ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Long-Term Care Insurance Agents Near You in Boston, MA

Browse long-term care insurance agents serving Boston, Massachusetts. Updated 2026-07-14.

The top-rated long-term care insurance agent in Boston, Massachusetts is Vargas & Vargas Insurance Inc., rated 4.9 stars across 690 reviews. Other highly rated options include Ironside Insurance Group, LLC, Bender Hatch Insurance, State Fund Insurance. This directory lists 22 long-term care insurance agents serving Boston.

Showing 22 long-term care insurance agents in Boston, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vargas & Vargas Insurance Inc.1133 Washington St(617) 298-0655
2Ironside Insurance Group, LLC112 Water St #401(617) 227-2400
3Bender Hatch Insurance87 Wendell St 4th Floor(617) 367-4900
4State Fund Insurance100 Summer St(617) 956-9999
5Click Insurance131 Dartmouth St Fl 3rd, Suite 82(617) 580-3499
6Flynn Insurance Agency30 Park St APT 2(617) 242-1200
7Point Insurance - Boston1103 Commonwealth Ave(617) 783-1160
8Beacon Hill Insurance Agency200 Portland St(800) 568-4091
9Best Choice Insurance Agency163 Harvard Ave(617) 782-8800
10Uni Life Insurance Agency23 Essex St(857) 576-3957
VV
1133 Washington St
Vargas & Vargas Insurance Inc.
Long-Term Care Insurance Agent · Boston, MA

Vargas & Vargas Insurance Inc. serves the Boston metro area as a long-term care insurance agency. The company helps clients plan for potential future needs by explaining how these policies can cover home care, assisted living, or nursing facility costs. Each policy is designed to protect personal savings and family financial stability. By reviewing individual situations, the agency helps select appropriate coverage levels and benefit periods. Vargas & Vargas Insurance Inc. also helps clients understand policy renewal procedures and coordinates the filing of initial long-term care claims.

II
112 Water St #401
Ironside Insurance Group, LLC
Long-Term Care Insurance Agent · Boston, MA

Ironside Insurance Group, LLC in Boston, MA provides guidance and policy placement for long-term care insurance needs. The company offers assistance with plan selection to cover assisted living, nursing home care, or in-home support services. Its advisors help clients navigate policy options and provide ongoing reviews of coverage to adapt to changing health and financial circumstances. Service plans include annual policy evaluations and claims support. The firm works with individuals and families residing in single-family homes, apartments, retail establishments, and restaurants.

BH
87 Wendell St 4th Floor
Bender Hatch Insurance
Long-Term Care Insurance Agent · Boston, MA

Bender Hatch Insurance serves Boston residents and families who are planning for future long-term care needs. The agency specializes in providing long-term care insurance policies that help clients protect assets and access quality care. It assists individuals in understanding coverage options tailored to their financial circumstances and health considerations. Bender Hatch Insurance guides customers through the application process and policy selection to address potential costs of assisted living or home-based care. It also covers surrounding communities within the Greater Boston metro area, including Cambridge.

SF
100 Summer St
State Fund Insurance
Long-Term Care Insurance Agent · Boston, MA

Serving Boston and the surrounding communities of Cambridge, Somerville, Quincy, and Newton, State Fund Insurance handles long-term care insurance to help clients plan for future care needs. The company works with individuals and families to assess coverage options that protect assets and provide access to home health aides, assisted living, or nursing home care. It addresses common concerns about rising healthcare costs and personal independence. To handle a typical job, it reviews a client’s financial situation, explains policy benefits, and coordinates with other financial professionals to provide a suitable plan.

CI
131 Dartmouth St Fl 3rd, Suite 82
Click Insurance
Long-Term Care Insurance Agent · Boston, MA

Click Insurance specializes in guiding Boston clients through the complexities of long-term care insurance, focusing on policies that cover home care, assisted living, and nursing facility expenses. It works directly with individuals to compare plan options and explain coverage limits. As local winters bring increased risks of slips or extended recovery periods, the agency helps residents secure policies that address seasonal mobility challenges and potential rehabilitation costs.

FI
30 Park St APT 2
Flynn Insurance Agency
Long-Term Care Insurance Agent · Boston, MA

Flynn Insurance Agency in Boston offers a key distinction between one-time policy evaluations and recurring service arrangements for long-term care planning. Their coverage consultations focus on protecting assets from the high costs of extended personal or home care. Clients can explore options that fit their future needs, including standalone and hybrid policies designed to preserve financial stability. Service runs on a one-time, scheduled, or as-needed basis, allowing each individual to choose the level of ongoing support that best matches their changing circumstances.

PI
1103 Commonwealth Ave
Point Insurance - Boston
Long-Term Care Insurance Agent · Boston, MA

As the cost of assisted living and nursing home care continues to rise across Massachusetts, many Boston residents seek guidance on protecting their assets. Point Insurance - Boston addresses this local need by specializing as a long-term care insurance agent. The company helps clients in the area navigate policy options that can cover in-home support or facility stays. Focusing on individual financial situations, the agency discusses plan features and potential benefits. An initial assessment of personal coverage needs and budget is typically conducted before any specific recommendations are made.

