The top-rated long-term care insurance agent in Eau Claire, Wisconsin is Hanna Sellner Agency, LLC American Family Insurance, rated 5.0 stars across 76 reviews. Other highly rated options include Potter Agency, LLC, Midwest Select Insurance Group (MSIG), Strobel Insurance. This directory lists 18 long-term care insurance agents serving Eau Claire.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hanna Sellner Agency, LLC American Family Insurance | 1903 Keith St #2 | (715) 839-7346 |
| 2 | Potter Agency, LLC | 2115 E Clairemont Ave # 1 | (715) 552-3511 |
| 3 | Midwest Select Insurance Group (MSIG) | 4004 Oakwood Hills Pkwy # 100 | (715) 309-5495 |
| 4 | Strobel Insurance | 130 S Barstow St #2B | (715) 835-8030 |
| 5 | Oliver Insurance Agency, Inc. | 1718 Keith St | (715) 834-9827 |
| 6 | BLIA Insurance | 1101 W Clairemont Ave Suite 1E1 | (715) 379-3435 |
| 7 | Dallman Insurance Agency, LLC - Eau Claire | 1101 W Clairemont Ave Ste 2H | (715) 318-2832 |
| 8 | Spectrum Insurance Group - Eau Claire | 4233 Southtowne Dr | (715) 858-9865 |
| 9 | Lauer Insurance Agency Inc. | 4330 Golf Terrace Suite 102 | (715) 835-9698 |
| 10 | The Insurance Center - Eau Claire | 3301 Golf Rd #101 | (715) 836-7675 |
Hanna Sellner Agency, LLC American Family Insurance serves homeowners, renters, and small business owners in the Eau Claire, Wisconsin area. The agency provides long-term care insurance agent services to help clients plan for future care needs, including coverage for nursing homes, assisted living, and in-home care. These policies can protect personal savings from the high costs of extended medical support. The agency also covers clients in nearby Altoona and throughout the western Chippewa Valley region.
Potter Agency, LLC serves the Eau Claire, Wisconsin, area as a long-term care insurance agent. The company helps clients plan for future care needs by exploring coverage options that protect assets and maintain independence. A long-term care insurance agent in this region guides families through policy selection, including understanding daily benefit amounts, elimination periods, and inflation protection. The agency handles individual policy enrollment and facilitates application processing for those seeking coverage for home care or nursing facility expenses.
Midwest Select Insurance Group serves Eau Claire and the surrounding Chippewa Valley communities. It handles long-term care insurance, helping clients plan for future care needs while protecting savings. The agency evaluates each person’s health history, budget, and family situation to find appropriate coverage options. It relies on clear explanations to ensure customers understand policy features and benefit limits. For a typical job, it compares policies from multiple carriers, details coverage gaps, and completes the application process alongside the client.
Strobel Insurance in Eau Claire, WI, offers both one-time consultation to assess a client’s immediate long-term care insurance needs and scheduled service for those seeking ongoing policy management. The coverage options help protect assets and provide access to necessary care, a critical consideration for aging residents. Services are available on an as-needed basis, allowing clients to request consultations or policy reviews whenever their situation changes.
Oliver Insurance Agency, Inc. provides long-term care insurance planning services to individuals in the Eau Claire, Wisconsin area. Its representatives assist clients in evaluating policy options that help cover the costs of extended nursing or home-based care. The agency offers ongoing policy reviews and can help adjust coverage as client needs change over time. It works closely with seniors planning for future health care expenses. Oliver Insurance Agency, Inc. services clients in single-family homes, apartments, retail businesses, and restaurants.
BLIA Insurance specializes in offering long-term care insurance policies to individuals in Eau Claire and the surrounding region. Its work involves helping clients assess their future care needs and select coverage that protects assets and preserves independence. The agency guides residents through plan details and application procedures with clear consultation. It also addresses concerns about the rising costs of in-home assistance and nursing facility stays. This service becomes particularly important for clients planning retirement strategies during tax season or reassessing coverage after a family health change.
Dallman Insurance Agency, LLC - Eau Claire provides individualized consultation for long-term care coverage, helping clients plan for future health needs in the Eau Claire area. Its agents specialize in structuring policies that can safeguard personal assets while covering necessary custodial care. This local agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments seeking to offer employee benefit options regarding extended medical support.
As winter arrives in Eau Claire, many families worry about funding extended care for aging parents or relatives, which can strain savings quickly. Spectrum Insurance Group in Eau Claire helps local residents understand and plan for these potential costs by clarifying their policy options for long-term care coverage. Their work typically involves reviewing health profiles, explaining benefit triggers, and matching coverage to anticipated regional care expenses. An initial assessment or policy review appointment is the standard first step recommended by the agency.
Lauer Insurance Agency Inc. in Eau Claire, WI, provides residential services for individuals seeking to protect assets and secure long-term care coverage in the event of future health needs. The agency also assists with commercial insurance for facilities or businesses that require employee benefit planning related to extended care. Serving clients throughout the broader Eau Claire area, Lauer Insurance Agency offers professional guidance to help navigate complex policy options. Property and casualty clients can return to adjust their coverage during regular service visits.
The Insurance Center - Eau Claire is known for guiding clients through the complexities of long-term care insurance in Eau Claire, Wisconsin. Its service range includes assessing policy options for covering nursing home, assisted living, and home healthcare costs. Navigating this specific insurance market requires understanding Medicaid implications and regional aging demographics. The company helps individuals plan for extended care needs while protecting personal assets from medical expense depletion. For added protection, this firm can specialize in finding policies that offer inflation protection riders to maintain benefit value over time.
What Does a a Long-Term Care Insurance Agent in Eau Claire Cost?
Long-term care insurance premiums in Wisconsin vary based on your age, health, and the policy features you choose. For a 55-year-old in Eau Claire, a typical policy with a 3-year benefit period and 5 percent inflation protection might cost between 1,500 and 3,000 dollars per year. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Eau Claire
Long-term care insurance agents in Eau Claire, Wisconsin help residents plan for future care costs while protecting their assets. Wisconsin offers a unique Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid with special asset disregard. Local agents can explain how these state-specific plans work and help you compare policies from multiple carriers.
Frequently Asked Questions
What is the Wisconsin Partnership for Long-Term Care program?
This is a state program that combines private long-term care insurance with Medicaid. If you buy a qualified Partnership policy and use all its benefits, Wisconsin will disregard an equal amount of your assets when you apply for Medicaid. This helps you keep more of your savings.
How do I choose a long-term care insurance agent in Eau Claire?
Look for an agent who is licensed in Wisconsin and has experience with long-term care policies. Ask about their familiarity with the Wisconsin Partnership program and whether they represent multiple insurance companies. A good agent will review your health history and financial situation before making recommendations.
What is the free look period for long-term care insurance in Wisconsin?
Wisconsin law gives you a 30-day free look period after you receive a new long-term care insurance policy. You can cancel the policy for any reason within 30 days and get a full refund of any premiums paid. This gives you time to review the policy details at home.
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