Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 long-term care insurance agents in Andover, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Segreve & Hall Insurance Associates Inc.
1 Tech Dr, Andover, MA 01810
(978) 975-1300
segrevehall.com
The Andover Companies
95 Old River Rd, Andover, MA 01810
(978) 475-3300
andovercompanies.com
My Family Life Insurance
300 Brickstone Square Suite 201, Andover, MA 01810
(800) 645-9841
myfamilylifeinsurance.com
HUB International
300 Ballardvale St, Andover, MA 01810
(978) 657-5100
hubinternational.com
Doherty Insurance Inc
21 Elm St, Andover, MA 01810
(978) 475-0260
dohertyinsurance.com
Fred C. Church, Inc.
89 Main St #201, Andover, MA 01810
(800) 225-1865
fredcchurch.com
Protection Solutions Insurance
138 River Rd #107, Andover, MA 01810
(978) 660-6588
psiagencies.com
Samel Insurance Inc
15 Central St, Andover, MA 01810
(978) 474-0810
samel-ins.com
Howe Insurance Agency
4 Punchard Ave, Andover, MA 01810
(978) 475-0400
howeins.com
WellPoint
300 Brickstone Square, Andover, MA 01810
(978) 470-1795
anthem.com
What Does a Long-Term Care Insurance Agent in Andover Cost?
Long-term care insurance premiums in Massachusetts vary by age health and coverage amount. A typical policy for a 55-year-old can cost between 1500 and 3000 dollars per year. For a 65-year-old the same policy may range from 2500 to 5000 dollars annually. Costs also depend on benefit period daily benefit amount and inflation protection. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Andover do?
An agent helps you compare policies from different carriers and explains coverage options. They also advise on Massachusetts Partnership qualified policies which offer asset protection. The agent does not provide legal advice but assists with insurance choices.
How does the Massachusetts Partnership program affect long-term care insurance?
The Partnership program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need MassHealth. Policies must be certified by the state to qualify. An agent can identify which carriers offer Partnership policies in Massachusetts.
Are there time limits for buying long-term care insurance in Massachusetts?
There are no state-mandated time limits for purchasing a policy. However premiums increase with age and health conditions may make you ineligible. Many agents recommend applying before age 60 to lock in lower rates.