ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Long-Term Care Insurance Agents Near You in Worcester, MA

Browse long-term care insurance agents serving Worcester, Massachusetts. Updated 2026-07-14.

The top-rated long-term care insurance agent in Worcester, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.8 stars across 2,432 reviews. Other highly rated options include Berlin Insurance Group, Mainstream Insurance Agency, Inc., Zawada Insurance Agency. This directory lists 32 long-term care insurance agents serving Worcester.

Showing 32 long-term care insurance agents in Worcester, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1A-Affordable Insurance Agency, Inc.70 Southbridge St(508) 799-3900
2Berlin Insurance Group61 Milton St(508) 459-1226
3Mainstream Insurance Agency, Inc.704 Southbridge St(508) 797-4500
4Zawada Insurance Agency52 Highland St(508) 831-0133
5Universal Insurance Agency Inc374 Belmont St(508) 752-9333
6HUB International292 Park Ave(508) 755-3555
7Marc Alkes Insurance1405 Main St(508) 755-7969
8The Hanover Insurance Group, Inc.440 Lincoln St(800) 922-8427
9Feingold Insurance Agency446 Main St Suite 1403(508) 831-9500
10Educators Insurance440 Lincoln St(888) 908-6822
AI
70 Southbridge St
A-Affordable Insurance Agency, Inc.
Long-Term Care Insurance Agent · Worcester, MA

As Worcester residents plan for the inevitable challenges of aging, the need for a solid long-term care strategy becomes clear. A-Affordable Insurance Agency, Inc. helps clients navigate the complexities of insurance plans designed to cover services like home health aides or nursing facility stays. They tailor coverage options to an individual's financial situation and future care goals. A typical process begins with a thorough review of the client’s current health profile and existing assets during an initial needs assessment.

BI
61 Milton St
Berlin Insurance Group
Long-Term Care Insurance Agent · Worcester, MA

Berlin Insurance Group serves the Worcester, Massachusetts area and surrounding communities, assisting individuals with their long-term care insurance needs. The agency handles policy selection and enrollment for clients planning for future care expenses. Licensed agents evaluate each client’s financial situation and health considerations to recommend appropriate coverage options. Transparency and clear communication are prioritized throughout the process. A typical job begins with a needs assessment, followed by comparing plans from multiple carriers to find suitable protection for the client’s specific circumstances.

MI
704 Southbridge St
Mainstream Insurance Agency, Inc.
Long-Term Care Insurance Agent · Worcester, MA

Mainstream Insurance Agency, Inc. in Worcester, Massachusetts serves area homeowners, professionals, and retirees seeking coverage for future care needs. The agency specializes in Long-Term Care Insurance policies that help clients protect assets from high nursing home or home health costs. These plans offer essential coverage for chronic illness and personal care expenses. Customers receive guidance on plan options suited to their individual financial situations. Mainstream Insurance Agency, Inc. also provides coverage to clients residing in the neighboring communities of Shrewsbury and Auburn.

ZI
52 Highland St
Zawada Insurance Agency
Long-Term Care Insurance Agent · Worcester, MA

Serving Worcester, Massachusetts, and the surrounding central Massachusetts communities, Zawada Insurance Agency specializes in long-term care insurance. The agency addresses the financial challenges of extended care needs, including nursing home and home health services. It helps clients explore policy options that manage potential future costs. When working with a client, the agency first evaluates existing assets and family health history to identify appropriate coverage limits. It then develops a personalized comparison of policies to find a suitable solution for that individual situation.

UI
374 Belmont St
Universal Insurance Agency Inc
Long-Term Care Insurance Agent · Worcester, MA

As winter weather increases the risk of slips and falls in Worcester, older residents often seek coverage that protects long-term savings from assisted living costs. Universal Insurance Agency Inc provides Long-Term Care Insurance Agent services tailored to these local concerns. They guide clients through policy options that address nursing home stays and in-home help without relying solely on generic quotes. An initial assessment step involves reviewing current assets and potential future needs to recommend suitable plans.

HI
292 Park Ave
HUB International
Long-Term Care Insurance Agent · Worcester, MA

HUB International provides long-term care insurance solutions for individuals and businesses in Worcester, Massachusetts. The agency specializes in policies that help cover home care, assisted living, and nursing facility expenses. Its advisors assist clients in understanding plan benefits and navigating the often complex application process. HUB International serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments looking for employee benefit options.

MA
1405 Main St
Marc Alkes Insurance
Long-Term Care Insurance Agent · Worcester, MA

Marc Alkes Insurance works with clients to arrange Long-Term Care Insurance policies that help cover expenses from extended care needs. Based in Worcester, Massachusetts, the agency focuses on policies that address the financial planning challenges associated with home care, assisted living, and nursing facility stays. Services can include guidance on policy selection and benefit options. The firm serves commercial clients across various sectors, including offices, warehouses, and food service.

HI
440 Lincoln St
The Hanover Insurance Group, Inc.
Long-Term Care Insurance Agent · Worcester, MA

When clients seek financial security, The Hanover Insurance Group, Inc. in Worcester, Massachusetts distinguishes between one-time policy consultations and recurring annual plan reviews. Its long-term care coverage helps offset the high cost of assisted living, nursing homes, or home health aides, thereby protecting personal savings and retirement income. Services are provided on either a scheduled or as-needed basis, allowing policyholders to request plan adjustments or claim guidance whenever their care circumstances change.

