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Find Long-Term Care Insurance Agents Near You in Ballwin, MO

Directory of long-term care insurance agents in Ballwin, Missouri. Verify credentials with the state department of insurance before hiring.

13 agents listed
Updated May 2026
Ballwin, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 13 long-term care insurance agents in Ballwin, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
D Freihaut Agency & Associates LLC American Family Insurance
15117 Manchester Rd, Ballwin, MO 63011
(636) 394-9700 amfam.com
Shelter Insurance - David Keane
119 Woods Mill Rd, Ballwin, MO 63011
(636) 391-8684 shelterinsurance.com
Kyle Uhlig: Allstate Insurance
110A Holloway Rd, Ballwin, MO 63011
(636) 227-2229 agents.allstate.com
Matt Kennington - COUNTRY Financial Advisor
14780 Clayton Rd, Ballwin, MO 63011
(636) 537-3355 advisors.countryfinancial.com
Associated Insurance Brokers
410 Sovereign Ct STE 6, Ballwin, MO 63011
(636) 391-3500 associatedinsurancebrokers.com
Kollin Gilliam - COUNTRY Financial Agent
14780 Clayton Rd, Ballwin, MO 63011
(573) 556-6386 agents.countryfinancial.com
D Smith Agency & Associates LLC American Family Insurance
15332 Manchester Rd Suite 220, Ballwin, MO 63011
(636) 238-0084 amfam.com
Farmers Insurance - Craig Berry
15332 Manchester Rd Ste 211, Ballwin, MO 63011
(636) 230-3377 agents.farmers.com
Bob Jones - COUNTRY Financial Representative
14780 Clayton Rd, Ballwin, MO 63011
(636) 686-7347 advisors.countryfinancial.com
Obermeyer Insurance Group
15009 Manchester Rd, Ballwin, MO 63011
(314) 495-4211
Farmers Insurance - Steve Rhodes
13975 Manchester Rd Ste 5 Unit 24, Ballwin, MO 63011
(314) 828-6637 agents.farmers.com
Assurance Brokers Ltd
2236 Mason Ln, Ballwin, MO 63021
(314) 821-6560 assurancebrokers.com
Ballwin Insurance
15009 Manchester Rd, Ballwin, MO 63011
(314) 569-1010 ballwininsurance.com

A long-term care insurance agent in Ballwin Missouri helps residents plan for future care needs. These agents explain policy features and compare options from multiple carriers. Missouri has a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid if needed.

What Does a Long-Term Care Insurance Agent in Ballwin Cost?

Long-term care insurance costs in Missouri vary by age, health, and coverage level. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. Premiums for a 65-year-old often range from $2,500 to $5,000 annually. These figures are estimates and your actual cost depends on your specific situation. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Ballwin do?
An agent helps you understand different long-term care insurance policies and find coverage that fits your budget. They explain benefit periods, elimination periods, and inflation protection options. The agent does not sell one specific product but shows you choices from several insurance companies.
Is long-term care insurance required in Missouri?
No, Missouri does not require long-term care insurance. However, many people purchase it to protect savings from high care costs. The Missouri Partnership for Long-Term Care offers policies with asset protection that meet state standards.
How does the Missouri Partnership for Long-Term Care work?
This program allows you to keep a portion of your assets if you later need Medicaid. You must buy a partnership-certified policy from an approved agent. The amount of assets protected equals the benefits paid by your policy.