The top-rated long-term care insurance agent in New Berlin, Wisconsin is Christy Celeste - State Farm Insurance Agent, rated 4.9 stars across 205 reviews. Other highly rated options include John Hillyer - State Farm Insurance Agent, MM Insurance Assoc Inc, Joseph Lehmann IV: Allstate Insurance. This directory lists 14 long-term care insurance agents serving New Berlin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christy Celeste - State Farm Insurance Agent | 2675 S Calhoun Rd | (262) 784-3080 |
| 2 | John Hillyer - State Farm Insurance Agent | 15855 W National Ave Ste 105 | (262) 782-3900 |
| 3 | MM Insurance Assoc Inc | 15885 W National Ave Ste 300 | (262) 754-4736 |
| 4 | Joseph Lehmann IV: Allstate Insurance | 2665 S Moorland Rd Suite #206 | (262) 226-2555 |
| 5 | American Advantage - Petersen | 14785 W National Ave | (262) 432-0789 |
| 6 | Herbst & Associates Inc American Family Insurance | 15171 W National Ave #201 | (262) 691-3070 |
| 7 | Insurance Associates of America | 17500 W Liberty Ln | (262) 754-5252 |
| 8 | Csedo-Stoeck Insurance Agency Inc | 15350 W National Ave Suite 119 | (262) 785-9411 |
| 9 | Moro Family Insurance | 21430 W Greenfield Ave Suite 2 | (262) 347-4337 |
| 10 | Bernie Gonzalez Insurance Agency | 16237 W Ryerson Rd Lower | (262) 443-7831 |
Christy Celeste - State Farm Insurance Agent serves New Berlin and the surrounding Waukesha County area, offering long-term care insurance coverage to local residents. This office assists clients in planning for future care needs that are not typically covered by standard health insurance or Medicare. The agent provides guidance on policy options that help protect savings and assets during retirement. Planning for in-home care services and nursing facility costs represents two key areas of support provided.
John Hillyer - State Farm Insurance Agent in New Berlin, WI, provides long-term care insurance services that help clients plan for future care needs. The agency assists with policy selection and offers ongoing support to maintain coverage as circumstances change. Serving the local area, it focuses on protecting assets and ensuring access to care. The agency services single-family homes, apartments, retail, and restaurants.
Serving individuals and families planning for future care needs, MM Insurance Assoc Inc operates as a long-term care insurance agent in New Berlin, WI. The agency helps clients evaluate policy options to cover extended medical or personal assistance services. It guides customers through the complexities of policy features like benefit periods and inflation protection. Focusing on New Berlin residents, the company also serves clients in neighboring Waukesha and the greater Milwaukee metropolitan area.
Serving New Berlin, Wisconsin, and the surrounding communities, Joseph Lehmann IV: Allstate Insurance handles long-term care insurance needs for local residents. This agent focuses on helping individuals plan for potential future care costs through specialized insurance policies. A typical job begins with a consultation to review the client's personal circumstances, financial goals, and family history. The general approach used is to present policy options that align with the client's specific budget and desired level of coverage.
American Advantage - Petersen in New Berlin, WI provides a valuable service that distinguishes between offering a one-time policy consultation and establishing an ongoing relationship for annual policy reviews and needs adjustments. Their work focuses on helping clients evaluate coverage options for funding potential future long-term care needs, which standard health insurance often does not cover. Service for new policy setups runs on a one-time basis, while existing clients can schedule annual reviews as needed.
Herbst & Associates Inc American Family Insurance specializes in long-term care insurance solutions. The agency serves individuals in New Berlin, WI by helping clients understand policy options and future care costs. It offers guidance for planning coverage that can protect personal savings from significant medical expenses. During open enrollment periods or when family medical needs change, the company assists clients in evaluating suitable policy updates or new long-term care plans.
As Wisconsin residents face the challenge of funding extended care needs without draining savings, Insurance Associates of America in New Berlin provides local guidance on long-term care insurance policies. The company helps clients understand coverage options that address care at home, assisted living, or nursing facilities. An initial consultation typically involves a personal needs assessment to review financial goals and evaluate whether an individual policy or partnership plan best fits their situation.
Csedo-Stoeck Insurance Agency Inc works with individuals and families in New Berlin, Wisconsin, to develop long-term care coverage plans. The agency specializes in helping clients prepare for potential future care needs without depleting personal savings. They focus on policies that cover services like home health aides, assisted living, and nursing home stays. Typical clients include those planning ahead for retirement or managing existing health concerns. The agency also assists local commercial sectors such as offices, warehouses, and food service operations in exploring employee benefit options related to long-term care insurance.
Moro Family Insurance is known for guiding clients in New Berlin, WI, through the complexities of long-term care coverage. The agency assesses individual needs to recommend policies that help protect assets and provide for future care costs. It helps clients understand benefit triggers, elimination periods, and inflation protection options. A specialty service it can add on is exploring hybrid life and long-term care insurance policies that offer combined benefits and potential premium return provisions.
What Does a a Long-Term Care Insurance Agent in New Berlin Cost?
A typical long-term care insurance policy in Wisconsin costs between 1500 and 3500 dollars per year for a 55-year-old in good health. Premiums increase with age and can vary by 50 percent or more between carriers. This is general information and not insurance advice.
About long-term care insurance agents in New Berlin
Long-term care insurance agents in New Berlin Wisconsin help residents plan for future care needs. Wisconsin offers the Partnership for Long-Term Care program which allows policyholders to protect assets equal to benefits paid. An agent can explain how these state-specific policies work with your financial plan.
Frequently Asked Questions
What is the Wisconsin Partnership for Long-Term Care program?
It is a state program that combines private long-term care insurance with Medicaid asset protection. Policyholders who use their benefits can keep assets equal to the amount paid out. An agent in New Berlin can help you find a qualified partnership policy.
How does Wisconsin law affect long-term care insurance policies?
Wisconsin requires insurers to offer inflation protection and nonforfeiture benefits. Policies must also include a 30-day free look period. Your agent can explain these consumer protections.
What factors determine long-term care insurance costs in New Berlin?
Costs depend on your age, health, benefit amount, and policy features. Wisconsin residents typically see higher premiums for comprehensive coverage. An agent can provide quotes from multiple carriers.
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