The top-rated long-term care insurance agent in Havertown, Pennsylvania is Peterson Insurance Services, rated 4.9 stars across 184 reviews. Other highly rated options include George Wernery - State Farm Insurance Agent, Healthcare Benefit Solutions, Meehan Insurance (John P. Meehan Agency, Inc.). This directory lists 14 long-term care insurance agents serving Havertown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Peterson Insurance Services | 140 W Eagle Rd | (610) 446-5059 |
| 2 | George Wernery - State Farm Insurance Agent | 919 Darby Rd | (610) 449-1700 |
| 3 | Healthcare Benefit Solutions | 1305 West Chester Pike Suite 39 | (610) 733-4338 |
| 4 | Meehan Insurance (John P. Meehan Agency, Inc.) | 1 N, 1 Belfield Ave | (610) 853-2220 |
| 5 | Thomas McKee Insurance Agency Ltd | 2009 E Darby Rd Floor 1 | (484) 451-8883 |
| 6 | Joseph Bracken: Allstate Insurance | 1918 Darby Rd | (610) 853-0990 |
| 7 | Dignity Insured LLC - Health Insurance | 538 Sagamore Rd | (610) 864-4690 |
| 8 | Seven Insurance Corp | 701 West Chester Pike R | (484) 222-3110 |
| 9 | Donna O'Sullivan: Allstate Insurance | 410 Township Line Rd Suite 4 | (610) 658-3250 |
| 10 | Tri-State Senior Insurance | 1305 West Chester Pike Suite 39 | (610) 355-4699 |
Peterson Insurance Services serves Havertown and the greater Delaware County area as a specialist in long-term care insurance agency work. It helps clients navigate the financial and legal complexities of planning for future extended care needs, which often includes nursing home or home health aide expenses. Its consultations focus on policy comparisons to align coverage with individual income and health circumstances. The agency handles both individual long-term care policies and hybrid life insurance policies with embedded long-term care benefits for local families.
George Wernery - State Farm Insurance Agent provides long-term care insurance consultation and policy management for Havertown residents. It assists clients in understanding coverage options for future care needs and offers annual policy reviews to adjust for changing health circumstances. The agent supports claims filing processes and answers policy questions throughout the year. Services are available for single-family homes, apartments, retail businesses, and restaurants in the Havertown area.
Healthcare Benefit Solutions serves individuals and families in the Havertown, Pennsylvania area who are planning for future long-term care needs. As a local long-term care insurance agent, the company helps clients understand policy options to protect assets and cover home health care, assisted living, or nursing facility costs. It assists with comparing coverage from various insurers to find appropriate plans for each customer’s budget and health situation. The company also covers other parts of the Philadelphia metro, including nearby communities in Delaware County.
Meehan Insurance, based in Havertown, Pennsylvania, serves clients in the Philadelphia suburbs and surrounding Delaware County communities. The agency specializes in long-term care insurance, helping individuals plan for the costs associated with assisted living, nursing home stays, and in-home care. It works with customers to review their financial needs and health history when selecting a suitable policy. A typical job is handled by conducting a thorough needs assessment and comparing plan options to fit each client’s specific situation.
Thomas McKee Insurance Agency Ltd specializes in long-term care insurance, helping clients plan for future custodial needs and protect their assets. The agency works with individuals in Havertown and the surrounding areas to find suitable coverage. Navigating policy options and their long-term implications requires clear guidance, which this firm provides in thorough consultations. As winter approaches, residents often renew coverage to ensure they remain protected against liability claims from icy sidewalk accidents.
For clients needing upfront support during policy selection versus those requiring ongoing adjustments as benefits evolve, Joseph Bracken: Allstate Insurance in Havertown, PA provides long-term care insurance agent services. Coverage planning addresses potential future needs for assisted living or in-home care expenses. The agent assists with comparing plan options from available providers and explaining policy terms. Service structure is determined by client preference, with work running on a one-time, scheduled, or as-needed basis.
As Havertown residents consider their long-term financial and health needs, planning for potential extended care becomes a pressing concern. Dignity Insured LLC - Health Insurance helps clients evaluate insurance options that protect savings from the high cost of nursing homes or home-based assistance. Their services focus on tailoring policy features to individual circumstances, ensuring coverage aligns with future care preferences. An initial consultation or assessment of a prospective client's current assets and health profile is conducted before any specific policy recommendations are made.
Seven Insurance Corp provides long-term care insurance coverage to individuals in the Havertown, Pennsylvania area. As a specialized insurance agent, the company focuses exclusively on policies designed to cover the costs of extended care services, including nursing home stays and in-home assistance. This focus allows clients to develop strategies for protecting assets during retirement. The agency can serve commercial sectors such as local offices, warehouses, and food service establishments needing group or individual long-term care benefit solutions.
Donna O'Sullivan: Allstate Insurance provides long-term care insurance agent services to residents in and around Havertown, Pennsylvania. Commercial long-term care coverage planning is also available for local businesses. The agency assists clients in understanding policy options that help protect assets and manage future care needs. Regular consultations allow customers to review evolving requirements. Follow-up appointments are scheduled between annual or policy renewal visits to address any necessary adjustments.
Tri-State Senior Insurance of Havertown, PA, is known for helping clients prepare for future long-term care needs. The agency assists families in navigating the complexities of selecting the appropriate long-term care insurance policy that fits their health and financial situation. Services include comparing coverage options from multiple providers and explaining policy benefits, including inflation protection and home care riders. Its specialty service is designing custom plans that can incorporate a shared care rider for couples.
What Does a a Long-Term Care Insurance Agent in Havertown Cost?
The cost of long-term care insurance in Pennsylvania varies by age, health, and coverage level. A typical policy for a 55-year-old may range from 1,500 to 3,000 dollars per year, while a 65-year-old might pay 2,500 to 4,500 dollars annually. Premiums can increase over time, and rates differ by insurer and benefit amount. This is general information and not insurance advice.
About long-term care insurance agents in Havertown
Long-term care insurance agents in Havertown, Pennsylvania help residents plan for future care needs such as nursing home or home health services. Pennsylvania offers a Long-Term Care Partnership program that allows policyholders to protect assets equal to the benefits paid. Agents in Havertown can guide you through policy options that meet Pennsylvania state requirements.
Frequently Asked Questions
What does a long-term care insurance agent in Havertown do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents also ensure the policy complies with Pennsylvania insurance regulations.
Does Pennsylvania have any special rules for long-term care insurance?
Yes, Pennsylvania requires insurers to offer inflation protection and a 30-day free look period for new policies. The state also has a Long-Term Care Partnership program that provides asset protection for Medicaid eligibility. Agents must be licensed by the Pennsylvania Insurance Department.
How do I choose a long-term care insurance agent in Havertown?
Look for an agent who is licensed in Pennsylvania and has experience with long-term care policies. Ask about their knowledge of the Partnership program and how they compare multiple carriers. You can verify an agents license through the Pennsylvania Insurance Department website.
Long-Term Care Insurance Agents in Other Pennsylvania Cities
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