The top-rated long-term care insurance agent in Philadelphia, Pennsylvania is Nationwide Insurance: Ott & Associates Inc., rated 4.9 stars across 533 reviews. Other highly rated options include Adam Hutcheon - State Farm Insurance Agent, Mark Ziegler - State Farm Insurance Agent, Henry Nace - State Farm Insurance Agent. This directory lists 24 long-term care insurance agents serving Philadelphia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nationwide Insurance: Ott & Associates Inc. | 2448 Cottman Ave | (215) 333-5959 |
| 2 | Adam Hutcheon - State Farm Insurance Agent | 687 N Broad St | (215) 765-2686 |
| 3 | Mark Ziegler - State Farm Insurance Agent | 86 Bethlehem Pike Ste 1 | (215) 753-1501 |
| 4 | Henry Nace - State Farm Insurance Agent | 493 Domino Ln | (215) 406-4000 |
| 5 | McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐ | 106 Grape St #2 | (215) 508-9000 |
| 6 | Terra Insurance Services | 1879 Cottman Ave | (215) 742-3743 |
| 7 | Main Line Risk Management | 7300 City Ave Suite 120 | (215) 878-8100 |
| 8 | The Medicare Mensch | 1334 N Howard St | (267) 788-1508 |
| 9 | Eckroth Insurance Group ⭐⭐⭐⭐ | 521 N 22nd St | (215) 232-0200 |
| 10 | Dorsey & Associates LLC | 6641 Germantown Ave | (215) 713-2886 |
Nationwide Insurance: Ott & Associates Inc. serves the Philadelphia metro area as a local resource for long-term care insurance. The agency helps residents plan for future needs by explaining policy options that cover nursing home and in-home care services. These plans can protect personal savings from the high costs of extended care. Client consultations focus on matching coverage to individual health and financial situations. Guidance is available for traditional long-term care policies and hybrid life insurance policies with long-term care benefits.
Adam Hutcheon - State Farm Insurance Agent in Philadelphia, PA provides long-term care insurance coverage for individuals planning for future healthcare needs. Services include policy selection assistance, needs assessments, and regular policy reviews to ensure coverage remains aligned with changing circumstances. The agency offers ongoing support through claims guidance and policy adjustments as clients age or relocate. Its service plans help families coordinate benefits with existing health savings or retirement accounts. This agency works with clients who own or manage single-family homes, apartments, retail properties, and restaurants throughout the Philadelphia area.
Mark Ziegler - State Farm Insurance Agent serves homeowners, businesses, and individuals in Philadelphia, Pennsylvania, with specialized long-term care insurance policies. The agency helps clients plan for future care needs, explaining coverage options for home health aides, assisted living, and nursing facility expenses. Customers are guided through policy selection to protect assets and reduce the financial burden of prolonged care. The office also regularly assists clients in the surrounding neighborhoods of Delaware County, including Media and Springfield.
Henry Nace - State Farm Insurance Agent in Philadelphia, Pennsylvania focuses on general insurance services for local residents and businesses. The agency specializes in Long-Term Care Insurance Agent services, helping clients plan for future care needs and asset protection. Policies are designed to cover extended medical assistance or nursing home expenses. This agency can serve commercial sectors including offices, warehouses, and food service establishments.
McCollum Insurance Agency serves Philadelphia and surrounding communities, handling long-term care insurance policies designed to help residents cover costs of extended assistance. This agency helps clients evaluate coverage options that address needs like home care, assisted living, or skilled nursing facilities. It typically begins by reviewing a client’s current health and financial situation, then compares available plans to identify a suitable benefit structure and premium level.
Terra Insurance Services in Philadelphia, PA assists clients in distinguishing between one-time policy consultations and recurring coverage reviews. Their focus is on long-term care insurance, which helps cover assisted living, nursing home, and home care costs. They evaluate individual needs to recommend appropriate plans from available carriers. Service is provided on an as-needed basis, matching the timing of a client's planning or care transition requirements.
Main Line Risk Management specializes in matching long-term care insurance policies to individual needs and budgets in the Philadelphia area. The agency provides ongoing guidance through policy selection, application, and future benefit adjustments for clients planning ahead or facing immediate health transitions. This work includes assisting families with policy claims and coverage questions tied to aging and chronic conditions. During flu season or after a sudden hospitalization, the agency helps older adults review their existing coverage to address potential care gaps before a crisis arises.
Based in Philadelphia, The Medicare Mensch provides guidance on long-term care insurance options, helping clients plan for future care needs. As a specialized agent in this field, the company can assist individuals in reviewing different policy structures and associated benefit periods. Their services are available to those managing personal financial strategies, as well as to businesses evaluating coverage for their operations, including offices, warehouses, and food service establishments.
As Philadelphia’s summer temperatures rise, many older residents grow concerned about funding future assisted-living costs. Eckroth Insurance Group assists local families by explaining available long-term care coverage options and tailoring policy details to individual needs and budgets. The team reviews current health profiles and discusses how to protect retirement savings from potential care expenses. A no-obligation initial consultation is offered over the phone or in-person at the client’s home to begin this assessment.
Dorsey & Associates LLC provides long-term care insurance services to residents in the Philadelphia area. The company also offers commercial long-term care coverage solutions for local businesses and organizations throughout the region. Agents assist clients in understanding policy options that help protect assets and plan for future care needs. They schedule follow-up consultations to review coverage as circumstances change, ensuring continued support between regular review visits.
What Does a a Long-Term Care Insurance Agent in Philadelphia Cost?
Long-term care insurance premiums in Pennsylvania vary by age health and coverage level. For a 55 year old a policy with a 3 year benefit period and 5 percent inflation protection can cost between 1500 and 3000 per year. A 65 year old might pay 2500 to 5000 annually for similar coverage. These are general estimates and actual costs depend on your specific situation. This information is for general educational purposes and does not constitute insurance advice.
About long-term care insurance agents in Philadelphia
A long-term care insurance agent in Philadelphia Pennsylvania can help you understand policy options that cover nursing home care home health services and assisted living. Pennsylvania offers a partnership program that allows policyholders to protect some assets while qualifying for Medicaid. Working with a local agent ensures you comply with state specific rules and find a plan that fits your budget.
Frequently Asked Questions
What does a long-term care insurance agent in Philadelphia do?
An agent helps you compare policies from multiple insurers and explains coverage details like benefit periods elimination periods and inflation protection. They guide you through the application process and ensure you understand Pennsylvania regulations including the state partnership program.
Is long-term care insurance tax deductible in Pennsylvania?
Premiums for qualified long-term care insurance may be deductible on your federal taxes based on your age. Pennsylvania does not offer a state specific deduction for these premiums but benefits received from a qualified policy are generally not taxed as income.
What is the Pennsylvania Long-Term Care Partnership Program?
This program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. It helps Pennsylvania residents avoid spending down all their savings to qualify for government assistance.
Long-Term Care Insurance Agents in Other Pennsylvania Cities
Allentown · Belle Vernon · Bensalem · Bethlehem · Blue Bell · Collegeville · Cranberry Twp · Doylestown · Drexel Hill · Easton · Erie · Exton · Harrisburg · Havertown · Hazleton