The top-rated long-term care insurance agent in St Peters, Missouri is Globe Life Liberty National Division: Tony DiFilippo Agency, rated 5.0 stars across 952 reviews. Other highly rated options include Sarah Schwartz at Comparion Insurance Agency, Mathenia Insurance Group LLC, Mason Curry at Comparion Insurance Agency. This directory lists 16 long-term care insurance agents serving St Peters.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Liberty National Division: Tony DiFilippo Agency | 5301 Veterans Memorial Pkwy #203 | (636) 922-9446 |
| 2 | Sarah Schwartz at Comparion Insurance Agency | 6141 Mid Rivers Mall Dr | (314) 270-0951 |
| 3 | Mathenia Insurance Group LLC | 1405 Jungermann Rd D | (636) 922-5250 |
| 4 | Mason Curry at Comparion Insurance Agency | 6141 Mid Rivers Mall Dr | (314) 270-0910 |
| 5 | Erick Billings: Allstate Insurance | 303 Jungermann Rd ste c | (636) 397-2646 |
| 6 | Risinger Insurance Agency | 330 Jungermann Rd | (636) 441-7700 |
| 7 | Midwest Medicare | 4122-B, Mexico Rd | (636) 244-8222 |
| 8 | AAA Saint Peters Insurance and Member Services | 591 Mid Rivers Mall Dr | (636) 279-2299 |
| 9 | Shelter Insurance - Michael Flynn | 121 Main St | (636) 441-8177 |
| 10 | Keller Agency LLC American Family Insurance | 3346 Mid Rivers Mall Dr | (636) 441-1222 |
In St. Peters, where winter weather raises falls and spring allergies create health gaps, many families seek coverage for extended care needs. Globe Life Liberty National Division: Tony DiFilippo Agency provides counsel on Long-Term Care Insurance plans to meet these local challenges. The agent explains policy structures, qualifying events, and benefit triggers during each session. No appointment is complete without a full initial assessment of the client’s current health and anticipated future care landscape to outline available options.
Sarah Schwartz at Comparion Insurance Agency serves the St. Peters, Missouri area, specializing in long-term care insurance. The agency helps clients plan for future health needs through insurance policies that cover services often not paid by standard health plans. This work involves evaluating individual financial situations to recommend appropriate coverage options. The firm handles both facility-based and home-based long-term care insurance services.
Mathenia Insurance Group LLC provides long-term care insurance agent services to clients in St Peters, MO, and the surrounding area. It guides individuals through the process of selecting policies that help cover the costs of extended nursing or home-based care. The agency offers ongoing plan reviews and support to ensure coverage remains aligned with changing health needs and financial situations. It services single-family homes, apartments, retail locations, and restaurants.
Mason Curry at Comparion Insurance Agency provides long-term care insurance planning, helping clients prepare for future care needs. Its Long-Term Care Insurance Agent services cover policy selection to address potential expenses. Serving the St Peters, Missouri, area, the company assists individuals in choosing options that protect savings and maintain independence. Commercial sectors it serves include offices, warehouses, and food service operations.
Erick Billings: Allstate Insurance provides long-term care insurance services to homeowners and residential clients in St Peters, Missouri. Commercial coverage is available for local businesses needing employee protection plans. The service area includes nearby communities within St Charles County. Planning conversations explore future care needs and financial strategies for extended support. The office encourages clients to call between regular visits for policy check-ins or to arrange updated coverage reviews for any changing personal circumstances.
At Risinger Insurance Agency in St Peters, MO, representatives clarify the difference between one-time policy consultations and the ongoing service needed as long-term care needs evolve. They guide clients through coverage options that protect assets and provide access to home care, assisted living, or nursing facility services. The agency evaluates individual health and financial situations to recommend suitable plans. Service runs on a scheduled basis, with periodic policy reviews and adjustments available as needs change.
As winter weather increases the risk of slips and falls, many seniors in St. Peters, MO seek ways to protect their savings from the high cost of extended care. Midwest Medicare helps local residents evaluate policies that cover nursing home, assisted living, and home health aide services according to their specific future needs. The company reviews each client’s current health, financial situation, and family history of chronic illness. An initial at-home consultation or phone assessment is then scheduled to compare available coverage options and pricing.
AAA Saint Peters Insurance and Member Services specializes in long-term care insurance, helping clients in St Peters, MO, plan for future care needs. It also writes individual policies and offers guidance on how these plans cover daily living assistance, such as home health aides or nursing facility stays. The agency typically reviews clients’ existing coverage as part of its service. It can assist middle-aged homeowners who are beginning to consider how in-home care might be arranged later.
Shelter Insurance - Michael Flynn provides long-term care insurance services to residents of St Peters, Missouri, and the surrounding area. The agency also assists clients with commercial insurance coverage to meet various business needs in the local community. Experienced professionals help individuals understand policy options to protect assets during extended care. The agency welcomes follow-up questions and encourages repeat visits to adjust coverage or review plans between regular renewal periods.
Keller Agency LLC American Family Insurance assists clients with general insurance needs and specializes in long-term care insurance to help cover extended health services not paid by standard health plans. Based in St. Peters, MO, the agency provides guidance to individuals planning for future care costs. Their services apply to commercial sectors such as offices, warehouses, and food service operations.
What Does a a Long-Term Care Insurance Agent in St Peters Cost?
Long-term care insurance premiums in Missouri vary by age, health, and coverage amount. A typical policy for a 55-year-old in St Peters might cost between $1,500 and $3,000 per year. Costs increase with age and for higher daily benefit amounts. This is general information and not insurance advice.
About long-term care insurance agents in St Peters
A long-term care insurance agent in St Peters, Missouri can help you find a policy that covers nursing home care, home health care, and assisted living. Missouri law requires agents to be licensed by the Missouri Department of Insurance. They can explain how Missouri Partnership policies offer inflation protection and asset disregard for Medicaid eligibility.
Frequently Asked Questions
What does a long-term care insurance agent in St Peters do?
An agent helps you compare policies from different insurance companies. They explain coverage options, premiums, and benefit periods. They also guide you on Missouri-specific rules like the Partnership program.
How do I choose a long-term care insurance agent in Missouri?
Look for an agent licensed in Missouri with experience in long-term care policies. Ask about their familiarity with Missouri Partnership policies and state regulations. Check their record with the Missouri Department of Insurance.
Are there Missouri laws about long-term care insurance?
Yes, Missouri has a 30-day free look period where you can cancel a policy for a full refund. Policies must also offer inflation protection options. Agents must follow Missouri rules on policy disclosures and suitability.
Long-Term Care Insurance Agents in Other Missouri Cities
Ballwin · Blue Springs · Cape Girardeau · Chesterfield · Columbia · Florissant · Gladstone · Grandview · Independence · Jefferson City · Joplin · Kansas City · Kirkwood · Lake St Louis · Lee's Summit