The top-rated long-term care insurance agent in Kansas City, Missouri is Senior Benefits Plus LLC, rated 5.0 stars across 512 reviews. Other highly rated options include United Medicare Advisors, Cole Insure, Bargain Insurance Connection. This directory lists 17 long-term care insurance agents serving Kansas City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Senior Benefits Plus LLC | 7506 N Oak Trafficway Suite 100 | (816) 793-3880 |
| 2 | United Medicare Advisors | 120 W 12th St Suite 1700 | (855) 378-6226 |
| 3 | Cole Insure | 1712 Main St Fl 3 | (816) 307-6165 |
| 4 | Bargain Insurance Connection | 2635 NE Vivion Rd | (816) 453-7722 |
| 5 | Abbott Insurance Inc. | 8117 N Oak Trafficway | (816) 452-8810 |
| 6 | Americo Life Inc | 1055 Broadway Blvd | (816) 641-2850 |
| 7 | Nominal Insurance | 5545 N Oak Trafficway Suite 12A | (816) 569-6611 |
| 8 | Kansas City Life Insurance Company | 3520 Broadway Blvd | (816) 753-7000 |
| 9 | Ford Health | 601 E 63rd St Unit 205 | (678) 753-9506 |
| 10 | Broker Medicare Insurance | 213 Walnut St #103 | (816) 507-3317 |
Senior Benefits Plus LLC serves the Kansas City, Missouri metro area as a dedicated long-term care insurance agency. The company focuses on helping individuals and families plan for potential future care needs by offering professional guidance on policy selection and coverage options. It works to match clients with suitable plans designed to protect assets and provide financial security during extended care events. The agent also assists with policy reviews and the step-by-step application process for both traditional and hybrid long-term care policies.
United Medicare Advisors provides long-term care insurance guidance in the Kansas City, MO area, assisting clients in evaluating policy options to cover future care needs. The agency offers ongoing support for policyholders, including plan reviews and claims assistance to help maintain coverage as situations change. It also helps individuals understand the enrollment process and coordinate benefits with existing health plans. The company serves a range of property contexts, including single-family homes, apartments, retail businesses, and restaurants.
Affording long-term care often requires a choice between paying for a one-time policy purchase or exploring recurring premium structures that maintain coverage over time. Cole Insure in Kansas City, MO helps clients navigate these options, including the differing benefits of traditional, hybrid, and life insurance-linked care plans. For local residents, selecting a policy involves weighing present costs against future care needs, as long-term care insurance typically covers assisted living, home health aides, and nursing facility stays. Service is offered on a one-time, scheduled, or as-needed basis depending on individual consultation requirements.
Bargain Insurance Connection serves Kansas City, Missouri, and its surrounding communities with long-term care insurance coverage. The agency handles plans designed to help cover the costs of assistance with daily living activities such as bathing, dressing, and eating. Because care needs can arise unexpectedly, it focuses on explaining the differences between facility-based and home-based policies. To handle a typical job, it first reviews a client’s financial situation before matching them with a policy that fits their specific budget.
Abbott Insurance Inc. in Kansas City, MO specializes in offering long-term care insurance policies and provides comprehensive guidance on planning for future care needs. The agency helps local residents navigate the complexities of policy options, coverage levels, and premium structures to ensure appropriate protection. Client consultations include explanations of benefit triggers, inflation adjustments, and how policies integrate with personal retirement and health strategies. As open enrollment periods and tax season approach, the agency assists families in reviewing and adjusting coverage to meet changing healthcare requirements for themselves or aging relatives.
Americo Life Inc serves individuals and families in Kansas City, Missouri, who are planning for future health care needs. As a long-term care insurance agent, the company helps clients evaluate policies that cover assisted living, nursing home care, and home health services. These policies are designed to protect personal assets while ensuring access to necessary support. They assist local residents in understanding coverage options and navigating the application process. The agency also serves clients throughout the greater metro area, including the communities in Johnson County, Kansas.
Nominal Insurance provides long-term care insurance services to residents of private homes and assisted living facilities throughout Kansas City, Missouri. Commercial coverage is available for local care businesses seeking to protect their operations. The agency serves clients across the greater Kansas City area, addressing individual needs for future care planning. Coverage options focus on protecting personal assets from extended care costs. Follow-up consultations and policy reviews are regularly scheduled between annual visits to adjust coverage as client circumstances evolve.
Kansas City Life Insurance Company works directly with individuals and families in the Kansas City area to plan for future care needs, specializing in long-term care insurance policies that help cover expenses from assisted living or in-home support. These policies are designed to protect savings against the high costs of extended personal or medical care. The company can assist commercial sectors, including offices, warehouses, and food service establishments, seeking benefit options for their employees or key personnel.
Ford Health in Kansas City, MO, is known for helping individuals plan for future care needs through long-term care insurance agency services. It assists clients by presenting coverage options that protect assets and provide access to home care, assisted living, or nursing facility support. The company evaluates financial situations and health considerations to match policies with personal goals. As a specialty service, Ford Health can coordinate policies that combine long-term care benefits with life insurance components for flexible asset protection.
What Does a a Long-Term Care Insurance Agent in Kansas City Cost?
Long-term care insurance costs in Missouri vary by age health and coverage amount. A typical policy for a 55 year old may cost between $1,500 and $3,000 per year while a 65 year old might pay $2,500 to $5,000 annually. Premiums can increase over time and rates differ by insurer. This is general information not insurance advice.
About long-term care insurance agents in Kansas City
Long-term care insurance agents in Kansas City Missouri help individuals plan for future care needs such as nursing home or in-home care. Missouri offers a state partnership program that allows policyholders to protect some assets while qualifying for Medicaid. Working with a local agent ensures you understand Missouri specific rules and available policy options.
Frequently Asked Questions
What does a long-term care insurance agent in Kansas City do?
An agent helps you compare policies from different insurers and explains coverage options for nursing home care home health care and assisted living. They also guide you on Missouri state rules such as the partnership program and tax deductions.
Are there Missouri specific laws for long-term care insurance?
Yes Missouri requires insurers to offer inflation protection and a free look period of 30 days to cancel a policy for a full refund. The state also has a partnership program that helps you keep assets if you later need Medicaid.
How do I choose a long-term care insurance agent in Kansas City?
Look for an agent licensed in Missouri with experience in long-term care policies. Ask about their knowledge of the Missouri partnership program and request quotes from multiple insurers to compare costs and benefits.
Long-Term Care Insurance Agents in Other Missouri Cities
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