The top-rated mobile home insurance agent in Port St. Lucie, Florida is Christopher Melly - State Farm Insurance Agent, rated 4.9 stars across 946 reviews. Other highly rated options include Shane Griffis Insurance Agency, GreatFlorida Insurance: Annalise Fiedler, McGarr Insurance. This directory lists 19 mobile home insurance agents serving Port St. Lucie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Melly - State Farm Insurance Agent | 550 NW University Blvd STE 105 | (772) 249-4454 |
| 2 | Shane Griffis Insurance Agency | 10190 SW Vlg Pkwy Ste 103 | (772) 303-1234 |
| 3 | GreatFlorida Insurance: Annalise Fiedler | 787 SE Port St Lucie Blvd | (772) 398-2333 |
| 4 | McGarr Insurance | 493 SW Port St Lucie Blvd | (772) 335-0915 |
| 5 | Barbie Prem Insurance | 1101 SE Port St Lucie Blvd | (772) 236-7000 |
| 6 | Borroto Insurance - Aseguranza Port St. Lucie | 1357 SE Port St Lucie Blvd # A | (786) 343-4048 |
| 7 | University Insurance Group | 1860 SW Fountainview Blvd #100 | (772) 224-8533 |
| 8 | Insurpro Insurance Agency, Inc | 1860 SW Fountainview Blvd #100 | (772) 871-6272 |
| 9 | A Better Deal Insurance Agency | 1034 SW Bayshore Blvd | (772) 871-7764 |
| 10 | Levay Mack Insurance Group | 1514 SE Port St Lucie Blvd | (772) 879-1669 |
Christopher Melly - State Farm Insurance Agent serves Port St. Lucie, Florida, offering mobile home insurance policies tailored to manufactured and modular homes. As a local agency, it helps residents protect their dwellings and personal property from regional risks such as storms and theft. The agency works with homeowners to determine suitable coverage levels for liability and structural damage. It also assists with additional protections, including flood insurance and coverage for detached structures on the property.
Shane Griffis Insurance Agency serves mobile homeowners in Port St. Lucie, Florida, offering insurance policies specifically designed for manufactured and mobile homes. The agency helps clients protect their dwellings and personal property from common regional risks, including windstorms and flooding. Its services also cover liability protection and loss-of-use coverage for these unique housing structures. The company further extends its coverage assistance to nearby communities within St. Lucie County, including the Fort Pierce area.
GreatFlorida Insurance: Annalise Fiedler provides mobile home insurance solutions for clients throughout the Port St. Lucie area. Its broad range of services includes helping customers select appropriate coverage for their manufactured and mobile homes. Standard maintenance and service plans involve regular policy reviews to adjust for local weather risks and property value changes. The agent works with clients to understand specific protection needs, such as windstorm or liability coverage. It services properties including single-family manufactured homes, apartment complexes, retail spaces, and restaurants.
McGarr Insurance serves Port St. Lucie and the surrounding Treasure Coast communities, handling mobile home insurance for manufactured and modular homes in the area. The agency addresses the specific risks that coastal Florida mobile homes face, including storm and flood exposure. Each policy selection is developed by evaluating the customer’s lot location and structural type first, then matching those factors to appropriate coverage options.
Unlike yard maintenance or auto repair, mobile home insurance is not a one-time purchase; it requires annual policy renewals to maintain continuous protection. Barbie Prem Insurance in Port St. Lucie, FL, assists mobile home owners in selecting coverage for structures and personal belongings. Policies commonly address risks like wind, hail, and fire. Service is provided on a scheduled basis, specifically corresponding with each policy’s annual renewal cycle to ensure coverage remains active without gaps.
Borroto Insurance - Aseguranza Port St. Lucie specializes in mobile home insurance policies tailored for manufactured and mobile homes. The agency guides clients through coverage options for the structure and personal belongings. It provides liability protection for common risks in mobile home communities. Throughout the Port St. Lucie area, the agency assists with policy adjustments for local regulations. This helps ensure residents have appropriate protection against hurricane season threats and the frequent high winds that affect mobile home parks.
The afternoon thunderstorms common along Florida’s Treasure Coast can stress an older manufactured home’s roof and tie-downs. University Insurance Group, a mobile home insurance agent based in Port St. Lucie, FL, offers policies tailored to protect these structures against wind, flood, and liability risks. They work to match coverage with a home’s specific age and condition. A defined inspection of the exterior anchors and skirting begins the initial assessment.
A Better Deal Insurance Agency in Port St. Lucie, FL, works with homeowners to secure mobile home insurance policies that protect manufactured and modular dwellings. The agency specializes in adding coverage for attached structures, personal property, and liability protection. These policies safeguard against common regional risks such as wind and storm damage. The agency serves a variety of commercial sectors that utilize mobile structures, including offices, warehouses, and food service operations.
As hurricane season approaches on Florida’s Treasure Coast, owners of manufactured homes in Port St. Lucie require reliable coverage for storm damage. Levay Mack Insurance Group works with local homeowners to secure mobile home policies that address wind, flood, and liability risks common to this area. They guide clients through policy details, helping them understand deductibles and coverage limits for their specific property type. An agent initiates the process by scheduling a walk-through inspection of the home’s foundation, skirting, and tie-downs to determine eligibility and accurate premium rates.
What Does a a Mobile Home Insurance Agent in Port St. Lucie Cost?
Typical mobile home insurance costs in Florida range from 800 to 2500 dollars per year for a standard policy. Factors like the age of the home location and coverage limits affect the price. Windstorm and flood coverage add extra costs. This is general information and not insurance advice.
About mobile home insurance agents in Port St. Lucie
Port St. Lucie mobile home owners can work with a local insurance agent to find a policy that meets Florida requirements. Florida law mandates windstorm coverage for mobile homes in certain zones and many lenders require flood insurance. An agent can explain how the Florida Insurance Guaranty Association protects policyholders if an insurer fails.
Frequently Asked Questions
What does a mobile home insurance agent in Port St. Lucie do?
An agent helps you compare policies from different insurers to find coverage for your mobile home. They explain Florida specific requirements such as wind mitigation credits and sinkhole coverage options. Agents also assist with filing claims and understanding your policy terms.
Is flood insurance required for a mobile home in Port St. Lucie?
Flood insurance is not required by Florida state law but it is often required by lenders if your mobile home is in a flood zone. Port St. Lucie is near the coast so flood risk is higher. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
What is the time limit to file a mobile home insurance claim in Florida?
Florida law requires you to file a claim within one year of the date of loss for most policies. Some policies may have shorter time limits so check your policy. An agent can help you understand the deadlines and gather the needed documentation.
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