The top-rated long-term care insurance agent in Beverly, Massachusetts is Sterling Insurance Agency Inc, rated 4.9 stars across 206 reviews. Other highly rated options include Leslie S. Ray Ins. Agency, Inc., Cross Insurance, Archer Insurance Agency. This directory lists 14 long-term care insurance agents serving Beverly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sterling Insurance Agency Inc | 186 Cabot St Suite 203 | (978) 922-6600 |
| 2 | Leslie S. Ray Ins. Agency, Inc. | 129 Dodge St | (978) 927-2600 |
| 3 | Cross Insurance | 48 Dunham Rdg Rd #1000 | (978) 922-2288 |
| 4 | Archer Insurance Agency | 271 Cabot St | (978) 922-4600 |
| 5 | MCJ Insurance Agency | 409A Cabot St | (978) 338-4670 |
| 6 | Soucy Insurance Agency, Inc. | 100 Cummings Center #101f | (978) 744-7110 |
| 7 | Duffy Insurance | 50 Dunham Rdg Rd G200 | (978) 969-6207 |
| 8 | Carmen Kimball Insurance | 48 Beckford St | (978) 922-0086 |
| 9 | Universal Insurance Agency | 412 Hale St #350 | (781) 654-8082 |
| 10 | Priority Insurance Massachusetts | 162 Cabot St | (978) 248-8512 |
Sterling Insurance Agency Inc serves Beverly, Massachusetts, as a local provider of long-term care insurance guidance. The agency helps individuals plan for the financial impact of extended care needs, such as nursing home or home health services. In this area, it assists clients in evaluating policy options that cover custodial care and assisted living. The agency handles long-term care insurance policy comparisons and the selection of appropriate coverage schedules.
Leslie S. Ray Ins. Agency, Inc. provides personalized long-term care insurance consultations, helping clients in Beverly, MA evaluate policies that protect assets against the cost of extended care. The agency also offers ongoing policy reviews and claims support to ensure coverage adapts as needs change over time. Services focus on individual planning for nursing home, assisted living, and home-based care expenses. The agency serves homeowners, apartment dwellers, retail business operators, and local restaurants seeking financial safeguards for themselves or their employees.
As residents of Massachusetts’ North Shore plan for retirement or a move to a senior community, the need to safeguard assets from future care costs arises frequently. Cross Insurance, based in Beverly, addresses this by helping clients evaluate Long-Term Care Insurance policies that fit personal budgets and health histories. Their agents explain coverage for home care, assisted living, and nursing facility stays typical in the region. An initial consultation reviews financial goals and current health status to determine eligibility and policy options.
Archer Insurance Agency in Beverly, Massachusetts serves local homeowners, families, and individuals planning for their future health needs as a long-term care insurance agent. The company works with clients to explore insurance options that help cover the costs of extended care services, such as nursing homes, assisted living, or home-based care. Policies are designed to protect personal savings and provide financial flexibility during later stages of life. The agency also extends its coverage expertise to clients in nearby Danvers and the greater North Shore area.
For clients who need occasional guidance, MCJ Insurance Agency delivers one-time consultations to review existing long-term care policies, while those seeking ongoing protection can choose recurring service options that ensure coverage evolves with changing health needs and financial goals. Operating in Beverly, Massachusetts, this agency assists local residents in comparing policies that address nursing home stays, assisted living, and home-based care expenses. Their support aims to simplify complex insurance decisions for individuals planning retirement-age medical costs. Service is available on an as-needed basis, allowing clients to request help only when required.
Serving Beverly, Massachusetts, and the surrounding North Shore communities, Soucy Insurance Agency, Inc. specializes exclusively in long-term care insurance. The agency handles policies designed to help clients cover expenses related to nursing homes, assisted living facilities, and in-home care. For a typical job, it first assesses a client’s personal financial situation and potential future care needs, then compares available plans from multiple carriers to recommend a suitable policy option.
Duffy Insurance works with individuals and families in Beverly, Massachusetts, to help them plan for the financial costs of extended personal care. Their services focus specifically on long-term care insurance, which can cover nursing home, assisted living, and home care expenses. Policy options are analyzed for suitability based on each client’s health profile and budget. The agency also assists with the commercial needs of local businesses, including offices, warehouses, and food service operations that seek coverage for their employees.
Carmen Kimball Insurance specializes in helping clients navigate long-term care insurance options to protect assets and maintain independence. It provides personalized guidance through policy comparisons, eligibility evaluations, and claims assistance for individuals and families in Beverly, Massachusetts. The company focuses on explaining coverage for home care, assisted living, and nursing facility expenses. Whether a client is planning ahead for retirement or addressing an immediate health change such as a fall recovery or a new dementia diagnosis, the agency helps identify suitable plans to meet current and future care needs.
As New Englanders in Beverly plan for the unpredictable health challenges that often accompany aging, many seek reliable strategies to protect their savings from extended care costs. Universal Insurance Agency serves this local need by providing professional guidance on long-term care insurance policies available in the region. The agency helps clients navigate coverage details for home care, assisted living, or nursing facility stays. An initial consultation typically begins with a review of each individual’s financial situation and current health history to determine eligibility and policy options.
Priority Insurance Massachusetts assists clients in planning for future long-term care needs. As a long-term care insurance agent based in Beverly, Massachusetts, the company helps individuals navigate policy options that address assisted living, home health care, and nursing home expenses. Each plan can be tailored to provide flexibility for a client’s specific financial strategy. The agency works with residential customers as well as commercial sectors including offices, warehouses, and food service operations.
What Does a a Long-Term Care Insurance Agent in Beverly Cost?
Long-term care insurance agent services in Massachusetts typically do not charge a separate fee. Agents earn commissions from the insurance companies which are built into the policy premium. Policy premiums vary widely based on age health and coverage level. A 55 year old might pay 1500 to 3000 dollars per year for a comprehensive policy. Costs increase with age and health conditions. This is general information not insurance advice.
About long-term care insurance agents in Beverly
Long-term care insurance agents in Beverly Massachusetts help residents plan for future care needs. These agents can explain the Massachusetts Partnership for Long-Term Care program which allows policyholders to protect assets equal to benefits paid. Working with a local agent ensures you understand state specific rules and available policy features.
Frequently Asked Questions
What does a long-term care insurance agent in Beverly do?
A long-term care insurance agent in Beverly helps you compare policies from different carriers. They explain coverage options benefit triggers and inflation protection. They also guide you on how a policy interacts with Massachusetts MassHealth rules.
Is long-term care insurance required in Massachusetts?
No Massachusetts does not require long-term care insurance. However the Massachusetts Partnership program offers asset protection for those who buy a qualified policy. An agent can explain how this partnership works and whether it fits your situation.
What is the Massachusetts Partnership for Long-Term Care?
The Massachusetts Partnership for Long-Term Care is a state program that lets you keep assets equal to the benefits your policy pays. If you use 100000 dollars in benefits you can protect 100000 dollars in assets from MassHealth recovery. An agent can help you find a qualifying partnership policy.
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