The top-rated long-term care insurance agent in Janesville, Wisconsin is Katie Myers - State Farm Insurance Agent, rated 4.9 stars across 327 reviews. Other highly rated options include Amanda Sugden American Family Insurance, TLLA Insurance Agency, Wisco Insurance Company. This directory lists 20 long-term care insurance agents serving Janesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katie Myers - State Farm Insurance Agent | 4465 Milton Ave Suite 106 | (608) 755-1330 |
| 2 | Amanda Sugden American Family Insurance | 1346 Excalibur Dr | (608) 755-7800 |
| 3 | TLLA Insurance Agency | 2121 Milton Ave Suite 140 | (608) 756-4510 |
| 4 | Wisco Insurance Company | 7 N Main St | (608) 743-2145 |
| 5 | Adam Johnston Insurance | 2557 Milton Ave | (608) 755-8322 |
| 6 | Elder Life Group | 101 S Main St | (877) 336-7782 |
| 7 | John Wickhem Agency | 1504 N Randall Ave | (608) 752-6030 |
| 8 | Schwartz and Shea Insurance | 1607 Holiday Dr | (608) 754-3336 |
| 9 | Life Insurance Services, Inc | 1235 N Touson Dr | (608) 466-3821 |
| 10 | Policy Pro Insurance WI | 3700 N Newville Rd | (608) 247-5983 |
Katie Myers - State Farm Insurance Agent serves the Janesville, Wisconsin area, offering long-term care insurance solutions to local residents. This agency helps clients understand coverage options for future care needs that are not typically covered by standard health insurance or Medicare. Policies are designed to protect personal savings from the high costs of extended healthcare. The agency manages applications for coverage and assists with policy reviews to ensure plans align with individual financial goals. It handles both traditional long-term care policies and hybrid life insurance policies with long-term care riders.
Amanda Sugden American Family Insurance provides long-term care insurance services to clients in the Janesville, Wisconsin area, helping individuals plan for future care needs. The agency offers policy reviews to ensure coverage remains aligned with changing circumstances and assists with claims guidance when services are required. Maintenance plans include annual check-ins to evaluate policy options and available benefits. This agency’s services cover single-family homes, apartments, retail businesses, and restaurants, addressing both residential and commercial client needs.
TLLA Insurance Agency serves individuals and families in Janesville, Wisconsin, who are planning for future long-term care needs. The agency assists clients in understanding available long-term care insurance options to protect assets and ensure access to necessary support services. They guide residents through the process of selecting suitable coverage based on personal health goals and financial considerations. TLLA Insurance Agency also provides its services to clients in neighboring Beloit and throughout Rock County.
Wisco Insurance Company serves Janesville, Wisconsin, and the surrounding communities throughout Rock County. The agency handles long-term care insurance policies, which help clients cover costs associated with assisted living, nursing homes, or home health care services. Conversations typically begin with a thorough review of the client’s current health situation and financial resources. The agent then works to match coverage options to the individual’s specific future needs and budget constraints, using straightforward comparisons of policy features to provide clear guidance.
In Janesville, Wisconsin, Adam Johnston Insurance helps clients distinguish between one-time consultations to understand broad options for private-pay coverage and recurring service plans that adapt benefits as health or financial needs change. The agency focuses on long-term care insurance, explaining how policies can cover in-home assistance, community care, or facility stays to preserve assets. Whether planning for immediate requirements or future uncertainties, service here runs on either a one-time, scheduled, or as-needed basis.
Elder Life Group specializes in long-term care insurance, offering coverage planning for individuals and families in Janesville, Wisconsin. The company assists clients with policy selection tailored to future care needs and provides ongoing support for existing policyholders navigating claims or benefit options. It also helps clients understand how coverage can protect assets from the high costs of extended care services. As the winter months increase the risk of falls and related hospitalizations, Elder Life Group helps older adults and their families review policies to ensure coverage for recovery and rehabilitation needs.
With winter approaching, families in the Janesville area often worry about the rising costs of possible nursing home stays or in-home help. John Wickhem Agency works with local individuals to explain and choose appropriate long-term care insurance policies. The agent addresses the financial risks of extended care while helping clients compare coverage options and premium structures. An initial consultation is arranged to review a client's personal situation and assets before recommending any specific plan.
Schwartz and Shea Insurance assists individuals with long-term care insurance needs in Janesville, Wisconsin. As an agency specializing in this category, it helps clients plan for future care expenses that are not covered by standard health plans, focusing on policies that protect assets and provide access to various care settings. The agency serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
Life Insurance Services, Inc serves residential clients in Janesville, Wisconsin with long-term care insurance policies designed to help cover home health aides, assisted living, and nursing facility expenses. The company also provides commercial long-term care coverage for businesses seeking to protect their employees or key personnel within the service area. Local families and employers can schedule initial consultations for personalized plan comparisons and risk assessments. This agent firm offers follow-up policy reviews and claim support between regular visits to adjust coverage as care needs or financial circumstances evolve.
Policy Pro Insurance WI in Janesville, WI is known for assisting clients with long-term care insurance needs, offering consultation and policy selection services that help individuals plan for future care expenses. The agency typically covers coverage options such as nursing home care, assisted living, and home health care, providing guidance on customizing plans to suit personal financial situations. A specialty service it can add on is evaluation of hybrid life insurance policies paired with long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Janesville Cost?
Annual premiums for long-term care insurance in Wisconsin typically range from 1500 to 5000 dollars depending on age health and benefit amount. A 55 year old might pay around 2000 per year for a policy with a 160 dollar daily benefit and three year term. Costs vary by carrier and underwriting. This is general information not insurance advice.
About long-term care insurance agents in Janesville
Long-term care insurance agents in Janesville Wisconsin help residents plan for future care needs. Agents can explain the Wisconsin Partnership Program which allows policyholders to protect assets under Medicaid. Local agents also guide clients through the state specific requirements for tax qualified policies under Wisconsin law.
Frequently Asked Questions
What does a long-term care insurance agent in Janesville do?
An agent helps you compare policies from different carriers and explains coverage options. They also advise on how a policy works with Wisconsin Medicaid and the Partnership Program. The agent does not provide legal advice but can clarify insurance terms and costs.
Is the Wisconsin Partnership Program available through Janesville agents?
Yes many agents in Janesville offer policies that qualify for the Wisconsin Partnership Program. This program lets you keep more assets if you later need Medicaid. Agents can explain how inflation protection and benefit triggers work under state rules.
How long does it take to get a long-term care policy in Wisconsin?
The application process usually takes two to six weeks. Wisconsin law requires a 30 day free look period after you receive the policy. During this time you can cancel for a full refund if you change your mind.
Long-Term Care Insurance Agents in Other Wisconsin Cities
Appleton · Beloit · Brookfield · De Pere · Eau Claire · Fitchburg · Fond du Lac · Franklin · Green Bay · Greenfield · Kenosha · La Crosse · Madison · Menomonee Falls · Mequon