FI
446 Main St Suite 1403
Feingold Insurance Agency
Long-Term Care Insurance Agent · Worcester, MA
EI
440 Lincoln St
Educators Insurance
Long-Term Care Insurance Agent · Worcester, MA
PI
424 Belmont St
Point Insurance - Worcester
Long-Term Care Insurance Agent · Worcester, MA
(508) 552-8066
linktr.ee/pointinsurance
IM
Day Building, 306 Main St
Insurance Marketing Agencies
Long-Term Care Insurance Agent · Worcester, MA
(508) 753-7233
imaagency.com
DG
190 Park Ave
Deland, Gibson Insurance Associates
Long-Term Care Insurance Agent · Worcester, MA
(508) 755-5200
delandgibson.com/locations/worcester
HI
51 Pullman St
Herlihy Insurance Group
Long-Term Care Insurance Agent · Worcester, MA
(508) 756-5159
herlihygroup.com
CI
318 Plantation St
Cantiani Insurance
Long-Term Care Insurance Agent · Worcester, MA
(508) 791-2088
cantianiagency.com
MC
218 Chandler St
Mill City Insurance
Long-Term Care Insurance Agent · Worcester, MA
(978) 655-4654
millcityinsurance.com
KD
Mercantile Center, 120 Front St
Knight-Dik Insurance
Long-Term Care Insurance Agent · Worcester, MA
(508) 753-6353
knightdik.com
WI
20 Park Ave
World Insurance Associates LLC
Long-Term Care Insurance Agent · Worcester, MA
(508) 752-7504
locations.worldinsurance.com/obrien-and-gibbons-insurance-a-world-compnay-5e281a499cc7
TB
617 Mill St STE 1
Thomas B Carroll Insurance
Long-Term Care Insurance Agent · Worcester, MA
(508) 752-3300
thomascarrollinsurance.com
MI
25 Burncoat St
Moynihan Insurance Agency Inc.
Long-Term Care Insurance Agent · Worcester, MA
(508) 853-8080
moynihanins.com
NI
305 Shrewsbury St
The Network Insurance Agency, Inc.
Long-Term Care Insurance Agent · Worcester, MA
(508) 752-3523
thenetworkinsurance.com
SA
27 Mechanic St #204
Sheppard Agency & Goosehead Insurance
Long-Term Care Insurance Agent · Worcester, MA
(508) 618-7128
goosehead.com/Kyle-Sheppard
SI
316 Main St Suite 303
Smart Insurance Quotes MA
Long-Term Care Insurance Agent · Worcester, MA
(508) 203-6409
FH
1 Mercantile St Suite 400
Fallon Health
Long-Term Care Insurance Agent · Worcester, MA
(800) 868-5200
fallonhealth.org
EM
490 Shrewsbury St
ELAINE M SAMPSON INSURANCE AGENCY
Long-Term Care Insurance Agent · Worcester, MA
(508) 799-3998
elainedalonzosampsoninsuranceagency.vpweb.com
BW
44 Park Ave
Braley & Wellington Insurance Agency
Long-Term Care Insurance Agent · Worcester, MA
(508) 754-7255
braleywellingtongroup.com
MH
Armsby, 146 Main St
Massachusetts Health Connector
Long-Term Care Insurance Agent · Worcester, MA
(877) 623-6765
mahealthconnector.org
JB
100 Front St
JH Best Insurance Agency
Long-Term Care Insurance Agent · Worcester, MA
(508) 300-9913
jhbestagency.com
RP
10 Institute Rd
Robert P. Powers Insurance Agency Inc.
Long-Term Care Insurance Agent · Worcester, MA
(508) 752-3701
robertpowersins.com
MI
900 Main St
MacShawson Insurance Agency Inc
Long-Term Care Insurance Agent · Worcester, MA
(508) 757-8030
FM
1 Mercantile St
Fallon Medicare Plus
Long-Term Care Insurance Agent · Worcester, MA
(888) 340-5504
fchp.org/find-insurance/medicare
SI
38 Austin St
SterlingBridge Insurance Agency, Inc.
Long-Term Care Insurance Agent · Worcester, MA
(800) 416-7764
sterlingbridge.com

What Does a a Long-Term Care Insurance Agent in Worcester Cost?

Long-term care insurance premiums in Massachusetts vary widely based on age health and benefit choices. A typical policy for a 55 year old might cost between 150 and 300 dollars per month while older applicants may pay more. Costs also depend on the daily benefit amount and whether you choose inflation protection. This is general information and not insurance advice.

About long-term care insurance agents in Worcester

Long-term care insurance agents in Worcester Massachusetts help residents plan for future care needs such as nursing home or home health aide services. Massachusetts offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid out. Working with a local agent ensures you understand state-specific rules and available policy options.

Frequently Asked Questions

What does a long-term care insurance agent in Worcester do?

A long-term care insurance agent helps you compare policies from different carriers and explains coverage options like daily benefit amounts and elimination periods. They guide you through the application process and answer questions about Massachusetts specific rules such as the Partnership Program.

Are there Massachusetts laws that affect long-term care insurance?

Yes Massachusetts requires that policies offer inflation protection and nonforfeiture benefits. The state also has a Partnership Program that coordinates private insurance with MassHealth to help you preserve assets if you later need Medicaid.

How do I choose a long-term care insurance agent in Worcester?

Look for an agent who is licensed in Massachusetts and has experience with long-term care policies. Ask about their familiarity with local carriers and the Massachusetts Partnership Program to ensure you get accurate advice.

Long-Term Care Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.