The top-rated long-term care insurance agent in Radnor, Pennsylvania is Vista Wealth Solutions, rated 3.8 stars across 13 reviews. Other highly rated options include Altus Partners, Inc., Moss Insurance Group, Inc., Clarity Financial Planning Group. This directory lists 10 long-term care insurance agents serving Radnor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vista Wealth Solutions | 201 King of Prussia Rd Suite 501 | (610) 766-3000 |
| 2 | Altus Partners, Inc. | 201 King of Prussia Rd #100 | (610) 526-9130 |
| 3 | Moss Insurance Group, Inc. | Radnor Financial Center, 150 N Radnor Chester Rd Suite F-200 | (610) 977-2477 |
| 4 | Clarity Financial Planning Group | 170 N Radnor Chester Rd #110 | (215) 981-1860 |
| 5 | Triforce Financial Group | 170 N Radnor Chester Rd #110 | — |
| 6 | Northwestern Mutual | 170 N Radnor Chester Rd #110 | (610) 254-5051 |
| 7 | Altus Private Risk | 201 King of Prussia Rd #100 | (610) 526-9130 |
| 8 | Altus Corporate Risk | 201 King of Prussia Rd #100 | (610) 526-9130 |
| 9 | Adelphia Insurance Group | 201 King of Prussia Rd Suite 650 | (484) 590-5129 |
| 10 | TIAA Financial Services | 201 King of Prussia Rd Suite 650 | (844) 505-0773 |
What Does a a Long-Term Care Insurance Agent in Radnor Cost?
Long-term care insurance agent fees in Pennsylvania are typically paid through commissions from the insurance company, not directly by the client. Policy premiums vary widely based on age, health, benefit amount, and benefit period. For a 55-year-old in good health, annual premiums often range from $1,500 to $3,500 for a policy with $150,000 in initial benefits. Costs increase significantly with age and pre-existing conditions. This is general information, not insurance advice.
About long-term care insurance agents in Radnor
Long-term care insurance agents in Radnor, Pennsylvania help residents plan for future care needs. They guide clients through policy options including hybrid life insurance policies with long-term care riders. Pennsylvania offers the Partnership for Long-Term Care program which provides asset protection for qualifying policyholders.
Frequently Asked Questions
What does a long-term care insurance agent in Radnor do?
A long-term care insurance agent in Radnor helps you compare policies from multiple carriers. They explain benefit triggers, elimination periods, and inflation protection options. They also help you understand how Pennsylvania Partnership policies can protect your assets.
How do Pennsylvania Partnership policies work?
Pennsylvania Partnership policies allow you to keep a portion of your assets equal to the benefits paid by your policy. This means you can qualify for Medicaid without spending down all your savings. These policies must meet specific state requirements to qualify.
Are there state tax incentives for long-term care insurance in Pennsylvania?
Yes, Pennsylvania offers a tax deduction for long-term care insurance premiums. You can deduct premiums paid for qualified policies on your state income tax return. The deduction amount depends on your age and the type of policy.
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