The top-rated long-term care insurance agent in Erie, Pennsylvania is Cronk Insurance Inc., rated 5.0 stars across 433 reviews. Other highly rated options include Jeremy Borrero - State Farm Insurance Agent, Chris Wertz - State Farm Insurance Agent, Mike Samueloff - State Farm Insurance Agent. This directory lists 36 long-term care insurance agents serving Erie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cronk Insurance Inc. | 3838 W 12th St | (814) 456-7501 |
| 2 | Jeremy Borrero - State Farm Insurance Agent | 952 W 38th St | (814) 866-1941 |
| 3 | Chris Wertz - State Farm Insurance Agent | 4402 Dexter Ave. | (814) 452-4609 |
| 4 | Mike Samueloff - State Farm Insurance Agent | 5320 Buffalo Rd Unit B | (814) 806-3466 |
| 5 | Todd M. Powers - State Farm Insurance Agent | 4532 Peach St | (814) 868-4839 |
| 6 | Sitter Insurance, LLC | 4267 W Ridge Rd | (814) 835-3889 |
| 7 | Historic Square Agency LLC | 3731 W 26th St | (814) 835-3743 |
| 8 | Bort Insurance Services | 1460 W 38th St | (814) 868-3400 |
| 9 | Northshore Insurance Agency, LLC | 2340 W Grandview Blvd #3 | (814) 838-8310 |
| 10 | Bankers Life | 3939 W Ridge Rd Ste B8 # B7 | (814) 833-8300 |
Cronk Insurance Inc. serves the Erie, PA area as a long-term care insurance agent. It assists clients with securing coverage that helps pay for care in a nursing home, assisted living facility, or at home when a person cannot perform daily activities independently. The agency works to match individuals with a policy that fits their anticipated future needs and financial situation. It handles individual long-term care insurance applications and policy reviews for existing coverage.
Jeremy Borrero - State Farm Insurance Agent provides long-term care insurance planning services for individuals in the Erie, PA area. The agency helps clients understand policy options that cover assisted living, nursing home care, and in-home support services. Ongoing service includes policy reviews and assistance with claims and benefit coordination to ensure coverage keeps pace with changing needs. The agency serves single-family homes, apartments, retail businesses, and restaurants.
Serving families and retirees in Erie, this local agency helps clients plan for potential long-term care needs through insurance products. Chris Wertz - State Farm Insurance Agent offers guidance on policies that cover services like in-home care or assisted living. The agency assists individuals in assessing their financial preparedness for future healthcare costs. Additional coverage for this area extends to the surrounding communities of Millcreek Township and Harborcreek.
Mike Samueloff - State Farm Insurance Agent in Erie, PA helps individuals understand the difference between one-time policies that pay a fixed benefit for a short period and recurring service options that provide ongoing coverage for extended care needs. Long-term care insurance plans generally cover assistance with daily activities, such as bathing, dressing, or eating, often in a home, nursing facility, or assisted living setting. This agent’s service runs on an as-needed basis for consultations and policy reviews.
Todd M. Powers - State Farm Insurance Agent assists residents in Erie, Pennsylvania and the surrounding communities with their long-term care insurance needs. This agency handles policies designed to help cover costs associated with extended care services, such as nursing homes or in-home assistance. It works with clients to understand their personal financial situations and future care preferences. The typical job begins with a detailed consultation to assess individual requirements, followed by presenting suitable plan options from available products.
Sitter Insurance, LLC specializes in long-term care insurance, helping clients plan for future assistance needs such as home care, assisted living, or skilled nursing. Served across the greater Erie, PA area, the agency focuses on assessing individual risk and recommending appropriate coverage options. This work includes explaining policy benefits, premiums, and elimination periods in clear terms. As families begin addressing holiday concerns about aging relatives, the agency helps residents evaluate insurance solutions for upcoming nursing home stays or in-home supportive care.
As Erie residents begin planning for the winter months, securing coverage for future long-term care needs becomes a common priority. Historic Square Agency LLC addresses this concern by guiding clients through available policy options in the area. The agency focuses on helping individuals understand the details of long-term care insurance, including how it can protect assets and provide access to various care settings. Their process begins with a thorough initial assessment of each client's financial situation, health history, and future care goals before recommending any specific plan.
Bort Insurance Services in Erie assists residents with navigating long-term care insurance options tailored to individual needs and future planning. The agency also offers guidance on commercial policies and risk management for local businesses. Serving Erie and the surrounding areas, they work closely with clients to evaluate coverage for assisted living, nursing care, and home-based support. Steady follow-up is provided between regular visits to ensure that existing policies remain aligned with changing health and financial circumstances.
Bankers Life in Erie, PA, is known for providing long-term care insurance to help residents plan for future health needs. The agency assists clients in Erie and the surrounding northwest Pennsylvania region with policies that cover home care, assisted living, and nursing facility expenses. All policies aim to protect savings from the high costs of extended care. Typical services include needs assessments and policy comparison. For added protection, Bankers Life can include an inflation protection rider to maintain coverage value over time.
What Does a a Long-Term Care Insurance Agent in Erie Cost?
Long-term care insurance agent services in Pennsylvania typically do not charge a separate fee because agents earn commissions from the insurance companies. Policy premiums vary widely based on age, health, benefit amount, and coverage period. For a 55 year old in Erie, a policy with a 3 year benefit period and 3 percent inflation protection may cost between 1500 and 3000 dollars per year. Costs can be higher or lower depending on individual factors. This is general information and not insurance advice.
About long-term care insurance agents in Erie
Long-term care insurance agents in Erie Pennsylvania help residents plan for future care costs. These agents guide clients through policy choices that comply with Pennsylvania insurance laws including the state partnership program. Local agents understand the needs of Erie seniors and can explain how Pennsylvania tax deductions apply to long-term care premiums.
Frequently Asked Questions
What does a long-term care insurance agent in Erie do?
A long-term care insurance agent in Erie helps you compare policies from different carriers. They explain benefit triggers, elimination periods, and inflation protection options. Agents also ensure your policy meets Pennsylvania state requirements for partnership program eligibility.
Does Pennsylvania have a long-term care partnership program?
Yes Pennsylvania has a Long-Term Care Partnership Program. This program allows policyholders to protect assets equal to the benefits paid out by their policy. An Erie agent can help you choose a partnership qualified policy that meets state standards.
Are long-term care insurance premiums tax deductible in Pennsylvania?
Pennsylvania allows a deduction for long-term care insurance premiums on state income tax returns. The deduction amount depends on your age and follows federal limits. An Erie agent can explain how this deduction applies to your specific tax situation.
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