The top-rated long-term care insurance agent in Lee's Summit, Missouri is Apollo Health Insurance, rated 4.9 stars across 451 reviews. Other highly rated options include Jim Hubbard Insurance, Yahir Insurance Agency LLC, AIM Insurance. This directory lists 23 long-term care insurance agents serving Lee's Summit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Apollo Health Insurance | 330 SE Douglas St | (816) 282-1599 |
| 2 | Jim Hubbard Insurance | 111 SW Raintree Plaza Dr | (816) 489-7800 |
| 3 | Yahir Insurance Agency LLC | 459 SW Ward Rd | (816) 761-2010 |
| 4 | AIM Insurance | 700 NW Commerce Dr | (816) 525-9246 |
| 5 | Total Insurance Solutions | 300 Unity Cir N #600 | (816) 833-4480 |
| 6 | Family Solutions For Care | 1951 NE Rice Rd #6919 | (844) 858-4500 |
| 7 | KC Medicare Advisors | 306 SE 3rd St | (816) 447-0167 |
| 8 | Globe Life Liberty National Division: Tony Difilippo Agency | 684 SE Bayberry Ln STE 105 | (913) 702-4301 |
| 9 | Polaris Insurance Solutions | 721 NE Lakewood Blvd | (816) 800-2873 |
| 10 | Epic Insurance, LLC | 4045 NE Lakewood Way #100 | (816) 795-6600 |
Apollo Health Insurance, located in Lee’s Summit, MO, provides services as a long-term care insurance agent, guiding clients through plan selection to cover future custodial and personal care needs. It offers ongoing service plans that help policyholders manage their coverage and adjust options as health situations evolve over time. The agency serves a variety of clients, including those owning single-family homes, apartments, retail properties, and restaurants within the local region.
At 1601 NW Chipman Road in Lee's Summit, Jim Hubbard Insurance serves clients seeking long-term care coverage in the surrounding Missouri communities. The agency offers policies designed to help preserve personal savings when extended nursing, assisted living, or home health services become necessary. Residents may schedule a consultation to review their current situation and explore various benefit options available today. After an initial policy is issued, the team often contacts clients to reassess needs and consider plan adjustments between regular visits.
Yahir Insurance Agency LLC, based in Lee's Summit, Missouri, is known for helping clients plan for future long-term care needs through focused insurance guidance. The agency serves individuals and families in the surrounding area, offering policies designed to cover assisted living and in-home care expenses. These plans help protect personal savings from the high costs of extended care. As a specialist, the agency can also provide partnership-qualified policies that allow clients to preserve a portion of their assets while qualifying for Medicaid assistance.
Serving Lee's Summit and the surrounding Kansas City metropolitan communities, AIM Insurance handles comprehensive long-term care insurance planning for local families. The agency addresses policies that help cover expenses for extended home care, assisted living, and nursing facility stays. By focusing on individual financial situations and future healthcare needs, the company guides clients through evaluating policy options and benefit structures. A typical engagement begins with a detailed consultation to assess personal circumstances, followed by presenting tailored coverage choices from multiple insurers and assisting with the application process.
Residents of Lee’s Summit, Mo., choosing between one-time assessments and scheduled reviews for long-term care insurance can turn to Total Insurance Solutions. The agency provides coverage options that help individuals plan for future care needs. Plans typically address extended stays in nursing homes or assisted living facilities as well as in-home help. Services generally run on an as-needed basis, allowing clients to request guidance only when preparing estate reviews or updating existing policies.
Family Solutions For Care specializes in helping clients navigate the complexities of long-term care insurance, offering personalized policy reviews and plan comparisons. Based in Lee's Summit, MO, it serves the greater Kansas City area by explaining coverage options for home care, assisted living, and nursing facility stays. The agency provides guidance during annual enrollment periods and assists families adjusting policies after major life changes such as retirement or health shifts. It also addresses concerns about rising care costs and helps younger clients secure inflation-protected plans before a health event makes coverage unavailable.
As Lee's Summit families begin considering their long-term financial security, the need for reliable future-care funding becomes clear. KC Medicare Advisors addresses this by helping clients evaluate potential health needs and navigate available long-term care insurance policies. Their process includes comparing coverage options that can protect savings and provide access to necessary support. Each consultation starts with a thorough review of personal assets and health factors to determine suitable plans. An initial in-home or office assessment follows to begin the tailored evaluation.
Globe Life Liberty National Division: Tony Difilippo Agency serves the Lee’s Summit, Missouri, area and provides long-term care insurance solutions to local residents. These policies are designed to help cover the costs of custodial care, assisted living, and nursing home stays for aging individuals. The agency assists clients in understanding benefit structures and policy options that address future care needs. It handles underwriting applications and helps design coverage that accommodates both facility-based care and in-home care services.
Polaris Insurance Solutions is known for guiding clients through the complexities of long-term care planning in Lee's Summit. The company assesses individual health and financial factors to tailor coverage options from multiple insurers. It helps families protect assets against the high cost of extended care needs, whether at home or in a facility. A local agent provides education on policy features and coordinates with other advisors. Polaris Insurance Solutions can add on a hybrid life insurance policy that includes a long-term care rider.
What Does a a Long-Term Care Insurance Agent in Lee's Summit Cost?
Long-term care insurance costs in Missouri vary by age, health, and policy features. For a 55-year-old, a typical policy might cost between $1,500 and $3,000 per year. For a 65-year-old, costs often range from $2,500 to $5,000 annually. These are general estimates and your actual cost will depend on your specific situation. This information is general and not insurance advice.
About long-term care insurance agents in Lee's Summit
Long-term care insurance agents in Lee's Summit, Missouri help residents plan for future care needs. Missouri law requires agents to be licensed by the state and follow specific disclosure rules. Local agents can explain how Missouri Partnership for Long-Term Care policies work and how they affect Medicaid eligibility.
Frequently Asked Questions
What does a long-term care insurance agent in Lee's Summit do?
An agent helps you compare policies from different carriers. They explain coverage for nursing homes, home care, and assisted living. They also guide you through Missouri-specific rules like the 90-day free look period.
How do Missouri laws affect long-term care insurance?
Missouri requires a 30-day free look period for new policies. The state also mandates that insurers offer inflation protection options. Agents must provide a Missouri outline of coverage before you buy.
What is the Missouri Partnership for Long-Term Care?
This is a state program that lets you keep more assets if you later need Medicaid. A qualified agent can explain how partnership policies work. These policies must meet specific Missouri standards.
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