BH
200 Portland St
Beacon Hill Insurance Agency
Long-Term Care Insurance Agent · Boston, MA

Beacon Hill Insurance Agency works with individuals and families throughout Boston, Massachusetts to secure long-term care insurance coverage that helps protect assets and manage the costs of extended care. The agency specializes in offering policy options that address future needs for nursing homes, assisted living, and home-based care services. Beyond personal planning, the firm also serves commercial sectors including local medical offices, warehouse operations, and food service businesses seeking employee benefit solutions.

BC
163 Harvard Ave
Best Choice Insurance Agency
Long-Term Care Insurance Agent · Boston, MA

Serving residents of Boston, Best Choice Insurance Agency guides individuals through the process of securing long-term care coverage designed to protect assets and provide access to quality care. This agency also advises local business owners on group long-term care insurance options for their employees throughout the Boston metropolitan area. With each client consultation, the agent explains policy features such as daily benefit amounts and elimination periods carefully. Clients often return to review their policies during annual enrollment periods or after significant life events.

UL
23 Essex St
Uni Life Insurance Agency
Long-Term Care Insurance Agent · Boston, MA
DI
571 Dudley St Ste A
Damelia Insurance Agency, LLC
Long-Term Care Insurance Agent · Boston, MA
(617) 442-9190
dameliainsurance.com
JH
200 Berkeley St # 1
John Hancock Life Insurance Co
Long-Term Care Insurance Agent · Boston, MA
(888) 887-2739
johnhancock.com
CC
308 Northern Ave
Cheap Car Insurance Agency - Boston City
Long-Term Care Insurance Agent · Boston, MA
(914) 351-9737
AA
580 Harrison Ave ste 452
Affordable Auto Insurance Company LLP.
Long-Term Care Insurance Agent · Boston, MA
(469) 960-5880
AI
1065 Commonwealth Ave # 3
Allston Insurance Agency, Inc.
Long-Term Care Insurance Agent · Boston, MA
(617) 562-8200
allstoninsuranceagency.com
KD
4 Copley Pl Suite 120
K D Hicks Insurance Agency
Long-Term Care Insurance Agent · Boston, MA
(617) 442-1300
kdhicksinsurance.com
OC
121 Tremont St
One Call Insurance
Long-Term Care Insurance Agent · Boston, MA
(617) 782-2255
onecallinsurance.com
LI
214 Lincoln St #110
LongCare Insurance of Boston
Long-Term Care Insurance Agent · Boston, MA
(339) 219-1113
II
401 Park Dr
Indigo Insurance Services
Long-Term Care Insurance Agent · Boston, MA
(888) 483-7083
indigo-insurance.com
SI
123 Beach St
Sterling Insurance Group of Boston
Long-Term Care Insurance Agent · Boston, MA
(508) 687-2750
insurewithsterling.com
LI
99 High St
Lexington Insurance
Long-Term Care Insurance Agent · Boston, MA
(617) 330-1100
lexingtoninsurance.com
LI
100 Summer Street, 100 Summer St
Lexington Insurance Co
Long-Term Care Insurance Agent · Boston, MA
(877) 873-9972
lexingtoninsurance.com/home

What Does a a Long-Term Care Insurance Agent in Boston Cost?

Long-term care insurance agents in Massachusetts typically do not charge a separate fee because they earn commissions from the insurance company. Policy premiums vary widely based on age health and coverage level. For a healthy 55 year old in Boston a policy with 165 daily benefit and 3 year term might cost 1500 to 3000 per year. Older applicants or those with health issues may pay significantly more. This is general information not insurance advice.

About long-term care insurance agents in Boston

A long-term care insurance agent in Boston Massachusetts helps you find policies that cover nursing home care home health aides and assisted living. Massachusetts has a Partnership Program that allows policyholders to protect a portion of their assets if they later need MassHealth. An agent can explain how these state-specific rules apply to your situation.

Frequently Asked Questions

What does a long-term care insurance agent in Boston do?

An agent reviews your health and finances to recommend policies from multiple insurers. They explain coverage options benefit triggers and inflation protection. In Massachusetts they also help you understand the state Partnership Program and how it coordinates with MassHealth.

How do Massachusetts Partnership policies work?

Massachusetts Partnership policies let you keep assets equal to the benefits your policy paid out if you later apply for MassHealth. For example if your policy pays 200000 in benefits you can protect 200000 of your assets from MassHealth recovery. An agent can help you find a Partnership qualified policy.

Are there time limits for buying long-term care insurance in Massachusetts?

There is no state law requiring purchase by a certain age but most insurers stop offering new policies after age 79 or 84. Massachusetts also requires a 30 day free look period after you buy a policy. You can cancel during that time for a full refund.

Long-Term Care Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.