The top-rated long-term care insurance agent in Superior, Wisconsin is Matt Thoreson - State Farm Insurance Agent, rated 4.7 stars across 55 reviews. Other highly rated options include Lori Ronchi American Family Insurance, Reliable Insurance Agency, Nick Korhonen American Family Insurance. This directory lists 14 long-term care insurance agents serving Superior.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Thoreson - State Farm Insurance Agent | 2202 E 2nd St Suite 607 | (715) 395-6083 |
| 2 | Lori Ronchi American Family Insurance | 2305 E 5th St | (715) 395-1777 |
| 3 | Reliable Insurance Agency | 515 Belknap St | (715) 718-5900 |
| 4 | Nick Korhonen American Family Insurance | 10 N 21st St | (715) 394-2882 |
| 5 | Holden Insurance Agency, Inc. | 823 Belknap St Suite 121 | (715) 394-7741 |
| 6 | Med Health Insurance | 1102 Tower Ave | (715) 201-2991 |
| 7 | Sentry Insurance | 1516 Hughitt Ave | (608) 535-6003 |
| 8 | Field & Connolly Ltd | 1317 Tower Ave | (715) 392-9829 |
| 9 | Farmers Insurance - Brett Potaracke | 1225 Tower Ave Suite 218 | (715) 514-4006 |
| 10 | Bob Blake - State Farm Insurance Agent | 1501 Tower Ave | (715) 394-4499 |
Matt Thoreson - State Farm Insurance Agent serves the Superior, Wisconsin area, providing long-term care insurance solutions to local residents. This agency helps individuals plan for potential future needs, such as assisted living or in-home care, through comprehensive policy evaluations. By focusing on personalized coverage options, the agency ensures clients understand financial risks and benefits. Long-term care insurance policies can protect savings from the high costs of extended medical care. The agency specifically handles policy consultations and claims assistance for long-term care services in Douglas County.
Lori Ronchi American Family Insurance in Superior, WI, provides long-term care insurance agent services to help individuals plan for future care needs. Services typically include policy selection, coverage reviews, and application assistance to ensure appropriate protection. Ongoing maintenance involves regular plan evaluations and adjustments to address changing health circumstances or financial goals. The company supports clients by clarifying policy details and coordinating any necessary updates over time. It services single-family homes, apartments, retail businesses, and restaurants in the Superior area.
Homeowners and families in need of planning for future health care costs turn to Reliable Insurance Agency for long-term care insurance guidance. This business reviews available coverage options to help clients protect retirement assets against potential care expenses. Services include policy comparisons tailored to individual budgets and medical histories. The agency also assists with enrollment paperwork and provides ongoing policy support. Reliable Insurance Agency serves the Superior, Wisconsin area and nearby communities across the Twin Ports metro including Duluth, Minnesota.
Serving Superior, Wisconsin, and the surrounding communities of Douglas County, Nick Korhonen American Family Insurance handles long-term care insurance coverage for local residents. This agency focuses on policies that help individuals manage the costs of extended care services, whether at home or in a facility. These plans are designed to protect savings from the financial burden of ongoing care needs. To handle a typical client request, the agent first reviews personal health history and financial goals before recommending appropriate coverage options from available policy structures.
Serving clients in Superior, WI, Holden Insurance Agency, Inc. offers both one-time policy reviews and ongoing long-term care coverage services. Clients may choose a single consultation to evaluate existing plans or establish a permanent policy that addresses potential future care needs. The agency helps individuals understand the financial protection a long-term care policy can provide against rising care costs. As a local provider, its services operate on either a one-time or as-needed basis to accommodate varying client preferences.
As winter approaches in Superior, many residents begin planning for potential long-term care needs, which is where Med Health Insurance offers guidance. This local agency specializes in connecting clients with long-term care insurance policies that help cover nursing homes, home aides, or assisted living costs. Their agents understand the specific challenges faced by aging families in Northern Wisconsin. An initial consultation typically begins with a review of current health status and financial goals, followed by an in‑person inspection of the client’s household or living arrangement to assess future care requirements.
Sentry Insurance in Superior, WI provides long-term care insurance agent services, focusing on policies that cover assistance with daily activities such as bathing, dressing, and eating. The agency also helps clients understand how these plans protect savings from the high costs of nursing homes, assisted living, or home health care. As winter approaches in northern Wisconsin, the agents frequently assist older adults with planning for care needs that may suddenly arise after a seasonal fall on icy sidewalks.
Field & Connolly Ltd provides long-term care insurance services for residents of Superior, Wisconsin, assisting clients with planning for future care needs. The company operates specifically as a long-term care insurance agent, focusing on policies that help cover extended custodial or nursing home expenses. They can serve various commercial sectors, including small offices, warehouses, and food service establishments in the local area.
Farmers Insurance - Brett Potaracke provides residential long-term care insurance services in Superior, Wisconsin, also offering commercial coverage for local businesses. Serving clients throughout the Superior area, the agency helps individuals and families plan for future care needs by explaining policy options and coverage details. Property inspections and policy reviews are conducted periodically, with follow-up appointments scheduled between regular visits to adjust coverage as circumstances change.
Bob Blake - State Farm Insurance Agent in Superior, WI, is known for offering long-term care insurance policies designed to help individuals prepare for future health needs. The agency assists clients in understanding policy options that cover in-home care, assisted living, and nursing home expenses. In this area, long-term care specialists typically evaluate personal assets and family health history to recommend suitable coverage. As a service addition, the agency can coordinate long-term care coverage with other personal insurance lines for a more comprehensive financial protection approach.
What Does a a Long-Term Care Insurance Agent in Superior Cost?
Long-term care insurance agent services in Wisconsin typically do not charge a separate fee; agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, and coverage level. For a 55-year-old in good health, a policy might cost between $1,500 and $3,000 per year. Costs increase with age and for those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Superior
Long-term care insurance agents in Superior, Wisconsin help residents plan for future care needs. Wisconsin offers the Partnership Program, which allows policyholders to protect assets equal to the benefits paid. Agents can explain how this program works with state law requirements.
Frequently Asked Questions
What does a long-term care insurance agent in Superior do?
An agent helps you compare policies from different insurers and explains coverage options. They can also tell you about the Wisconsin Long-Term Care Insurance Partnership Program. This program coordinates private insurance with Medicaid for asset protection.
Are there Wisconsin specific rules for long-term care insurance?
Yes, Wisconsin requires policies to include inflation protection and nonforfeiture benefits unless you waive them in writing. The state also mandates a 30-day free look period to cancel a new policy for a full refund.
How do I choose a long-term care insurance agent in Superior?
Look for an agent licensed in Wisconsin with experience in long-term care products. Ask if they represent multiple insurance companies so you can compare options. You can verify their license through the Wisconsin Office of the Commissioner of Insurance.
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