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Compare Mobile Home Insurance Agents in Gainesville, FL
Compare mobile home insurance agents in Gainesville. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Gainesville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 mobile home insurance agents in Gainesville, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mobile home insurance agents in Gainesville Florida help owners of manufactured and mobile homes find the right coverage. Florida law requires mobile home owners to have property insurance that meets lender and state park rules. Agents can explain windstorm coverage and flood insurance options specific to North Central Florida.
What Does a Mobile Home Insurance Agent in Gainesville Cost?
Typical mobile home insurance costs in Florida range from 800 to 2500 dollars per year for a standard policy. Older homes or homes in high wind zones may cost more. Actual premiums depend on the home age location value and coverage limits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mobile home insurance agent in Gainesville do?
A mobile home insurance agent helps you compare policies from different insurers. They explain coverage types like actual cash value versus replacement cost. They also help you meet Florida legal requirements for mobile home insurance.
Is mobile home insurance required in Florida?
Florida does not require mobile home insurance by state law. However lenders and mobile home parks usually require it. Florida Statutes Section 723.022 allows park owners to require tenants to carry liability and property insurance.
How do Florida windstorms affect mobile home insurance costs?
Windstorm coverage is a major factor in Florida mobile home insurance costs. Policies often have separate windstorm deductibles which can be 2 percent to 5 percent of the home value. Agents can help you find a policy that fits your budget and risk level.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.