The top-rated long-term care insurance agent in Beloit, Wisconsin is Nick Oldenburg - State Farm Insurance Agent, rated 5.0 stars across 387 reviews. Other highly rated options include Senz Redieske Insurance Agency, Kris Rodriguez | Insure360 - Health, Medicare, and Life, Shannon Ahrens American Family Insurance. This directory lists 18 long-term care insurance agents serving Beloit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Oldenburg - State Farm Insurance Agent | 1406 Willowbrook Rd #130 | (608) 312-4747 |
| 2 | Senz Redieske Insurance Agency | 630 E Grand Ave | (608) 362-3313 |
| 3 | Kris Rodriguez | Insure360 - Health, Medicare, and Life | 645 3rd St | (608) 313-4816 |
| 4 | Shannon Ahrens American Family Insurance | 1122 Cranston Rd | (608) 362-8818 |
| 5 | Terry Sminchak - State Farm Insurance Agent | 1116 Cranston Rd | (608) 365-3836 |
| 6 | Joe Dencker - COUNTRY Financial Agent | 2101 S Riverside Dr Suite 2 | (608) 421-7980 |
| 7 | TRICOR Insurance | 2031 S Riverside Dr | (608) 365-5551 |
| 8 | Wright Insurance Group | 1805 E Zick Dr | (608) 365-6649 |
| 9 | Danny Trotter - State Farm Insurance Agent | 2525 Prairie Ave | (608) 365-3201 |
| 10 | Alongi Santas Moss Insurance Agency | 2211 Cranston Rd | (608) 362-3370 |
Nick Oldenburg - State Farm Insurance Agent serves Beloit, Wisconsin, and the surrounding Rock County area as a long-term care insurance agent. This agency helps individuals plan for future care needs by providing policies that cover services such as nursing home stays and in-home assistance. Local seniors and their families frequently consult this office to protect assets from the high costs of extended medical care. The agency handles policy quotes for both traditional long-term care plans and hybrid life insurance policies with long-term care riders.
Senz Redieske Insurance Agency in Beloit, WI provides coverage consultations and policy management for individuals seeking long-term care insurance. Its services include evaluating plan options tailored to future health needs and offering ongoing support for policy adjustments and claims assistance. The agency helps clients navigate available coverage to protect assets while ensuring access to necessary care services. It works with clients planning for extended medical or personal care needs within their own homes or residential facilities. The agency handles insurance needs for single-family homes, apartments, retail, and restaurants.
Serving clients in Beloit, Wisconsin, and the surrounding Rock County communities, Kris Rodriguez | Insure360 offers long-term care insurance agent services. It handles health, Medicare, and life insurance policies. This agency assists individuals in planning for the potential cost of extended care needs. To clarify policy terms and compare coverage options, it typically reviews each client’s medical history and financial situation to recommend a suitable plan.
Homeowners, families, and individuals planning for future care needs turn to this Beloit-based agency for guidance on long-term care insurance policies. Shannon Ahrens American Family Insurance helps clients understand coverage options that can protect savings and provide access to home health aides, assisted living, or nursing home care. Agents assist with comparing plan features and eligibility requirements, tailoring solutions to fit personal budgets and health situations. The agency also serves clients in nearby Janesville and the surrounding Rock County communities.
Terry Sminchak, a licensed long-term care insurance agent in Beloit, WI, advises clients on the key difference between facility-based and home-based care coverage. Clients often first decide whether they need a one-time policy consultation or an ongoing plan for future care. A policy's scope can address chronic illness, assisted living, or nursing home expenses. Comprehensive planning also factors in local care costs and eventual eligibility for benefits. Service runs on an as-needed basis following the initial comprehensive policy discussion.
As Beloit residents consider how to protect personal savings from the rising costs of extended care, Joe Dencker - COUNTRY Financial Agent provides guidance on long-term care insurance options. Covering needs from nursing home stays to home-based support, the agency helps plan customized policies for eventual health challenges in southern Wisconsin. Joe Dencker works directly with clients to explain what premiums preserve assets versus covered benefits. Availability often requires a review of current health needs and financial goals, which begins with a simple in-person or phone initial-assessment step.
TRICOR Insurance in Beloit, WI, specializes in long-term care insurance policies that help cover the costs of assisted living, nursing home care, and in-home support services. The agency works closely with individuals and families to assess their long-term coverage needs and explain the terms of various plans available in the region. It assists clients in comparing benefits and premiums to make informed financial decisions. As many older adults face declining health during winter months, the agency helps address the increased need for extended custodial care arrangements that year.
Wright Insurance Group assists clients with navigating long-term care insurance options in Beloit, Wisconsin. The agency focuses on protecting personal assets and preserving retirement savings against the high costs of extended care needs. Its specialty includes advising on policy features such as inflation protection and coverage for in-home or facility-based care. The firm serves commercial sectors, including corporate offices, warehouse operations, and food service providers.
Danny Trotter - State Farm Insurance Agent in Beloit, WI is known for providing long-term care insurance to help clients manage the costs of extended custodial or nursing care. The agency serves local individuals and families seeking coverage and guidance for their future care needs. Planning for retirement health expenses often requires careful policy selection. This practice offers specialized resources for asset protection. A specialty service it can add on is whole life insurance as a companion benefit.
Alongi Santas Moss Insurance Agency helps residents in Beloit secure coverage for long-term care needs, protecting assets and providing access to necessary support services. The agency also assists local businesses by advising on employee benefits related to long-term care insurance. Serving clients throughout the Beloit area, they carefully explain policy options and costs, helping individuals and families make informed decisions for their future. After every initial consultation and policy purchase, the agents remain available to answer questions and adjust coverage as needs change between regular visits.
What Does a a Long-Term Care Insurance Agent in Beloit Cost?
Long-term care insurance premiums in Wisconsin depend on your age, health, and benefit choices. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Beloit
Long-term care insurance agents in Beloit Wisconsin help residents plan for future care needs. Wisconsin law requires agents to be licensed and follow specific disclosure rules for partnership policies. Local agents can explain how Wisconsin Partnership Program policies offer asset protection.
Frequently Asked Questions
What does a long-term care insurance agent in Beloit do?
An agent in Beloit helps you compare policies from different insurers. They explain benefit amounts, elimination periods, and inflation protection options. They also guide you through Wisconsin specific requirements like the Partnership Program.
How do Wisconsin Partnership Program policies work?
Wisconsin Partnership Program policies allow you to keep a dollar of assets for every dollar your policy pays out. These policies must be certified by the state and sold by a licensed agent. They help protect your assets from Medicaid recovery.
What is the time limit to buy long-term care insurance in Wisconsin?
There is no state time limit to buy a policy, but premiums increase with age. Wisconsin law gives you a 30 day free look period after purchase. You can cancel within that time for a full refund.
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