Other highly rated options include Brightway Insurance, The Seuffert Agency, Chapman Insurance Group, Anchor Line Insurance : Allstate Cape Coral. This directory lists 18 mobile home insurance agents serving Cape Coral.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Simily Insurance | 1420 SE 16th Pl Suite #103 | (239) 210-6900 |
| 2 | Brightway Insurance, The Seuffert Agency | 814 SW Pine Island Rd #207 | (239) 214-0055 |
| 3 | Chapman Insurance Group | 4507 SE 16th Pl | (239) 205-2012 |
| 4 | Anchor Line Insurance : Allstate Cape Coral | 3423 Chiquita Blvd S | (239) 542-1117 |
| 5 | GreatFlorida Insurance: Peter Look Phd | 4903 Chiquita Blvd S | (239) 500-1117 |
| 6 | Tim Collier - State Farm Insurance Agent | 1315 SE 47th St | (239) 541-4444 |
| 7 | Dawn Sullivan - State Farm Insurance Agent | 2728 Santa Barbara Blvd S | (239) 541-3276 |
| 8 | Delaplane Insurance | 3316 Chiquita Blvd S Suite 2 | (239) 540-0606 |
| 9 | LP Insurance Solutions | 1423 SE 16th Pl # 103 | (239) 829-0200 |
| 10 | Halbrehder Family Agency | 601 Del Prado Blvd N #11 | (239) 772-1287 |
Simily Insurance serves Cape Coral, Florida, and the surrounding Lee County area as a mobile home insurance agent. It offers policies tailored specifically for manufactured and mobile homes, covering structures against local weather risks. Protection against wind and storm damage is a common focus in this region. The company also assists clients in securing liability coverage and personal property protection. Simily Insurance handles policy comparisons and annual coverage reviews for mobile homeowners in Cape Coral.
Brightway Insurance, The Seuffert Agency serves homeowners and property owners in Cape Coral, Florida, who need specialized mobile home insurance coverage. The agency helps clients protect their manufactured or mobile homes against common regional risks, including windstorms and flooding, through tailored policy options. It assists with evaluating dwelling limits, personal property, and liability needs to ensure adequate protection for each unique situation. Its service area also extends to nearby Fort Myers, providing coverage support for mobile home owners throughout the broader Lee County metro region.
Chapman Insurance Group serves Cape Coral and the surrounding Southwest Florida communities, handling mobile home insurance coverage needs for area residents. The agency addresses the specific risks that manufactured and mobile homes face in this coastal region, including wind and flooding concerns. For each policy, the company begins by evaluating the home’s age, construction, and location to recommend appropriate liability and property protections. It then shops among multiple carriers to find suitable terms without compromising necessary coverage limits.
Anchor Line Insurance : Allstate Cape Coral offers mobile home insurance solutions for local property owners, including replacement cost options and liability coverage. Its service plans help clients understand policy details and adjust coverage as needed. Seasonal and full-time residents receive guidance on windstorm and flood protection. The agency services single-family mobile homes, manufactured homes, multifamily apartment complexes, and retail shops.
GreatFlorida Insurance Peter Look Phd specializes in providing mobile home insurance coverage in Cape Coral. The agency helps residents protect their manufactured and mobile homes against common risks, including wind and hail damage typical of Southwest Florida. General services include reviewing policy options and guiding clients through the insurance process. It assists with concerns related to Florida hurricane season, particularly helping mobile homeowners secure appropriate windstorm coverage before storms arrive.
With Cape Cod’s unpredictable hurricane season posing a constant threat to coastal homes, Tim Collier—State Farm Insurance Agent in Cape Coral, FL—helps local mobile homeowners secure proper coverage to protect their investment. The agency specializes in tailoring policies that account for wind, flood, and storm damage specific to Florida’s mobile housing stock. Every residential quote involves a thorough inspection of the unit’s roof, tie-downs, and anchoring systems before any policy can be finalized.
Dawn Sullivan – State Farm Insurance Agent offers mobile home insurance to residents of Cape Coral, Florida, focusing on protecting manufactured and modular dwellings. The agency can tailor coverage with endorsements for additional structures, personal property replacement cost, and liability protection. These enhancements address common concerns such as windstorm damage and unit replacement. The agent also assists with securing policies for commercial operations that occupy these structures, including offices, warehouses, and food service establishments.
Delaplane Insurance provides residential mobile home insurance services in and around Cape Coral, FL. Commercial coverage is also available for a range of local property owners. The agency serves homeowners seeking to protect their manufactured homes with standard policies. Clients can reach out for personalized attention when choosing their coverage. Follow-up service is provided to adjust policies as needs change, with options to review plans between regular visits for any updates or additional requirements.
LP Insurance Solutions in Cape Coral, Florida is known for providing coverage options designed specifically for manufactured and mobile homes. The company helps local residents navigate policies that protect against wind damage, fire, and liability issues common to the region. It assists clients in selecting appropriate levels of dwelling coverage, personal property protection, and loss-of-use provisions. As a mobile home insurance agent, LP Insurance Solutions can also add on specialized flood insurance to address storm surge risks prevalent along Florida’s southwestern coast.
Halbrehder Family Agency is known for providing specialized insurance coverage for mobile and manufactured homes in Cape Coral, Florida. Its service range includes policies tailored to protect against common regional risks such as windstorms and flooding, which are frequent concerns for local homeowners. Clients can explore customizable plans that address structural damage, personal property, and liability needs. For additional peace of mind, the agency offers add-on coverage for detached structures like sheds or carports.
What Does a a Mobile Home Insurance Agent in Cape Coral Cost?
Mobile home insurance in Florida typically costs between 800 and 2500 dollars per year for a standard policy. Rates depend on the home age value location and chosen deductibles. Windstorm and flood coverage add significant cost especially in Cape Coral near the coast. This is general information and not insurance advice.
About mobile home insurance agents in Cape Coral
Mobile home insurance agents in Cape Coral Florida help owners find policies that meet state requirements and lender demands. Florida law requires mobile home owners to carry property damage and liability coverage if the home is in a mobile home park. Agents in Cape Coral can also advise on windstorm and flood insurance which are often needed due to the area's hurricane risk.
Frequently Asked Questions
What does a mobile home insurance agent in Cape Coral do?
A mobile home insurance agent helps you compare policies from different carriers to find coverage for your manufactured home. They explain Florida specific requirements like windstorm deductibles and flood insurance options. The agent also assists with claims and policy changes after a storm.
Is mobile home insurance required in Florida?
Florida law does not require mobile home insurance by statute but most lenders and mobile home parks require it. If you own your home outright you can choose to self insure but many owners buy coverage to protect against hurricane damage. A local agent can explain the minimum coverages typically required by parks.
How does windstorm coverage work for mobile homes in Cape Coral?
Windstorm coverage is usually a separate deductible or endorsement on a mobile home policy in Florida. The deductible is often a percentage of the home value such as 2% or 5% for hurricane losses. Cape Coral agents can help you choose a deductible that balances premium cost with out of pocket risk.
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