The top-rated mobile home insurance agent in New Smyrna Beach, Florida is Berlin & Denys Insurance, rated 5.0 stars across 365 reviews. Other highly rated options include Buddy Davenport - State Farm Insurance Agent, Stan Harrison - State Farm Insurance Agent, Michaels Insurance Group. This directory lists 13 mobile home insurance agents serving New Smyrna Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Berlin & Denys Insurance | 110 S Orange St | (386) 427-4510 |
| 2 | Buddy Davenport - State Farm Insurance Agent | 1305 State Rd 44 | (386) 426-2886 |
| 3 | Stan Harrison - State Farm Insurance Agent | 402 Canal St | (386) 427-5277 |
| 4 | Michaels Insurance Group | 1119 N Dixie Fwy | (386) 274-8150 |
| 5 | Tonya Tichnell - State Farm Insurance Agent | 155 Colony Park Rd | (386) 428-0979 |
| 6 | Melanie Emanuel: Allstate Insurance | 530 Canal St | (386) 427-0500 |
| 7 | Smith & Associates Insurance-New Smyrna Beach | 508 Canal St | (386) 409-8004 |
| 8 | Mark Daniel Sr: Allstate Insurance | 2236 FL-44 | (386) 426-6000 |
| 9 | Allstate Insurance Agent: Norm Daniel Co. | 2236 FL-44 | (386) 426-6000 |
| 10 | WFG Insurance | 100 Faulkner St | (386) 295-4252 |
Berlin & Denys Insurance provides mobile home insurance agent services for property owners in and around New Smyrna Beach, Florida. It offers coverage plans that typically protect against wind, fire, and liability risks, along with maintenance-focused policy options to help keep homeowners compliant with lender requirements. Service consultations are tailored to explain coverage limitations and endorsements available for manufactured homes. The company services single-family manufactured homes, multi-section mobile homes, park model units, retirement community residences, and seasonal vacation properties.
Buddy Davenport - State Farm Insurance Agent in New Smyrna Beach, Florida serves homeowners and property managers who need comprehensive mobile home insurance coverage. The agency provides standard policies that protect mobile or manufactured homes against common risks like storm damage, fire, and liability. Protection extends to personal property and the structure itself, ensuring residents gain financial security for their dwellings. This agent also handles insurance needs for customers in nearby Edgewater and along the surrounding Volusia County coastline.
Stan Harrison, a State Farm Insurance agent in New Smyrna Beach, FL, serves local homeowners and mobile home park residents by offering policies tailored to manufactured and mobile dwellings. These plans address structure protection and liability needs common in coastal and inland communities. The agency guides customers through coverage options for hurricane and wind exposures typical to Central Florida. Stan Harrison’s office also extends its mobile home insurance services to surrounding areas such as Edgewater and the Port Orange metro.
Serving New Smyrna Beach and the surrounding Volusia County communities, Michaels Insurance Group handles mobile home insurance policies for local residents. The agency works with clients to secure coverage tailored to manufactured and mobile homes. It addresses typical needs like windstorm protection and liability coverage common to coastal Florida properties. For each job, it begins by reviewing the specific structure details and local risk factors before presenting policy options suited to the homeowner's situation.
Tonya Tichnell - State Farm Insurance Agent in New Smyrna Beach offers options for mobile home coverage that distinguish between a one-time policy for seasonal or investment properties and recurring annual plans for full-time residences. The coverage typically protects the dwelling structure, personal belongings, and liability against common Florida risks like wind and storm damage. Service runs on a recurring scheduled basis with an annual policy review, ensuring the coverage stays aligned with changing property values.
Melanie Emanuel: Allstate Insurance specializes in mobile home insurance coverage for residents in New Smyrna Beach, FL, and provides personalized assistance with policy selection and claims support. The agency works closely with clients to understand their specific housing and budgetary needs. Before each hurricane season, the agent helps homeowners review their windstorm and flood insurance options to ensure adequate protection for their properties.
When hurricane season threatens the Florida coastline, property owners in New Smyrna Beach need reliable mobile home coverage that addresses local wind and flood risks. Smith & Associates Insurance-New Smyrna Beach serves as a mobile home insurance agent in this area, helping residents find policies that protect their manufactured homes against common regional hazards. The agency works with clients to explain policy terms, coverage limits, and deductible options tailored to the specific needs of mobile home owners. A thorough consultation and on-site inspection of the home begins the process.
Mark Daniel Sr: Allstate Insurance provides standard mobile home insurance coverage to residents in the New Smyrna Beach, Florida area. Agents can advise on policy add-ons designed specifically for manufactured housing, including coverage for attached structures and personal property replacement. This agency works with homeowners to tailor protection for single-wide and double-wide residences. Commercial sectors served by related policies encompass offices, warehouses, and food service establishments.
WFG Insurance serves residential mobile home insurance needs in New Smyrna Beach, Florida, offering policies that protect structures and personal property against common coastal and inland risks. The company also provides commercial coverage for mobile home parks and similar properties, serving clients throughout Volusia County and surrounding areas. Customers can expect professional assistance with policy adjustments or claims handling, with follow-up service offered regularly between annual renewal visits to address changing coverage requirements.
What Does a a Mobile Home Insurance Agent in New Smyrna Beach Cost?
Mobile home insurance in Florida costs on average between 800 and 2500 dollars per year depending on the age of the home location and coverage limits. New Smyrna Beach properties near the coast may have higher premiums due to hurricane risk. Older mobile homes or those not properly tied down can cost more to insure. This is general information and not insurance advice.
About mobile home insurance agents in New Smyrna Beach
Mobile home insurance agents in New Smyrna Beach help owners protect their manufactured homes against Florida specific risks like hurricanes and sinkholes. Florida law requires mobile home owners to carry certain coverages if they have a loan or live in a park. Local agents can explain the differences between standard homeowners insurance and mobile home policies required by Florida Statute 627.402.
Frequently Asked Questions
What does a mobile home insurance agent in New Smyrna Beach do?
A mobile home insurance agent helps you find a policy that covers your manufactured home against windstorm damage fire theft and liability. They know the specific requirements for Florida including the Citizens Property Insurance Corporation rules for mobile homes in Volusia County. They can also advise on flood insurance which is not included in standard policies.
Do I need special insurance for a mobile home in Florida?
Yes mobile homes require specialized policies because they face unique risks like wind uplift and tie-down failures. Florida law mandates that mobile home parks maintain liability insurance but individual owners should also have coverage. Many standard insurers do not write mobile home policies so an agent can connect you with carriers that specialize in manufactured homes.
What is the Florida windstorm deductible for mobile home insurance?
Florida windstorm deductibles for mobile homes are typically 2 percent to 5 percent of the dwelling coverage amount. For example if your home is insured for 100000 dollars the deductible could be 2000 to 5000 dollars. Your agent can explain how this applies to claims in New Smyrna Beach which is in a high risk wind zone.
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