The top-rated long-term care insurance agent in Springfield, Missouri is Missouri Insurance Advisors - Medicare & Health Insurance, rated 5.0 stars across 2,518 reviews. Other highly rated options include Temmen Insurance, The Resource Center Insurance and Financial Services, Bowman Insurance Group. This directory lists 20 long-term care insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Missouri Insurance Advisors - Medicare & Health Insurance | 3616 S Campbell Ave | (417) 213-9159 |
| 2 | Temmen Insurance | Springfield Township, S Campbell Ave | (417) 695-5474 |
| 3 | The Resource Center Insurance and Financial Services | 1304 E Kingsley St | (417) 932-2993 |
| 4 | Bowman Insurance Group | 1824 S Lone Pine Ave Suite D | (417) 895-9511 |
| 5 | Secure Insurance Group | 3253 E Chestnut Expressway Suite 320 | (417) 883-9300 |
| 6 | The Advocate Group - Springfield, MO | 1650 E Battlefield Rd # 130 | (417) 880-1348 |
| 7 | Croley Insurance & Financial | 3705 E Battlefield Rd | (417) 881-3520 |
| 8 | Wise Medicare | 901 E St Louis St #1601 | (417) 755-7050 |
| 9 | GLS Insurance Group | 440 N Campbell Ave | (866) 910-9630 |
| 10 | Hometown Benefits Group | 2769 W Lark St A | (417) 831-1566 |
Missouri Insurance Advisors - Medicare & Health Insurance serves the Springfield, Missouri area, focusing on long-term care insurance agent services. It helps local residents navigate policies that cover extended care needs, such as nursing home stays or in-home assistance. The agency works to match clients with suitable coverage to protect assets and future care options. It also addresses Medicare supplements and health insurance plans for individuals in the region. Its specific services include guiding clients through long-term care policy selection and coordinating coverage with existing health plans.
Serving families and individuals in Springfield, MO, Temmen Insurance helps clients plan for future care needs through long-term care insurance. This type of coverage assists with the cost of services like nursing home care, assisted living, or home health care, which are not typically covered by standard health insurance or Medicare. The agency can assess a client’s financial situation and health history to recommend suitable policy options. Temmen Insurance also extends its services to residents of neighboring Nixa, offering the same local guidance for long-term care planning.
The Resource Center Insurance and Financial Services in Springfield, MO provides long-term care insurance solutions tailored for local families seeking future care coverage. Their services include client consultations to outline policy options and ongoing support to manage existing plans as needs evolve. They assist with navigating premiums, benefit structures, and claims processes to ensure continued suitability. The company services a diverse mix of properties, including single-family homes, apartments, retail establishments, and restaurants, offering insurance guidance for business owners and homeowners alike.
Serving Springfield, Missouri, and the surrounding communities, Bowman Insurance Group handles long-term care insurance needs for local residents. The agency helps clients plan for potential future expenses related to extended health and personal support services not covered by standard health plans. By evaluating individual circumstances and financial situations, the company reviews different policy options to ensure appropriate coverage. It typically approaches each case by first discussing the client’s specific concerns and long-term goals, then presenting suitable solutions from available carriers.
Secure Insurance Group in Springfield, MO helps clients differentiate between a one-time consultation, which provides a single review of long-term care insurance options, and recurring policy management services that adjust coverage as needs change. Their typical coverage analysis focuses on policy types such as traditional long-term care, hybrid life insurance with care benefits, or shorter-term indemnity plans. The agency operates strictly on a scheduled basis, by appointment only, for initial meetings and annual policy reviews.
As Springfield residents face rising health care costs and the uncertainties of aging, The Advocate Group - Springfield, MO helps families prepare by offering guidance on long-term care insurance policies. The broker works with clients to understand coverage options that protect savings and provide access to care in the region. An initial consultation includes a review of personal assets and health needs, followed by a straightforward assessment of available plans without pressure.
Croley Insurance & Financial specializes in long-term care insurance, helping clients plan for future needs like home health care or assisted living. The agency also provides general service work by reviewing individual policy options to protect assets and maintain independence. For residents in Springfield, Missouri, it addresses concerns about rising care costs and family burden. This support is particularly valuable when seasonal illnesses or unexpected injuries create urgent care decisions.
Wise Medicare provides long-term care insurance services in the Springfield, Missouri area. The company helps individuals understand and select plans that address future care needs, including coverage for home care, assisted living, and nursing facility expenses. Its specialty includes guiding clients through options for protecting assets against the high cost of extended care. Wise Medicare serves commercial sectors that may require group or individual policies, such as local offices, warehouses, and food service businesses.
GLS Insurance Group serves the Springfield, MO area, helping individuals and families arrange coverage for long-term care needs. Residential service focuses on securing policies that address future assisted living or in-home support expenses. Commercial coverage is also available for business owners seeking employee benefit options. Service extends across Springfield and the surrounding region, ensuring local access for consultations and policy reviews. Clients often return for policy adjustments as their personal situations change, with follow-up service provided between regular visits to maintain appropriate coverage.
Hometown Benefits Group, located in Springfield, MO, is known for helping local residents navigate the complexities of long-term care insurance. The agency guides clients through the process of selecting policies that cover home care, assisted living, and nursing facility expenses. It assesses individual needs and financial situations to recommend suitable coverage plans. Additionally, the agency offers long-term care insurance that protects assets from the high costs of extended care, securing peace of mind. For added protection, specialists can incorporate a hybrid policy linking life insurance with long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Springfield Cost?
Long-term care insurance premiums in Missouri vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost 1,500 to 3,000 dollars per year. For a 65-year-old, costs often range from 2,500 to 5,000 dollars annually. These are estimates and actual quotes depend on your specific situation. This is general information, not insurance advice.
About long-term care insurance agents in Springfield
Long-term care insurance agents in Springfield Missouri help residents plan for future care needs. Missouri offers a Partnership program that allows policyholders to protect assets equal to the benefits paid. Local agents can explain how these policies work with Missouri Medicaid rules and help you compare options from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Springfield do?
An agent helps you compare policies from different insurance companies. They explain coverage options, benefit amounts, and inflation protection. They also show how a policy works with Missouri Medicaid and the state Partnership program.
Is long-term care insurance tax deductible in Missouri?
Missouri allows a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and follows federal limits. An agent can help you determine if your policy qualifies.
What is the Missouri Long-Term Care Partnership Program?
The Partnership program is a state and federal partnership that lets you keep assets equal to the benefits your policy pays. If you use 100,000 dollars in benefits, you can protect 100,000 dollars in assets from Medicaid recovery. Only certain policies qualify for this program.
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