The top-rated long-term care insurance agent in Norristown, Pennsylvania is Highstreet | Patrick McNealis Insurance/Grisafi Insurance Audubon, rated 4.8 stars across 370 reviews. Other highly rated options include Ray Willoughby - State Farm Insurance Agent, River Oaks Home Care, Berks Insurance. This directory lists 11 long-term care insurance agents serving Norristown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Highstreet | Patrick McNealis Insurance/Grisafi Insurance Audubon | 2626 Audubon Rd | (610) 676-0353 |
| 2 | Ray Willoughby - State Farm Insurance Agent | 3108 Ridge Pike | (610) 631-5030 |
| 3 | River Oaks Home Care | 307 W Johnson Hwy | (484) 231-1462 |
| 4 | Berks Insurance | 354 W Main St | (610) 275-4880 |
| 5 | Grisafi Insurance Agency | 624 Markley St | (610) 279-3553 |
| 6 | The Randolph Insurance Agency | 1151 S Trooper Rd | (610) 635-1128 |
| 7 | Scott Esterly - State Farm Insurance Agent | 2000 Swede Rd | (610) 275-9732 |
| 8 | Marc Peyton: Allstate Insurance | 408 W Main St | (484) 681-9237 |
| 9 | Blue Cross Blue Shield in Norristown | 3022 Appledale Rd | (866) 228-5328 |
| 10 | Aia Insurance Agency | 341 W Johnson Hwy | (610) 277-7283 |
Highstreet | Patrick McNealis Insurance/Grisafi Insurance Audubon serves the greater Norristown, Pennsylvania area as a long-term care insurance agent. The company assists clients in planning for future care needs by explaining policy options and comparing coverage from multiple carriers. Their work focuses on helping individuals understand the costs and benefits of these specialized insurance products. Commonly handled services include extended care planning and navigating the differences between traditional and hybrid long-term care policies, all tailored to local community needs.
Ray Willoughby - State Farm Insurance Agent in Norristown, PA, provides long-term care insurance policies designed to help clients cover the costs of extended medical or personal care needs. The agency offers policy review and update services to ensure ongoing coverage aligns with changing health requirements or financial situations. Its service plans include guidance on selecting appropriate benefit periods and elimination periods. The company services single-family homes, apartments, retail, and restaurants.
River Oaks Home Care serves Norristown, Pennsylvania, and the surrounding Montgomery County communities. As a long-term care insurance agent, it handles the selection and enrollment of policies intended to cover home health aides, assisted living, and nursing facility expenses. The agency focuses on assessing each client’s specific future care needs and financial situation. It then tailors policy recommendations to fit those individual circumstances, typically completing each job by walking the client through detailed plan comparisons and the application process.
Berks Insurance serves homeowners, families, and retirees in Norristown, PA, providing long-term care insurance agent services to help plan for future care needs. The agency assists clients in comparing policies that cover in-home assistance, assisted living, and nursing facility expenses. Long-term care insurance can protect savings from the high cost of extended care. Working with an agent helps individuals understand policy options and eligibility requirements. Berks Insurance also serves clients throughout the greater Norristown metro, including the surrounding communities of King of Prussia and Bridgeport.
Grisafi Insurance Agency in Norristown, PA helps clients distinguish between purchasing a one-time long-term care policy and funding coverage with recurring premium payments. This long-term care insurance agent assists individuals in planning for future assistance with daily living activities. Service typically runs on a scheduled basis for initial consultations and policy reviews, with additional support provided as needed for claims or policy adjustments.
As Pennsylvanians age and face rising healthcare costs, the need to protect savings from long-term care expenses becomes urgent. The Randolph Insurance Agency in Norristown helps local residents evaluate their options for long-term care insurance. The agency explains different policy types, such as inflation protection and eliminating periods, and focuses on matching coverage to each client’s financial situation and health history. They begin with an initial consultation to review personal assets and care preferences before outlining a customized policy proposal.
Scott Esterly - State Farm Insurance Agent in Norristown, PA offers long-term care insurance coverage designed to help protect savings against the high costs of extended personal or nursing care. The agency also addresses standard insurance needs through general assistance with auto, home, and life policies. Recognizing that many families face sudden health declines as colder months arrive, it assists clients in planning ahead for potential winter-season injuries or illness that could require long-term recovery support.
Marc Peyton: Allstate Insurance provides long-term care insurance services in the Norristown, Pennsylvania area. The agency helps clients plan for future care needs that are not generally covered by standard health insurance or Medicare. Policies can protect personal assets and offer flexibility in choosing care options over time. These insurance solutions are available for a range of commercial sectors, including offices, warehouses, and food service operations.
Blue Cross Blue Shield in Norristown provides residential long-term care insurance services to individuals in Norristown, Pennsylvania. The agency also offers commercial coverage options for businesses in the surrounding area that need to protect employee benefits. Agents explain policy details, compare plans, and help clients prepare for future care needs. After an initial policy is established, clients often return for annual reviews or to update coverage with the same agent during regular follow-up visits.
Aia Insurance Agency in Norristown, PA, is known for helping clients understand their long-term care insurance options. The agency serves individuals and families throughout the region who are planning for future care needs. Its advisors explain policy features, premiums, and benefit structures to tailor plans for different financial situations. Aia also provides guidance on combining long-term care coverage with retirement income strategies as a specialty service.
What Does a a Long-Term Care Insurance Agent in Norristown Cost?
Long-term care insurance premiums in Pennsylvania vary based on age health and coverage amount. A typical policy for a 55-year-old can cost between 100 and 300 dollars per month. Costs increase with age and if you add inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Norristown
Long-term care insurance agents in Norristown help residents plan for future care needs. Pennsylvania offers a Long-Term Care Partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific rules affect coverage choices for Montgomery County residents.
Frequently Asked Questions
What does a long-term care insurance agent in Norristown do?
An agent helps you compare policies from different insurers and explains Pennsylvania partnership plan benefits. They guide you through underwriting and help you choose a policy that fits your budget and health needs.
Does Pennsylvania have special rules for long-term care insurance?
Yes Pennsylvania has a Long-Term Care Partnership program. This program lets you keep assets equal to the benefits your policy pays out if you later need Medicaid. Agents in Norristown can explain how this works.
How do I choose a long-term care insurance agent in Norristown?
Look for an agent licensed in Pennsylvania with experience in long-term care policies. Ask about their knowledge of the Pennsylvania partnership program and whether they work with multiple insurance companies.
Long-Term Care Insurance Agents in Other Pennsylvania Cities
Allentown · Belle Vernon · Bensalem · Bethlehem · Blue Bell · Collegeville · Cranberry Twp · Doylestown · Drexel Hill · Easton · Erie · Exton · Harrisburg · Havertown · Hazleton