The top-rated long-term care insurance agent in Scranton, Pennsylvania is Courtney Lisk - State Farm Insurance Agent, rated 5.0 stars across 330 reviews. Other highly rated options include Gilmartin Insurance Agency, Thompson Northeast Insurance, Knowles Associates. This directory lists 17 long-term care insurance agents serving Scranton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Courtney Lisk - State Farm Insurance Agent | 1759 Sanderson Ave | (570) 800-5969 |
| 2 | Gilmartin Insurance Agency | 1440 N Washington Ave | (570) 346-0088 |
| 3 | Thompson Northeast Insurance | 1726 N Keyser Ave | (570) 207-4411 |
| 4 | Knowles Associates | 316 Penn Ave | (570) 342-3214 |
| 5 | Manci Insurance Services | 1101 Penn Ave suite a | (570) 871-4719 |
| 6 | Mary Theresa Backus: Allstate Insurance | 1315 Pittston Ave | (570) 342-4300 |
| 7 | JSW Insurance Inc. | 327 New St | (570) 941-3356 |
| 8 | A2Z Insurance Agency, LLC | 401 Ravine St | (570) 382-3481 |
| 9 | Nationwide Insurance: Gary A Dibileo Agency Inc. | 302 S Main Ave | (570) 969-1855 |
| 10 | Care Insurance | 1701 Wyoming Ave | (570) 754-8362 |
Courtney Lisk - State Farm Insurance Agent serves the Scranton, PA, metro area, specializing in long-term care insurance policies designed to help individuals protect their savings and maintain financial independence as they age. The agency assists clients in understanding policy options that cover home care, assisted living, and nursing facility expenses. It also helps customers evaluate coverage needs and navigate plan selection. Among the services it handles are personalized policy comparisons and guidance on Medicare supplement coordination with long-term care benefits.
Gilmartin Insurance Agency provides counsel on long-term care insurance options, guiding clients through coverage selections that protect assets and ensure access to necessary support. Its ongoing service includes policy reviews to align coverage with evolving health needs and financial circumstances, along with assistance during claim filing. This long-term care insurance agent serves individuals and families throughout the Scranton, PA area, advising on strategies that integrate with retirement planning. It services single-family homes, apartments, retail spaces, and restaurants, addressing the distinct coverage concerns of each property owner.
Thompson Northeast Insurance serves individuals and families in Scranton who are planning for their future long-term care needs. This local agency works with clients to review coverage options that help protect retirement savings from the high costs of extended care. The agent assesses each customer’s financial situation and personal preferences, guiding them through the selection of a suitable policy. Services include explaining policy features, comparing benefits, and assisting with the application process. Thompson Northeast Insurance also serves clients throughout Lackawanna County, including the nearby community of Dunmore.
Knowles Associates in Scranton, PA, helps clients understand the difference between a one-time policy purchase and ongoing premium management options. They assist in securing long-term care coverage that can pay for in-home or facility-based care when needed. The agent explains policy features like daily benefit amounts, elimination periods, and inflation riders to match individual needs. Their service operates on an as-needed basis, available whenever a client requires guidance on new applications or policy changes.
Manci Insurance Services specializes in long-term care insurance and older adult financial strategies for Scranton residents. The agency provides guidance on coverage options for assisted living, home health aides, and nursing facility expenses that typical health plans do not cover. Policies are recommended based on each client’s health, age, and budget. The office regularly counsels clients on how to mitigate the financial strain of extended care during the winter months, when seasonal illnesses often increase the demand for skilled nursing support.
Serving Scranton and the surrounding communities of Lackawanna County, Mary Theresa Backus: Allstate Insurance handles long-term care insurance policies for local residents. The agency assists clients with understanding coverage options that help protect savings from the high costs of extended care services. Each case is approached by carefully reviewing individual needs and financial situations, then clearly explaining plan features and potential benefits. To handle a typical job, the agent works step-by-step with the client to compare available policies and select a suitable long-term care solution.
JSW Insurance Inc. specializes in helping individuals plan for future care needs. The agency focuses exclusively on long-term care insurance, offering policies designed to cover assisted living services and home health care costs. Serving the Scranton, PA area, it advises clients on navigating policy options to protect personal savings. Commercial clients in need of group benefit packages for their offices, warehouses, and food service operations can also schedule consultations through the company.
As Scranton’s winter weather increases the risk of slips and falls for older residents, A2Z Insurance Agency, LLC provides local long-term care insurance agent services. This agency helps families in the region plan for potential nursing home or home-health expenses that standard health plans may not cover. An initial consultation typically involves a review of existing coverage and a discussion of personal care preferences. To get started, the agent usually schedules a no-obligation meeting to assess individual needs and financial goals.
Serving residential clients in Scranton, Nationwide Insurance: Gary A Dibileo Agency Inc. also provides long-term care insurance coverage to commercial entities. The agency assists individuals and businesses across the local area with planning for future care needs. Policies focus on helping policyholders manage potential costs associated with extended medical or personal care services. Follow-up service is provided between regular visits to adjust coverage as circumstances change, ensuring ongoing alignment with the policyholder’s evolving situation and needs.
Care Insurance in Scranton, PA is known for helping residents navigate long-term care coverage options. Its service range includes policy comparisons for facilities, home health aides, and assisted living. The agent counsels clients on protecting retirement assets while planning for future care needs. Typical consultations assess personal risk factors and insurance benefits for Pennsylvania nursing homes. The agency can add on supplemental coverage for adult day services in the region.
What Does a a Long-Term Care Insurance Agent in Scranton Cost?
Long-term care insurance premiums in Pennsylvania vary by age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. For a 65 year old the same policy could range from 250 to 500 dollars per month. Costs also depend on benefit amount elimination period and inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Scranton
Long-term care insurance agents in Scranton help residents plan for future care costs not covered by standard health insurance. Pennsylvania offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how these policies work with local nursing homes and home care providers.
Frequently Asked Questions
What does a long-term care insurance agent in Scranton do?
An agent helps you compare policies from different carriers and understand coverage limits. They explain Pennsylvania specific rules like the 30 day free look period and inflation protection options. They do not provide medical advice but can help you choose a plan that fits your budget.
Does Pennsylvania have special rules for long-term care insurance?
Yes. Pennsylvania requires a 30 day free look period where you can cancel a policy for a full refund. The state also has a Long-Term Care Partnership Program that lets you keep more assets if you later need Medicaid. Agents must be licensed by the Pennsylvania Insurance Department.
How do I choose a long-term care insurance agent in Scranton?
Look for an agent who is licensed in Pennsylvania and has experience with long-term care policies. Ask if they represent multiple insurance companies so they can offer a range of options. Check their record with the Pennsylvania Insurance Department for any complaints.
Long-Term Care Insurance Agents in Other Pennsylvania Cities
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