The top-rated long-term care insurance agent in Bensalem, Pennsylvania is Gannon Insurance Agency Inc, rated 5.0 stars across 1,171 reviews. Other highly rated options include Michael Pigott Agency - Insurance Agency, Ann J Haviland - State Farm Insurance Agent, Jay Ems - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving Bensalem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gannon Insurance Agency Inc | Two Greenwood Square, 3331 Street Rd Suite 325 | (215) 891-9990 |
| 2 | Michael Pigott Agency - Insurance Agency | 2008 State Rd. | (215) 245-7900 |
| 3 | Ann J Haviland - State Farm Insurance Agent | 2760 Knights Rd | (215) 245-7700 |
| 4 | Jay Ems - State Farm Insurance Agent | 568 Bristol Pike Unit B | (215) 245-1155 |
| 5 | Martin Mabrey: Allstate Insurance | 1340 Street Rd | (215) 245-7997 |
| 6 | Jeff Sawyer - State Farm Insurance Agent | 4030 Hulmeville Rd | — |
| 7 | Chet Turner - State Farm Insurance Agent | 2658 Street Rd | (215) 639-7700 |
| 8 | Sas Insurance Services, LLC | 2788 Knights Rd #3 | (267) 522-8680 |
| 9 | Street Road Insurance & Tags | 2432 Street Rd | (215) 604-1300 |
| 10 | Langel's Insurance Agency Inc | 501 Cambria Ave #113 | (215) 322-8900 |
Gannon Insurance Agency Inc serves the Bensalem, Pennsylvania, metro area as a long-term care insurance agent. The agency helps clients evaluate the financial risks associated with future care needs and explore insurance solutions to protect personal savings. In this area, long-term care policies often cover services such as assisted living facility costs and home health aide visits. Gannon Insurance Agency Inc frequently handles consultations for nursing home care coverage and in-home personal care benefits.
Michael Pigott Agency - Insurance Agency in Bensalem, PA, provides a range of services focused on helping clients plan for the financial impact of extended care needs. The agency offers guidance on policy selection and enrolls individuals in long-term care coverage that protects assets while ensuring access to necessary support. Maintenance plans include annual policy reviews to adjust coverage as health changes occur and assistance with filing claims during a care event. The agency services homeowners, apartment dwellers, and all categories of residential properties seeking personal asset protection.
Homeowners, families, and small business owners in Bensalem, PA work with Ann J Haviland - State Farm Insurance Agent for long-term care insurance. The agency helps clients plan for potential future needs, offering policies that can cover home health aides, adult day care, or nursing facility stays. As a local representative, the agent provides guidance on protecting assets and managing the costs of extended care. Ann J Haviland also serves clients throughout the greater Philadelphia area, including nearby communities such as Trevose and Feasterville.
For individuals facing significant future care expenses, a one-time policy purchase can secure a fixed daily benefit, while recurring premium payment options help manage costs over time. As a long-term care insurance agent serving the Bensalem, PA area, Jay Ems - State Farm Insurance Agent guides clients through these coverage structures designed to safeguard retirement assets. The agent reviews personal scenarios to tailor benefit triggers and policy durations. This service is offered on an as-needed basis, accommodating individual schedules for financial consultations.
Martin Mabrey: Allstate Insurance serves Bensalem, Pennsylvania, and the surrounding communities with long-term care insurance services. The agency handles coverage options that help policyholders prepare for future care needs. Each client situation, from retirement planning to managing sudden health changes, receives full attention when evaluating potential policies. The standard approach involves reviewing coverage options from a broad selection of carriers to match current needs and avoid any costly coverage gaps with straightforward advice.
As winter approaches, many Bensalem residents consider protecting savings from unexpected health needs. Chet Turner, a State Farm Insurance Agent, provides personalized guidance on long-term care insurance policies suited to local financial planning. Each consultation explores benefit triggers, coverage limits, and potential inflation protection options. The agent explains how such coverage can safeguard retirement assets against the costs of extended personal or nursing care. To begin, the agent reviews each client’s current health profile and asset situation during an initial assessment step.
Sas Insurance Services, LLC works as a long-term care insurance agent in the Bensalem, PA area. The company specializes in helping individuals and families plan for the potential costs of extended personal or medical care. It focuses on policies designed to cover assistance with daily living activities, such as bathing or dressing. Sas Insurance Services can serve commercial sectors including offices, warehouses, and food service businesses.
Street Road Insurance & Tags in Bensalem, PA, helps residents plan for the financial impact of extended personal care needs through long-term care insurance policies. The agency also handles commercial coverage for local businesses within the Philadelphia area. Their services focus on reducing out-of-pocket costs from nursing homes, assisted living, or home health aides. After an initial consultation, the agency maintains contact to adjust coverage during life changes, often scheduling policy reviews between regular visits.
Langel's Insurance Agency Inc, located in Bensalem, PA, is known for helping individuals navigate long-term care insurance options. It assists clients in planning for future care needs, including coverage for nursing homes, assisted living, and home health services. The agency serves local families seeking to protect assets and maintain independence. A specialty it can add on is offering policy reviews for existing coverage gaps.
What Does a a Long-Term Care Insurance Agent in Bensalem Cost?
Long-term care insurance costs in Pennsylvania vary by age, health, and policy features. For a 55-year-old, a typical policy with a 3-year benefit period and 5 percent compound inflation might cost between $1,500 and $3,000 per year. Costs for a 65-year-old can range from $2,500 to $5,000 annually. These are estimates and actual premiums depend on individual factors. This is general information, not insurance advice.
About long-term care insurance agents in Bensalem
A long-term care insurance agent in Bensalem, Pennsylvania can help you understand policy options to cover future care needs. Pennsylvania offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. An agent can explain how state regulations affect coverage and eligibility.
Frequently Asked Questions
What does a long-term care insurance agent in Bensalem do?
An agent helps you compare policies from different insurers to find coverage that fits your needs and budget. They explain benefit triggers, elimination periods, and inflation protection options. They also guide you on how Pennsylvania law affects policy terms and asset protection.
How does the Pennsylvania Partnership for Long-Term Care affect my policy?
This state program lets you keep assets equal to the amount your policy pays in benefits. A qualified agent can help you choose a Partnership-qualified policy. These policies must meet specific state requirements to qualify for asset protection.
Are there time limits for buying long-term care insurance in Pennsylvania?
Pennsylvania does not have a state deadline for purchasing a policy. However, premiums increase with age and health conditions. Most insurers require medical underwriting, so buying earlier can lock in lower rates.
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