The top-rated mobile home insurance agent in Palm Bay, Florida is Jeff Thummel - State Farm Insurance Agent, rated 4.9 stars across 561 reviews. Other highly rated options include Ryan Hill - State Farm Insurance Agent, Patriot Growth Insurance Service, LLC, Joe Raley - State Farm Insurance Agent. This directory lists 16 mobile home insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Thummel - State Farm Insurance Agent | 4951 Babcock St NE Ste 5 | (321) 727-3992 |
| 2 | Ryan Hill - State Farm Insurance Agent | 1460 Baytree Dr Suite D | (321) 723-1444 |
| 3 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 4 | Joe Raley - State Farm Insurance Agent | 5030 Minton Rd #1 | (321) 723-0333 |
| 5 | Weston Johnson - State Farm Insurance Agent | 590 Malabar Rd SE #6 | (321) 541-1433 |
| 6 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 7 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 8 | Brightway Insurance, The DeJesus Legacy Agency | 3200 Dixie Hwy NE Ste 7 | (321) 257-4045 |
| 9 | Monty McCart: Allstate Insurance | 820 Palm Bay Rd NE #111 | (321) 724-8851 |
| 10 | Renegade Insurance - Palm Bay | 4961 Babcock St NE STE 7 | (321) 450-3076 |
Jeff Thummel - State Farm Insurance Agent serves the Palm Bay, Florida metro area and focuses on providing mobile home insurance policies to local homeowners. This agency helps clients secure coverage tailored specifically to manufactured and mobile homes in this region. The office assists with protecting structures and personal belongings against common risks like wind and storm damage. Claims assistance and policy adjustments are offered to meet individual needs for this specialized housing type.
Ryan Hill - State Farm Insurance Agent in Palm Bay, Florida provides mobile home insurance coverage for homeowners throughout the area. This independent agency customizes policies to protect manufactured and mobile homes against common local weather-related risks. Residents who own their home often seek structured coverage options for dwelling protection. The agency also serves property managers and individual homeowners needing comprehensive liability solutions. Its service area extends into the adjacent city of Melbourne and the surrounding communities of the Space Coast region.
Patriot Growth Insurance Service, LLC provides a range of mobile home insurance services in Palm Bay, FL, helping clients secure appropriate coverage for their manufactured and modular properties. The company offers service plans that assist with policy reviews and updates to ensure ongoing protection for seasonal or full-time residency. Its maintenance plans include guidance on property upkeep to meet policy requirements. The agency services single-family mobile homes and apartment complexes, as well as select retail and restaurant properties.
Serving Palm Bay, Florida, and the surrounding communities, Joe Raley - State Farm Insurance Agent provides mobile home insurance. The company handles policies that cover structures against common local risks, including wind damage, fire, and theft. For each client, the agent assesses the specific value and condition of the mobile home. It then tailors policy limits for dwelling replacement and personal property. The typical job begins with a review of the homeowner's setup, followed by recommending appropriate coverage levels for the area's exposure.
For mobile home owners seeking coverage, some companies provide one-time policy issuance, while this agency offers ongoing risk management including inspections and policy adjustments. The coverage addresses mobile home-specific exposures like wind, fire, and liability, working within Florida’s regulatory framework to match policies with each mobile home’s value and location. Service runs on an as-needed basis, whether for an initial policy, a claim, or a policy review after a storm.
Sarpoolaki Insurance Center, LLC specializes in mobile home insurance solutions for Palm Bay, Florida, offering coverage tailored to manufactured and mobile structures. It assists clients with general property and liability policies, ensuring protection against common risks. The center helps address specific seasonal concerns, such as windstorm damage from Atlantic hurricane season, which can threaten mobile homes in the region.
Hurricanes and tropical storms pose a persistent threat to mobile homes across Palm Bay, and securing adequate coverage is often a challenge for residents. GreatFlorida Insurance: Sabrina Lee serves as a mobile home insurance agent, helping owners navigate policies that address wind, flood, and storm damage risks common to the region. Their service begins with a thorough inspection of the home’s current condition and structural features, assessing specific exposures to recommend appropriate protection plans for each property.
Brightway Insurance, The DeJesus Legacy Agency provides residential mobile home coverage for clients in Palm Bay, Florida. It also offers commercial insurance policies for manufactured home communities and related businesses within the surrounding region. Each mobile home policy is tailored to address local weather exposures and property requirements specific to this area. The agency works with customers to maintain appropriate coverage over time, ensuring follow-up or repeat service is available between regular visits to address any policy changes.
Monty McCart: Allstate Insurance assists clients with obtaining coverage for their mobile and manufactured homes, addressing protection for the structure and personal belongings. The agency can help arrange add-ons such as liability protection and coverage for additional structures like sheds or carports. Located in Palm Bay, Florida, this agency works with owners seeking policies for their primary residences or seasonal properties. It can also serve commercial sectors requiring tailored insurance for offices, warehouses, and food service operations.
Renegade Insurance - Palm Bay is a local agency known for finding tailored coverage for mobile homes in the Palm Bay, FL area. It offers policies that address common risks, including wind and storm damage, which are particularly relevant for manufactured housing in this coastal region. The agency evaluates individual needs to recommend appropriate protection levels and deductibles. Clients receive support throughout the policy term, especially when filing claims. This agency can add on a service for securing specialized roof replacement coverage.
What Does a a Mobile Home Insurance Agent in Palm Bay Cost?
Typical mobile home insurance costs in Florida range from 800 to 2,500 dollars per year for a standard policy, depending on the home value, age, and location. Windstorm coverage can add 300 to 1,000 dollars annually. Flood insurance through the NFIP averages about 700 dollars per year for Palm Bay. Actual premiums vary based on your specific home and risk factors. This is general information, not insurance advice.
About mobile home insurance agents in Palm Bay
Mobile home insurance agents in Palm Bay, Florida help owners find coverage that meets state requirements. Florida law mandates windstorm coverage for mobile homes in high-risk areas, and agents can explain how to comply. They also assist with flood insurance options, which are often required by lenders in this coastal region.
Frequently Asked Questions
What does a mobile home insurance agent in Palm Bay do?
A mobile home insurance agent helps you find a policy that covers your home, personal property, and liability. They explain Florida-specific requirements like windstorm and flood coverage. They also compare quotes from different insurers to find a suitable option for your budget.
Is windstorm coverage required for mobile homes in Palm Bay Florida?
Yes, Florida law requires windstorm coverage for mobile homes in designated wind-borne debris regions, which includes Palm Bay. Your agent can help you add this to your policy or find a standalone windstorm policy. Without it, you may not be able to get a mortgage or meet state requirements.
How do I choose a mobile home insurance agent in Palm Bay?
Look for an agent licensed in Florida who specializes in mobile home or manufactured home insurance. Ask about their experience with windstorm and flood claims in Brevard County. You can also check their reviews and confirm they represent multiple insurance companies for better options.
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